CRCL vs. PTC: Circle Internet vs. PTC Stock Comparison
How do Circle Internet (CRCL) and PTC (PTC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Circle Internet (CRCL) and PTC (PTC) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.
PTC (PTC) carries decades of public-market history since December 8, 1989, while Circle Internet (CRCL) listed on June 5, 2025 — long-window comparisons have far more historical data on the PTC side.
| Profile Item | CRCL | PTC |
|---|---|---|
| Name | Circle Internet Group, Inc. Class A | PTC Inc. |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Application Software | Application Software |
| Market Capitalization | 17.41 billion USD | 21.19 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | June 5, 2025 | December 8, 1989 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CRCL | PTC |
|---|---|---|
| Total Return (1Y) | -33.88% | 11.18% |
| Total Return (3Y, Annualized) | -- | 9.59% |
| Total Return (5Y, Annualized) | -- | 9.86% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CRCL | PTC |
|---|---|---|
| Volatility (1Y, Annualized) | 96.01% | 48.48% |
| Beta (5Y) | 0.84 | 0.90 |
| Max Drawdown (5Y) | -80.93% | -48.12% |
| Avg. Volume (3M) | 12.74M | 2.42M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CRCL | PTC |
|---|---|---|
| Sharpe Ratio (1Y) | -0.40 | 0.14 |
| Sortino Ratio (1Y) | -0.61 | 0.27 |
Profitability
ROE (TTM)
PTC (PTC) at 28.55% sits in the top ROE quartile, while Circle Internet (CRCL) at 13.44% is closer to the peer norm — stronger capital efficiency for PTC.
CRCL
Software & Services industry group
13.44%
- Max
- 53.85%
- Q3
- 17.90%
- CRCL
- 13.44%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
PTC
Software & Services industry group
28.55%
- Max
- 53.85%
- PTC
- 28.55%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
PTC (PTC) at 37.80% retains a top-quartile share of revenue as profit, ahead of Circle Internet (CRCL) at 15.28%, which keeps about the industry-typical share.
CRCL
Software & Services industry group
15.28%
- Max
- 41.17%
- CRCL
- 15.28%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
PTC
Software & Services industry group
37.80%
- Max
- 41.17%
- PTC
- 37.80%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Both Circle Internet (CRCL) at 24.09% and PTC (PTC) at 32.87% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.
CRCL
Software & Services industry group
24.09%
- Max
- 46.89%
- CRCL
- 24.09%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
PTC
Software & Services industry group
32.87%
- Max
- 46.89%
- PTC
- 32.87%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | CRCL | PTC |
|---|---|---|
| ROE (TTM) | 13.44% | 28.55% |
| ROA (TTM) | 0.28% | 8.86% |
| Net Margin (TTM) | 15.28% | 37.80% |
| Operating Margin (TTM) | 24.09% | 32.87% |
| Gross Margin (TTM) | 26.58% | 83.29% |
Growth
Revenue Growth
Circle Internet (CRCL) at 63.86% clears its industry range for revenue growth, far stronger top-line momentum than PTC (PTC) at 19.18%, which is closer to a typical peer reading.
EPS Growth
PTC (PTC) at 96.79% sits in the top EPS growth quartile, while Circle Internet (CRCL) at -640.54% falls below its industry range — a large difference in per-share earnings trajectories.
Growth Metrics
| Metric | CRCL | PTC |
|---|---|---|
| Revenue Growth (YoY) | 63.86% | 19.18% |
| Revenue Growth (3Y CAGR) | 52.66% | 12.32% |
| EPS Growth (YoY) | -640.54% | 96.79% |
| EPS Growth (3Y CAGR) | -- | 32.32% |
Financial Strength
Current Ratio (MRQ)
Short-term liquidity can only be read on one side of this pairing: Circle Internet (CRCL) shows current ratio of 1.04 against its industry benchmark, while PTC (PTC) has no reading this period.
CRCL
Software & Services industry group
1.04
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- CRCL
- 1.04
- Q1
- 1.01
- Min
- 0.03
PTC
Software & Services industry group
--
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
- PTC
- --
Debt / Equity (MRQ)
Circle Internet (CRCL) at 0.00 keeps leverage in the lower industry quartile, while PTC (PTC) at 0.53 runs a more typical debt-to-equity mix.
CRCL
Software & Services industry group
0.00
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- CRCL
- 0.00
- Min
- 0.00
PTC
Software & Services industry group
0.53
- Max
- 2.52
- Q3
- 1.13
- PTC
- 0.53
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | CRCL | PTC |
|---|---|---|
| Current Ratio (MRQ) | 1.04 | -- |
| Debt / Equity (MRQ) | 0.00 | 0.53 |
| Net Debt / EBITDA | -4.68 | 1.50 |
Dividends
Dividend Yield (TTM)
Neither Circle Internet (CRCL) nor PTC (PTC) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
CRCL
Software & Services industry group
0.00%
- CRCL
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
PTC
Software & Services industry group
0.00%
- PTC
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Circle Internet (CRCL) nor PTC (PTC) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
CRCL
Software & Services industry group
0.00%
- CRCL
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
PTC
Software & Services industry group
0.00%
- PTC
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CRCL | PTC |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
Both Circle Internet (CRCL) at 40.89 and PTC (PTC) at 21.84 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
CRCL
Software & Services industry group
40.89
- Max
- 112.94
- Q3
- 60.32
- CRCL
- 40.89
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
PTC
Software & Services industry group
21.84
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- PTC
- 21.84
- Q1
- 18.77
- Min
- 6.69
P/S Ratio (TTM)
On P/S ratio, both Circle Internet (CRCL) at 5.75 and PTC (PTC) at 7.75 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
CRCL
Software & Services industry group
5.75
- Max
- 17.91
- Q3
- 8.78
- CRCL
- 5.75
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
PTC
Software & Services industry group
7.75
- Max
- 17.91
- Q3
- 8.78
- PTC
- 7.75
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
On P/B ratio, both Circle Internet (CRCL) at 4.50 and PTC (PTC) at 6.22 are valued close to their industries’ norm against book — neither stands out from peers.
CRCL
Software & Services industry group
4.50
- Max
- 16.63
- Q3
- 8.50
- CRCL
- 4.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
PTC
Software & Services industry group
6.22
- Max
- 16.63
- Q3
- 8.50
- PTC
- 6.22
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | CRCL | PTC |
|---|---|---|
| P/E Ratio (TTM) | 40.89 | 21.84 |
| P/S Ratio (TTM) | 5.75 | 7.75 |
| P/B Ratio (MRQ) | 4.50 | 6.22 |
| Free Cash Flow Yield (TTM) | 1.43% | -- |