CTSH vs. XYZ: A Head-to-Head Stock Comparison

Updated on August 21, 2025

Here’s a clear look at CTSH and XYZ, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	CTSH	XYZ
Company Name	Cognizant Technology Solutions Corporation	Block, Inc.
Country	United States	United States
GICS Sector	Information Technology	Financials
GICS Industry	IT Services	Financial Services
Market Capitalization	34.39 billion USD	46.91 billion USD
Exchange	NasdaqGS	NYSE
Listing Date	June 19, 1998	November 19, 2015
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of CTSH and XYZ by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CTSH vs. XYZ: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	CTSH	XYZ
5-Day Price Return	1.88%	0.13%
13-Week Price Return	-13.92%	39.86%
26-Week Price Return	-19.14%	-10.61%
52-Week Price Return	-3.72%	25.96%
Month-to-Date Return	-1.87%	-0.40%
Year-to-Date Return	-8.43%	-9.46%
10-Day Avg. Volume	5.64M	9.79M
3-Month Avg. Volume	3.89M	11.23M
3-Month Volatility	22.67%	44.62%
Beta	0.97	2.77

Profitability

Return on Equity (TTM)

CTSH

16.50%

IT Services Industry

Max: 29.51%
Q3: 16.98%
Median: 13.47%
Q1: 7.93%
Min: -3.97%

CTSH’s Return on Equity of 16.50% is on par with the norm for the IT Services industry, indicating its profitability relative to shareholder equity is typical for the sector.

XYZ

12.76%

Financial Services Industry

Max: 40.58%
Q3: 20.06%
Median: 10.67%
Q1: 4.19%
Min: -10.31%

XYZ’s Return on Equity of 12.76% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.

CTSH vs. XYZ: A comparison of their Return on Equity (TTM) against their respective IT Services and Financial Services industry benchmarks.

Net Profit Margin (TTM)

CTSH

11.89%

IT Services Industry

Max: 19.82%
Q3: 11.49%
Median: 6.67%
Q1: 3.61%
Min: -4.62%

A Net Profit Margin of 11.89% places CTSH in the upper quartile for the IT Services industry, signifying strong profitability and more effective cost management than most of its peers.

XYZ

10.92%

Financial Services Industry

Max: 52.86%
Q3: 25.58%
Median: 12.23%
Q1: 6.64%
Min: -9.92%

XYZ’s Net Profit Margin of 10.92% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

CTSH vs. XYZ: A comparison of their Net Profit Margin (TTM) against their respective IT Services and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

CTSH

15.42%

IT Services Industry

Max: 21.69%
Q3: 14.50%
Median: 10.06%
Q1: 6.98%
Min: 0.06%

An Operating Profit Margin of 15.42% places CTSH in the upper quartile for the IT Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

XYZ

4.06%

Financial Services Industry

Max: 77.28%
Q3: 37.68%
Median: 18.17%
Q1: 9.27%
Min: -8.19%

XYZ’s Operating Profit Margin of 4.06% is in the lower quartile for the Financial Services industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

CTSH vs. XYZ: A comparison of their Operating Profit Margin (TTM) against their respective IT Services and Financial Services industry benchmarks.

Profitability at a Glance

Symbol	CTSH	XYZ
Return on Equity (TTM)	16.50%	12.76%
Return on Assets (TTM)	12.14%	7.11%
Net Profit Margin (TTM)	11.89%	10.92%
Operating Profit Margin (TTM)	15.42%	4.06%
Gross Profit Margin (TTM)	34.18%	37.95%

Financial Strength

Current Ratio (MRQ)

CTSH

2.41

IT Services Industry

Max: 2.42
Q3: 1.81
Median: 1.47
Q1: 1.09
Min: 0.44

CTSH’s Current Ratio of 2.41 is in the upper quartile for the IT Services industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

XYZ

2.27

Financial Services Industry

Max: 4.58
Q3: 2.59
Median: 1.33
Q1: 0.69
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CTSH vs. XYZ: A comparison of their Current Ratio (MRQ) against their respective IT Services and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CTSH

0.04

IT Services Industry

Max: 2.33
Q3: 1.17
Median: 0.54
Q1: 0.15
Min: 0.00

Falling into the lower quartile for the IT Services industry, CTSH’s Debt-to-Equity Ratio of 0.04 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

XYZ

0.27

Financial Services Industry

Max: 4.96
Q3: 2.10
Median: 0.57
Q1: 0.12
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

CTSH vs. XYZ: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective IT Services and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

CTSH

100.81

IT Services Industry

Max: 144.50
Q3: 84.49
Median: 13.76
Q1: 2.59
Min: -28.13

CTSH’s Interest Coverage Ratio of 100.81 is in the upper quartile for the IT Services industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

XYZ

12.18

Financial Services Industry

Max: 136.23
Q3: 56.08
Median: 6.55
Q1: 2.01
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

CTSH vs. XYZ: A comparison of their Interest Coverage Ratio (TTM) against their respective IT Services and Financial Services industry benchmarks.

Financial Strength at a Glance

Symbol	CTSH	XYZ
Current Ratio (MRQ)	2.41	2.27
Quick Ratio (MRQ)	2.41	2.22
Debt-to-Equity Ratio (MRQ)	0.04	0.27
Interest Coverage Ratio (TTM)	100.81	12.18

Growth

Revenue Growth

CTSH vs. XYZ: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CTSH vs. XYZ: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CTSH

1.78%

IT Services Industry

Max: 2.80%
Q3: 1.74%
Median: 0.62%
Q1: 0.00%
Min: 0.00%

With a Dividend Yield of 1.78%, CTSH offers a more attractive income stream than most of its peers in the IT Services industry, signaling a strong commitment to shareholder returns.

XYZ

0.00%

Financial Services Industry

Max: 8.18%
Q3: 3.60%
Median: 1.56%
Q1: 0.00%
Min: 0.00%

XYZ currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

CTSH vs. XYZ: A comparison of their Dividend Yield (TTM) against their respective IT Services and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

CTSH

24.92%

IT Services Industry

Max: 147.75%
Q3: 63.58%
Median: 24.63%
Q1: 0.00%
Min: 0.00%

CTSH’s Dividend Payout Ratio of 24.92% is within the typical range for the IT Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

XYZ

0.00%

Financial Services Industry

Max: 155.56%
Q3: 63.71%
Median: 18.08%
Q1: 0.00%
Min: 0.00%

XYZ has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

CTSH vs. XYZ: A comparison of their Dividend Payout Ratio (TTM) against their respective IT Services and Financial Services industry benchmarks.

Dividend at a Glance

Symbol	CTSH	XYZ
Dividend Yield (TTM)	1.78%	0.00%
Dividend Payout Ratio (TTM)	24.92%	0.00%

Valuation

Price-to-Earnings Ratio (TTM)

CTSH

14.00

IT Services Industry

Max: 41.55
Q3: 31.54
Median: 23.25
Q1: 18.12
Min: 6.57

In the lower quartile for the IT Services industry, CTSH’s P/E Ratio of 14.00 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

XYZ

18.17

Financial Services Industry

Max: 63.23
Q3: 32.10
Median: 14.41
Q1: 10.81
Min: 0.37

XYZ’s P/E Ratio of 18.17 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

CTSH vs. XYZ: A comparison of their Price-to-Earnings Ratio (TTM) against their respective IT Services and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

CTSH

1.67

IT Services Industry

Max: 6.61
Q3: 4.37
Median: 2.02
Q1: 1.20
Min: 0.19

CTSH’s P/S Ratio of 1.67 aligns with the market consensus for the IT Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

XYZ

1.99

Financial Services Industry

Max: 11.16
Q3: 5.45
Median: 2.61
Q1: 1.25
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

CTSH vs. XYZ: A comparison of their Price-to-Sales Ratio (TTM) against their respective IT Services and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

CTSH

2.52

IT Services Industry

Max: 11.19
Q3: 6.38
Median: 3.47
Q1: 2.31
Min: 0.96

CTSH’s P/B Ratio of 2.52 is within the conventional range for the IT Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

XYZ

1.57

Financial Services Industry

Max: 7.09
Q3: 3.79
Median: 1.46
Q1: 0.83
Min: 0.04

XYZ’s P/B Ratio of 1.57 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

CTSH vs. XYZ: A comparison of their Price-to-Book Ratio (MRQ) against their respective IT Services and Financial Services industry benchmarks.

Valuation at a Glance

Symbol	CTSH	XYZ
Price-to-Earnings Ratio (TTM)	14.00	18.17
Price-to-Sales Ratio (TTM)	1.67	1.99
Price-to-Book Ratio (MRQ)	2.52	1.57
Price-to-Free Cash Flow Ratio (TTM)	14.95	39.25