CRCL vs. INTU: Circle Internet vs. Intuit Stock Comparison
How do Circle Internet (CRCL) and Intuit (INTU) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Circle Internet (CRCL) and Intuit (INTU) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.
Intuit (INTU) carries decades of public-market history since March 12, 1993, while Circle Internet (CRCL) listed on June 5, 2025 — long-window comparisons have far more historical data on the INTU side.
| Profile Item | CRCL | INTU |
|---|---|---|
| Name | Circle Internet Group, Inc. Class A | Intuit Inc. |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Application Software | Application Software |
| Market Capitalization | 17.41 billion USD | 91.26 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | June 5, 2025 | March 12, 1993 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CRCL | INTU |
|---|---|---|
| Total Return (1Y) | -33.88% | -46.81% |
| Total Return (3Y, Annualized) | -- | -12.10% |
| Total Return (5Y, Annualized) | -- | -10.39% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CRCL | INTU |
|---|---|---|
| Volatility (1Y, Annualized) | 96.01% | 51.18% |
| Beta (5Y) | 0.84 | 0.91 |
| Max Drawdown (5Y) | -80.93% | -68.19% |
| Avg. Volume (3M) | 12.74M | 3.60M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CRCL | INTU |
|---|---|---|
| Sharpe Ratio (1Y) | -0.40 | -1.00 |
| Sortino Ratio (1Y) | -0.61 | -1.28 |
Profitability
ROE (TTM)
Intuit (INTU) at 23.60% sits in the top ROE quartile, while Circle Internet (CRCL) at 13.44% is closer to the peer norm — stronger capital efficiency for INTU.
CRCL
Software & Services industry group
13.44%
- Max
- 53.85%
- Q3
- 17.90%
- CRCL
- 13.44%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
INTU
Software & Services industry group
23.60%
- Max
- 53.85%
- INTU
- 23.60%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
Intuit (INTU) at 21.29% retains a top-quartile share of revenue as profit, ahead of Circle Internet (CRCL) at 15.28%, which keeps about the industry-typical share.
CRCL
Software & Services industry group
15.28%
- Max
- 41.17%
- CRCL
- 15.28%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
INTU
Software & Services industry group
21.29%
- Max
- 41.17%
- INTU
- 21.29%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Circle Internet (CRCL) at 24.09% operates in the top operating margin quartile, ahead of Intuit (INTU) at 17.64%, which runs around its industry’s norm.
CRCL
Software & Services industry group
24.09%
- Max
- 46.89%
- CRCL
- 24.09%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
INTU
Software & Services industry group
17.64%
- Max
- 46.89%
- INTU
- 17.64%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | CRCL | INTU |
|---|---|---|
| ROE (TTM) | 13.44% | 23.60% |
| ROA (TTM) | 0.28% | 10.47% |
| Net Margin (TTM) | 15.28% | 21.29% |
| Operating Margin (TTM) | 24.09% | 17.64% |
| Gross Margin (TTM) | 26.58% | 80.98% |
Growth
Revenue Growth
Circle Internet (CRCL) at 63.86% clears its industry range for revenue growth, far stronger top-line momentum than Intuit (INTU) at 13.90%, which is closer to a typical peer reading.
EPS Growth
Intuit (INTU) at 20.41% is around its peer norm for EPS growth, while Circle Internet (CRCL) at -640.54% falls below its industry range, a notably weak earnings reading.
Growth Metrics
| Metric | CRCL | INTU |
|---|---|---|
| Revenue Growth (YoY) | 63.86% | 13.90% |
| Revenue Growth (3Y CAGR) | 52.66% | 14.29% |
| EPS Growth (YoY) | -640.54% | 20.41% |
| EPS Growth (3Y CAGR) | -- | 25.04% |
Financial Strength
Current Ratio (MRQ)
Both Circle Internet (CRCL) at 1.04 and Intuit (INTU) at 1.51 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.
CRCL
Software & Services industry group
1.04
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- CRCL
- 1.04
- Q1
- 1.01
- Min
- 0.03
INTU
Software & Services industry group
1.51
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- INTU
- 1.51
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Circle Internet (CRCL) at 0.00 keeps leverage in the lower industry quartile, while Intuit (INTU) at 0.44 runs a more typical debt-to-equity mix.
CRCL
Software & Services industry group
0.00
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- CRCL
- 0.00
- Min
- 0.00
INTU
Software & Services industry group
0.44
- Max
- 2.52
- Q3
- 1.13
- INTU
- 0.44
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | CRCL | INTU |
|---|---|---|
| Current Ratio (MRQ) | 1.04 | 1.51 |
| Debt / Equity (MRQ) | 0.00 | 0.44 |
| Net Debt / EBITDA | -4.68 | 0.18 |
Dividends
Dividend Yield (TTM)
Circle Internet (CRCL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Intuit (INTU) reports a yield of 1.35%, ranking against industry peers normally.
CRCL
Software & Services industry group
0.00%
- CRCL
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
INTU
Software & Services industry group
1.35%
- INTU
- 1.35%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Circle Internet (CRCL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Intuit (INTU) reports a payout of 29.16%, ranking against industry peers normally.
CRCL
Software & Services industry group
0.00%
- CRCL
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
INTU
Software & Services industry group
29.16%
- INTU
- 29.16%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CRCL | INTU |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 1.35% |
| Dividend Payout Ratio (TTM) | 0.00% | 29.16% |
Valuation
P/E Ratio (TTM)
Both Circle Internet (CRCL) at 40.89 and Intuit (INTU) at 20.75 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
CRCL
Software & Services industry group
40.89
- Max
- 112.94
- Q3
- 60.32
- CRCL
- 40.89
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
INTU
Software & Services industry group
20.75
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- INTU
- 20.75
- Q1
- 18.77
- Min
- 6.69
P/S Ratio (TTM)
On P/S ratio, both Circle Internet (CRCL) at 5.75 and Intuit (INTU) at 4.25 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
CRCL
Software & Services industry group
5.75
- Max
- 17.91
- Q3
- 8.78
- CRCL
- 5.75
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
INTU
Software & Services industry group
4.25
- Max
- 17.91
- Q3
- 8.78
- INTU
- 4.25
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
On P/B ratio, both Circle Internet (CRCL) at 4.50 and Intuit (INTU) at 4.83 are valued close to their industries’ norm against book — neither stands out from peers.
CRCL
Software & Services industry group
4.50
- Max
- 16.63
- Q3
- 8.50
- CRCL
- 4.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
INTU
Software & Services industry group
4.83
- Max
- 16.63
- Q3
- 8.50
- INTU
- 4.83
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | CRCL | INTU |
|---|---|---|
| P/E Ratio (TTM) | 40.89 | 20.75 |
| P/S Ratio (TTM) | 5.75 | 4.25 |
| P/B Ratio (MRQ) | 4.50 | 4.83 |
| Free Cash Flow Yield (TTM) | 1.43% | 6.96% |