EWBC vs. FCNCA: East West Bancorp vs. First Citizens BancShares Stock Comparison

Company Profile

East West Bancorp (EWBC) and First Citizens BancShares (FCNCA) both belong to the Banks industry, though EWBC is classified under Regional Banks while FCNCA falls under Diversified Banks.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

East West Bancorp (EWBC) at 16.57% sits in the top ROE quartile, while First Citizens BancShares (FCNCA) at 10.98% is closer to the peer norm — stronger capital efficiency for EWBC.

East West Bancorp (EWBC) at 50.06% retains an above-range share of revenue as profit, while First Citizens BancShares (FCNCA) at 25.21% keeps a bottom-quartile share — a wide gap in how much each sales dollar survives to the bottom line.

Neither side reports a meaningful operating margin: for East West Bancorp (EWBC) in Banks and First Citizens BancShares (FCNCA) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

East West Bancorp (EWBC) at 12.86% is around its peer norm for revenue growth, while First Citizens BancShares (FCNCA) at -2.61% drops into the bottom quartile, signaling weaker demand or pricing momentum.

East West Bancorp (EWBC) at 14.29% is around its peer norm for EPS growth, while First Citizens BancShares (FCNCA) at -12.76% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: East West Bancorp (EWBC) in Banks and First Citizens BancShares (FCNCA) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: East West Bancorp (EWBC) in Banks and First Citizens BancShares (FCNCA) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

East West Bancorp (EWBC) at 2.32% pays a yield in its industry’s typical range, while First Citizens BancShares (FCNCA) at 0.36% falls in the bottom quartile of its peers.

East West Bancorp (EWBC) at 28.52% keeps its payout within the industry’s typical band; First Citizens BancShares (FCNCA) at 4.31% pays out less than peers usually do, retaining more of its earnings — a policy difference more than a quality gap.

Dividend Metrics

Valuation

Both East West Bancorp (EWBC) at 12.25 and First Citizens BancShares (FCNCA) at 11.68 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both East West Bancorp (EWBC) in Banks and First Citizens BancShares (FCNCA) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

First Citizens BancShares (FCNCA) at 1.29 is valued about in line with its industry on P/B ratio, while East West Bancorp (EWBC) at 1.95 carries an above-peer premium to book — EWBC is pricier on assets.

Valuation Metrics