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EQH vs. JKHY: Equitable vs. Jack Henry & Associates Stock Comparison

How do Equitable (EQH) and Jack Henry & Associates (JKHY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Equitable (EQH) and Jack Henry & Associates (JKHY) both belong to the Financial Services industry, though EQH is classified under Diversified Financial Services while JKHY falls under Transaction & Payment Processing Services.

Company profile comparison for Equitable (EQH) and Jack Henry & Associates (JKHY)
Profile ItemEQHJKHY
NameEquitable Holdings Inc.Jack Henry & Associates, Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesFinancial Services
GICS Sub-IndustryDiversified Financial ServicesTransaction & Payment Processing Services
Market Capitalization14.04 billion USD12.15 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateMay 10, 2018November 20, 1985
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

EQH
JKHY
GSPC
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Equitable (EQH) vs. Jack Henry & Associates (JKHY), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Equitable (EQH) and Jack Henry & Associates (JKHY). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Equitable (EQH) and Jack Henry & Associates (JKHY). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Equitable (EQH) and Jack Henry & Associates (JKHY)
MetricEQHJKHY
Total Return (1Y)26.35%9.28%
Total Return (3Y, Annualized)32.07%6.53%
Total Return (5Y, Annualized)12.88%3.04%

Risk Profile

Drawdown History

EQH
JKHY
GSPC
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Equitable (EQH) vs. Jack Henry & Associates (JKHY), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Equitable (EQH) and Jack Henry & Associates (JKHY). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Equitable (EQH) and Jack Henry & Associates (JKHY)
MetricEQHJKHY
Volatility (1Y, Annualized)33.44%31.51%
Beta (5Y)1.040.51
Max Drawdown (5Y)-35.85%-38.35%
Avg. Volume (3M)2.71M944.55K

Risk-Adjusted Performance

Risk-Return Positioning

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EQH and JKHY are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Equitable (EQH) and Jack Henry & Associates (JKHY)
MetricEQHJKHY
Sharpe Ratio (1Y)0.660.16
Sortino Ratio (1Y)0.940.23

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Equitable (EQH) earns 171.08% on shareholders’ equity, ranked against its industry; Jack Henry & Associates (JKHY) has no ROE this period.

EQH

Financial Services industry group

171.08%

EQH
171.08%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%

JKHY

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
JKHY
--
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Equitable (EQH) vs. Jack Henry & Associates (JKHY): JKHY does not report ROE, so it has no value marker; EQH is benchmarked against the Financial Services industry group.

Net Margin (TTM)

Both Equitable (EQH) at 11.52% and Jack Henry & Associates (JKHY) at 19.96% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

EQH

Financial Services industry group

11.52%

Max
62.84%
Q3
28.05%
Median
15.36%
EQH
11.52%
Q1
4.82%
Min
-28.52%

JKHY

Financial Services industry group

19.96%

Max
62.84%
Q3
28.05%
JKHY
19.96%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Equitable (EQH) vs. Jack Henry & Associates (JKHY): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Equitable (EQH) at 37.18% and Jack Henry & Associates (JKHY) at 29.52% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

EQH

Financial Services industry group

37.18%

Max
107.33%
Q3
55.90%
EQH
37.18%
Median
30.09%
Q1
14.60%
Min
-44.34%

JKHY

Financial Services industry group

29.52%

Max
107.33%
Q3
55.90%
Median
30.09%
JKHY
29.52%
Q1
14.60%
Min
-44.34%
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Equitable (EQH) vs. Jack Henry & Associates (JKHY): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Equitable (EQH) and Jack Henry & Associates (JKHY)
MetricEQHJKHY
ROE (TTM)171.08%--
ROA (TTM)0.45%--
Net Margin (TTM)11.52%19.96%
Operating Margin (TTM)37.18%29.52%
Gross Margin (TTM)----

Growth

Revenue Growth

Jack Henry & Associates (JKHY) at 7.12% is around its peer norm for revenue growth, while Equitable (EQH) at -6.12% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Equitable (EQH) vs. Jack Henry & Associates (JKHY): A comparison of their Revenue Growth across different time periods.

EPS Growth

Jack Henry & Associates (JKHY) at 11.86% is around its peer norm for EPS growth, while Equitable (EQH) at -227.78% falls below its industry range, a notably weak earnings reading.

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Equitable (EQH) vs. Jack Henry & Associates (JKHY): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Equitable (EQH) and Jack Henry & Associates (JKHY)
MetricEQHJKHY
Revenue Growth (YoY)-6.12%7.12%
Revenue Growth (3Y CAGR)-2.65%6.99%
EPS Growth (YoY)-227.78%11.86%
EPS Growth (3Y CAGR)--11.61%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Equitable (EQH) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Equitable (EQH) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Equitable (EQH) and Jack Henry & Associates (JKHY)
MetricEQHJKHY
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Equitable (EQH) at 0.51% and Jack Henry & Associates (JKHY) at 1.34% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

EQH

Financial Services industry group

0.51%

Max
9.77%
Q3
3.92%
Median
1.09%
EQH
0.51%
Q1
0.00%
Min
0.00%

JKHY

Financial Services industry group

1.34%

Max
9.77%
Q3
3.92%
JKHY
1.34%
Median
1.09%
Q1
0.00%
Min
0.00%
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Equitable (EQH) vs. Jack Henry & Associates (JKHY): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Equitable (EQH) at 22.49% and Jack Henry & Associates (JKHY) at 33.10% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

EQH

Financial Services industry group

22.49%

Max
241.07%
Q3
97.36%
Median
25.77%
EQH
22.49%
Q1
0.00%
Min
0.00%

JKHY

Financial Services industry group

33.10%

Max
241.07%
Q3
97.36%
JKHY
33.10%
Median
25.77%
Q1
0.00%
Min
0.00%
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Equitable (EQH) vs. Jack Henry & Associates (JKHY): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Equitable (EQH) and Jack Henry & Associates (JKHY)
MetricEQHJKHY
Dividend Yield (TTM)0.51%1.34%
Dividend Payout Ratio (TTM)22.49%33.10%

Valuation

P/E Ratio (TTM)

Both Equitable (EQH) at 10.39 and Jack Henry & Associates (JKHY) at 23.80 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

EQH

Financial Services industry group

10.39

Max
45.85
Q3
24.64
Median
15.37
EQH
10.39
Q1
9.68
Min
0.16

JKHY

Financial Services industry group

23.80

Max
45.85
Q3
24.64
JKHY
23.80
Median
15.37
Q1
9.68
Min
0.16
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Equitable (EQH) vs. Jack Henry & Associates (JKHY): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Equitable (EQH) at 1.08 looks cheap on sales in the lower P/S ratio quartile, while Jack Henry & Associates (JKHY) at 4.67 looks rich in the upper quartile — a clear gap in price per dollar of revenue.

EQH

Financial Services industry group

1.08

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
EQH
1.08
Min
-0.55

JKHY

Financial Services industry group

4.67

Max
9.23
JKHY
4.67
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Equitable (EQH) vs. Jack Henry & Associates (JKHY): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Equitable (EQH) reports a negative P/B ratio of -4.92, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Jack Henry & Associates (JKHY) reports 5.92, ranking against industry peers normally.

EQH

Financial Services industry group

-4.92

Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
EQH
-4.92

JKHY

Financial Services industry group

5.92

Max
7.79
JKHY
5.92
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Equitable (EQH) vs. Jack Henry & Associates (JKHY): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Equitable (EQH) and Jack Henry & Associates (JKHY)
MetricEQHJKHY
P/E Ratio (TTM)10.3923.80
P/S Ratio (TTM)1.084.67
P/B Ratio (MRQ)-4.925.92
Free Cash Flow Yield (TTM)----