ELV vs. HUM: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at ELV and HUM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | ELV | HUM |
|---|---|---|
| Company Name | Elevance Health, Inc. | Humana Inc. |
| Country | United States | United States |
| GICS Sector | Health Care | Health Care |
| GICS Industry | Health Care Providers & Services | Health Care Providers & Services |
| Market Capitalization | 67.51 billion USD | 28.68 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | October 30, 2001 | December 31, 1981 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of ELV and HUM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | ELV | HUM |
|---|---|---|
| 5-Day Price Return | -4.06% | -15.41% |
| 13-Week Price Return | 4.47% | -10.59% |
| 26-Week Price Return | -27.23% | -5.81% |
| 52-Week Price Return | -29.24% | -17.15% |
| Month-to-Date Return | -4.23% | -14.30% |
| Year-to-Date Return | -17.65% | -6.03% |
| 10-Day Avg. Volume | 1.50M | 1.82M |
| 3-Month Avg. Volume | 2.25M | 1.84M |
| 3-Month Volatility | 27.99% | 48.52% |
| Beta | 0.54 | 0.49 |
Profitability
Return on Equity (TTM)
ELV
12.91%
Health Care Providers & Services Industry
- Max
- 24.86%
- Q3
- 15.79%
- Median
- 8.56%
- Q1
- 5.75%
- Min
- -1.64%
ELV’s Return on Equity of 12.91% is on par with the norm for the Health Care Providers & Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
HUM
7.29%
Health Care Providers & Services Industry
- Max
- 24.86%
- Q3
- 15.79%
- Median
- 8.56%
- Q1
- 5.75%
- Min
- -1.64%
HUM’s Return on Equity of 7.29% is on par with the norm for the Health Care Providers & Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
ELV
2.84%
Health Care Providers & Services Industry
- Max
- 11.56%
- Q3
- 5.45%
- Median
- 2.83%
- Q1
- 1.13%
- Min
- -1.71%
ELV’s Net Profit Margin of 2.84% is aligned with the median group of its peers in the Health Care Providers & Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
HUM
1.02%
Health Care Providers & Services Industry
- Max
- 11.56%
- Q3
- 5.45%
- Median
- 2.83%
- Q1
- 1.13%
- Min
- -1.71%
Falling into the lower quartile for the Health Care Providers & Services industry, HUM’s Net Profit Margin of 1.02% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
Operating Profit Margin (TTM)
ELV
4.35%
Health Care Providers & Services Industry
- Max
- 19.08%
- Q3
- 9.66%
- Median
- 4.77%
- Q1
- 2.46%
- Min
- -0.83%
ELV’s Operating Profit Margin of 4.35% is around the midpoint for the Health Care Providers & Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
HUM
2.30%
Health Care Providers & Services Industry
- Max
- 19.08%
- Q3
- 9.66%
- Median
- 4.77%
- Q1
- 2.46%
- Min
- -0.83%
HUM’s Operating Profit Margin of 2.30% is in the lower quartile for the Health Care Providers & Services industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.
Profitability at a Glance
| Symbol | ELV | HUM |
|---|---|---|
| Return on Equity (TTM) | 12.91% | 7.29% |
| Return on Assets (TTM) | 4.60% | 2.61% |
| Net Profit Margin (TTM) | 2.84% | 1.02% |
| Operating Profit Margin (TTM) | 4.35% | 2.30% |
| Gross Profit Margin (TTM) | -- | -- |
Financial Strength
Current Ratio (MRQ)
ELV
0.23
Health Care Providers & Services Industry
- Max
- 2.00
- Q3
- 1.51
- Median
- 1.29
- Q1
- 0.92
- Min
- 0.14
ELV’s Current Ratio of 0.23 falls into the lower quartile for the Health Care Providers & Services industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
HUM
0.01
Health Care Providers & Services Industry
- Max
- 2.00
- Q3
- 1.51
- Median
- 1.29
- Q1
- 0.92
- Min
- 0.14
HUM’s Current Ratio of 0.01 is notably low, falling beneath the typical range for the Health Care Providers & Services industry. This suggests a heightened liquidity risk and could indicate potential challenges in meeting its short-term obligations.
Debt-to-Equity Ratio (MRQ)
ELV
0.73
Health Care Providers & Services Industry
- Max
- 2.29
- Q3
- 1.24
- Median
- 0.74
- Q1
- 0.50
- Min
- 0.00
ELV’s Debt-to-Equity Ratio of 0.73 is typical for the Health Care Providers & Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
HUM
0.68
Health Care Providers & Services Industry
- Max
- 2.29
- Q3
- 1.24
- Median
- 0.74
- Q1
- 0.50
- Min
- 0.00
HUM’s Debt-to-Equity Ratio of 0.68 is typical for the Health Care Providers & Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
ELV
7.67
Health Care Providers & Services Industry
- Max
- 14.47
- Q3
- 7.50
- Median
- 4.52
- Q1
- 2.12
- Min
- -4.44
ELV’s Interest Coverage Ratio of 7.67 is in the upper quartile for the Health Care Providers & Services industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.
HUM
3.61
Health Care Providers & Services Industry
- Max
- 14.47
- Q3
- 7.50
- Median
- 4.52
- Q1
- 2.12
- Min
- -4.44
HUM’s Interest Coverage Ratio of 3.61 is positioned comfortably within the norm for the Health Care Providers & Services industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | ELV | HUM |
|---|---|---|
| Current Ratio (MRQ) | 0.23 | 0.01 |
| Quick Ratio (MRQ) | 0.23 | 0.01 |
| Debt-to-Equity Ratio (MRQ) | 0.73 | 0.68 |
| Interest Coverage Ratio (TTM) | 7.67 | 3.61 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
ELV
2.16%
Health Care Providers & Services Industry
- Max
- 5.93%
- Q3
- 2.59%
- Median
- 1.35%
- Q1
- 0.00%
- Min
- 0.00%
ELV’s Dividend Yield of 2.16% is consistent with its peers in the Health Care Providers & Services industry, providing a dividend return that is standard for its sector.
HUM
1.46%
Health Care Providers & Services Industry
- Max
- 5.93%
- Q3
- 2.59%
- Median
- 1.35%
- Q1
- 0.00%
- Min
- 0.00%
HUM’s Dividend Yield of 1.46% is consistent with its peers in the Health Care Providers & Services industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
ELV
27.56%
Health Care Providers & Services Industry
- Max
- 185.33%
- Q3
- 74.82%
- Median
- 36.00%
- Q1
- 0.00%
- Min
- 0.00%
ELV’s Dividend Payout Ratio of 27.56% is within the typical range for the Health Care Providers & Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
HUM
16.18%
Health Care Providers & Services Industry
- Max
- 185.33%
- Q3
- 74.82%
- Median
- 36.00%
- Q1
- 0.00%
- Min
- 0.00%
HUM’s Dividend Payout Ratio of 16.18% is within the typical range for the Health Care Providers & Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | ELV | HUM |
|---|---|---|
| Dividend Yield (TTM) | 2.16% | 1.46% |
| Dividend Payout Ratio (TTM) | 27.56% | 16.18% |
Valuation
Price-to-Earnings Ratio (TTM)
ELV
12.76
Health Care Providers & Services Industry
- Max
- 40.02
- Q3
- 29.75
- Median
- 21.09
- Q1
- 14.18
- Min
- 7.05
In the lower quartile for the Health Care Providers & Services industry, ELV’s P/E Ratio of 12.76 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
HUM
22.71
Health Care Providers & Services Industry
- Max
- 40.02
- Q3
- 29.75
- Median
- 21.09
- Q1
- 14.18
- Min
- 7.05
HUM’s P/E Ratio of 22.71 is within the middle range for the Health Care Providers & Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
ELV
0.36
Health Care Providers & Services Industry
- Max
- 3.15
- Q3
- 1.87
- Median
- 0.74
- Q1
- 0.27
- Min
- 0.09
ELV’s P/S Ratio of 0.36 aligns with the market consensus for the Health Care Providers & Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
HUM
0.23
Health Care Providers & Services Industry
- Max
- 3.15
- Q3
- 1.87
- Median
- 0.74
- Q1
- 0.27
- Min
- 0.09
In the lower quartile for the Health Care Providers & Services industry, HUM’s P/S Ratio of 0.23 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
Price-to-Book Ratio (MRQ)
ELV
1.66
Health Care Providers & Services Industry
- Max
- 7.33
- Q3
- 4.45
- Median
- 2.52
- Q1
- 1.15
- Min
- 0.66
ELV’s P/B Ratio of 1.66 is within the conventional range for the Health Care Providers & Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
HUM
1.69
Health Care Providers & Services Industry
- Max
- 7.33
- Q3
- 4.45
- Median
- 2.52
- Q1
- 1.15
- Min
- 0.66
HUM’s P/B Ratio of 1.69 is within the conventional range for the Health Care Providers & Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | ELV | HUM |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 12.76 | 22.71 |
| Price-to-Sales Ratio (TTM) | 0.36 | 0.23 |
| Price-to-Book Ratio (MRQ) | 1.66 | 1.69 |
| Price-to-Free Cash Flow Ratio (TTM) | 18.98 | 13.15 |