EWBC vs. IBN: East West Bancorp vs. ICICI Bank Stock Comparison
How do East West Bancorp (EWBC) and ICICI Bank (IBN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
East West Bancorp (EWBC) and ICICI Bank (IBN) both belong to the Banks industry, though EWBC is classified under Regional Banks while IBN falls under Diversified Banks.
East West Bancorp (EWBC) trades as ordinary local shares, while ICICI Bank (IBN) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | EWBC | IBN |
|---|---|---|
| Name | East West Bancorp Inc. | ICICI Bank Ltd. Sponsored ADR |
| Country/Region | United States | India |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Regional Banks | Diversified Banks |
| Market Capitalization | 17.65 billion USD | 121.68 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | February 3, 1999 | March 28, 2000 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | EWBC | IBN |
|---|---|---|
| Total Return (1Y) | 30.57% | 14.98% |
| Total Return (3Y, Annualized) | 36.90% | 16.22% |
| Total Return (5Y, Annualized) | 12.56% | 11.17% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | EWBC | IBN |
|---|---|---|
| Volatility (1Y, Annualized) | 23.01% | 22.77% |
| Beta (5Y) | 0.98 | 0.29 |
| Max Drawdown (5Y) | -54.06% | -26.24% |
| Avg. Volume (3M) | 807.94K | 5.48M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | EWBC | IBN |
|---|---|---|
| Sharpe Ratio (1Y) | 1.14 | 0.47 |
| Sortino Ratio (1Y) | 1.69 | 0.74 |
Profitability
ROE (TTM)
Both East West Bancorp (EWBC) at 16.57% and ICICI Bank (IBN) at 16.49% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.
EWBC
Banks industry group
16.57%
- Max
- 19.84%
- EWBC
- 16.57%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
IBN
Banks industry group
16.49%
- Max
- 19.84%
- IBN
- 16.49%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
East West Bancorp (EWBC) at 50.06% converts revenue to bottom-line profit above its industry’s benchmark range, while ICICI Bank (IBN) at 27.85% keeps roughly the typical share for its industry.
EWBC
Banks industry group
50.06%
- EWBC
- 50.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
IBN
Banks industry group
27.85%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- IBN
- 27.85%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for East West Bancorp (EWBC) in Banks and ICICI Bank (IBN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | EWBC | IBN |
|---|---|---|
| ROE (TTM) | 16.57% | 16.49% |
| ROA (TTM) | 1.76% | 2.10% |
| Net Margin (TTM) | 50.06% | 27.85% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both East West Bancorp (EWBC) at 12.86% and ICICI Bank (IBN) at 9.13% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both East West Bancorp (EWBC) at 14.29% and ICICI Bank (IBN) at 5.10% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | EWBC | IBN |
|---|---|---|
| Revenue Growth (YoY) | 12.86% | 9.13% |
| Revenue Growth (3Y CAGR) | 7.70% | 18.11% |
| EPS Growth (YoY) | 14.29% | 5.10% |
| EPS Growth (3Y CAGR) | 6.33% | 16.05% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: East West Bancorp (EWBC) in Banks and ICICI Bank (IBN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: East West Bancorp (EWBC) in Banks and ICICI Bank (IBN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | EWBC | IBN |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
ICICI Bank (IBN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile East West Bancorp (EWBC) reports a yield of 2.32%, ranking against industry peers normally.
EWBC
Banks industry group
2.32%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- EWBC
- 2.32%
- Q1
- 1.20%
- Min
- 0.00%
IBN
Banks industry group
0.00%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- IBN
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
East West Bancorp (EWBC) at 28.52% keeps its payout within the industry’s typical band; ICICI Bank (IBN) at 14.16% pays out less than peers usually do, retaining more of its earnings — a policy difference more than a quality gap.
EWBC
Banks industry group
28.52%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- EWBC
- 28.52%
- Q1
- 18.98%
- Min
- 0.00%
IBN
Banks industry group
14.16%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- IBN
- 14.16%
- Min
- 0.00%
Dividend Metrics
| Metric | EWBC | IBN |
|---|---|---|
| Dividend Yield (TTM) | 2.32% | 0.00% |
| Dividend Payout Ratio (TTM) | 28.52% | 14.16% |
Valuation
P/E Ratio (TTM)
East West Bancorp (EWBC) at 12.25 is near its industry’s usual P/E ratio, while ICICI Bank (IBN) at 19.26 sits above its peer range — an unusually expensive price for IBN’s trailing earnings.
EWBC
Banks industry group
12.25
- Max
- 18.16
- Q3
- 13.75
- EWBC
- 12.25
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
IBN
Banks industry group
19.26
- IBN
- 19.26
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both East West Bancorp (EWBC) in Banks and ICICI Bank (IBN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Both look rich against book: East West Bancorp (EWBC) at 1.95 sits in the upper P/B ratio quartile, and ICICI Bank (IBN) at 2.94 prices even higher, above its industry range.
EWBC
Banks industry group
1.95
- Max
- 2.28
- EWBC
- 1.95
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
IBN
Banks industry group
2.94
- IBN
- 2.94
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | EWBC | IBN |
|---|---|---|
| P/E Ratio (TTM) | 12.25 | 19.26 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.95 | 2.94 |
| Free Cash Flow Yield (TTM) | -- | -- |