EWBC vs. PNC: East West Bancorp vs. PNC Financial Services Stock Comparison
How do East West Bancorp (EWBC) and PNC Financial Services (PNC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
East West Bancorp (EWBC) and PNC Financial Services (PNC) both belong to the Banks industry, though EWBC is classified under Regional Banks while PNC falls under Diversified Banks.
| Profile Item | EWBC | PNC |
|---|---|---|
| Name | East West Bancorp Inc. | The PNC Financial Services Group, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Regional Banks | Diversified Banks |
| Market Capitalization | 17.65 billion USD | 89.43 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | February 3, 1999 | November 17, 1975 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | EWBC | PNC |
|---|---|---|
| Total Return (1Y) | 30.57% | 30.50% |
| Total Return (3Y, Annualized) | 36.90% | 29.46% |
| Total Return (5Y, Annualized) | 12.56% | 6.26% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | EWBC | PNC |
|---|---|---|
| Volatility (1Y, Annualized) | 23.01% | 21.60% |
| Beta (5Y) | 0.98 | 0.90 |
| Max Drawdown (5Y) | -54.06% | -47.98% |
| Avg. Volume (3M) | 807.94K | 1.77M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | EWBC | PNC |
|---|---|---|
| Sharpe Ratio (1Y) | 1.14 | 1.21 |
| Sortino Ratio (1Y) | 1.69 | 1.77 |
Profitability
ROE (TTM)
East West Bancorp (EWBC) at 16.57% sits in the top ROE quartile, while PNC Financial Services (PNC) at 13.10% is closer to the peer norm — stronger capital efficiency for EWBC.
EWBC
Banks industry group
16.57%
- Max
- 19.84%
- EWBC
- 16.57%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
PNC
Banks industry group
13.10%
- Max
- 19.84%
- Q3
- 13.67%
- PNC
- 13.10%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
East West Bancorp (EWBC) at 50.06% converts revenue to bottom-line profit above its industry’s benchmark range, while PNC Financial Services (PNC) at 31.68% keeps roughly the typical share for its industry.
EWBC
Banks industry group
50.06%
- EWBC
- 50.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
PNC
Banks industry group
31.68%
- Max
- 47.19%
- Q3
- 35.25%
- PNC
- 31.68%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for East West Bancorp (EWBC) in Banks and PNC Financial Services (PNC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | EWBC | PNC |
|---|---|---|
| ROE (TTM) | 16.57% | 13.10% |
| ROA (TTM) | 1.76% | 1.33% |
| Net Margin (TTM) | 50.06% | 31.68% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both East West Bancorp (EWBC) at 12.86% and PNC Financial Services (PNC) at 10.90% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both East West Bancorp (EWBC) at 14.29% and PNC Financial Services (PNC) at 20.74% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | EWBC | PNC |
|---|---|---|
| Revenue Growth (YoY) | 12.86% | 10.90% |
| Revenue Growth (3Y CAGR) | 7.70% | 3.01% |
| EPS Growth (YoY) | 14.29% | 20.74% |
| EPS Growth (3Y CAGR) | 6.33% | 6.20% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: East West Bancorp (EWBC) in Banks and PNC Financial Services (PNC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: East West Bancorp (EWBC) in Banks and PNC Financial Services (PNC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | EWBC | PNC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both East West Bancorp (EWBC) at 2.32% and PNC Financial Services (PNC) at 3.13% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
EWBC
Banks industry group
2.32%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- EWBC
- 2.32%
- Q1
- 1.20%
- Min
- 0.00%
PNC
Banks industry group
3.13%
- Max
- 5.79%
- Q3
- 3.18%
- PNC
- 3.13%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both East West Bancorp (EWBC) at 28.52% and PNC Financial Services (PNC) at 37.81% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
EWBC
Banks industry group
28.52%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- EWBC
- 28.52%
- Q1
- 18.98%
- Min
- 0.00%
PNC
Banks industry group
37.81%
- Max
- 70.75%
- Q3
- 41.28%
- PNC
- 37.81%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | EWBC | PNC |
|---|---|---|
| Dividend Yield (TTM) | 2.32% | 3.13% |
| Dividend Payout Ratio (TTM) | 28.52% | 37.81% |
Valuation
P/E Ratio (TTM)
Both East West Bancorp (EWBC) at 12.25 and PNC Financial Services (PNC) at 12.00 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
EWBC
Banks industry group
12.25
- Max
- 18.16
- Q3
- 13.75
- EWBC
- 12.25
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
PNC
Banks industry group
12.00
- Max
- 18.16
- Q3
- 13.75
- PNC
- 12.00
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both East West Bancorp (EWBC) in Banks and PNC Financial Services (PNC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Both East West Bancorp (EWBC) at 1.95 and PNC Financial Services (PNC) at 1.59 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.
EWBC
Banks industry group
1.95
- Max
- 2.28
- EWBC
- 1.95
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
PNC
Banks industry group
1.59
- Max
- 2.28
- PNC
- 1.59
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | EWBC | PNC |
|---|---|---|
| P/E Ratio (TTM) | 12.25 | 12.00 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.95 | 1.59 |
| Free Cash Flow Yield (TTM) | -- | -- |