CRCL vs. INFY: Circle Internet vs. Infosys Stock Comparison
How do Circle Internet (CRCL) and Infosys (INFY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Circle Internet (CRCL) and Infosys (INFY) both fall under the Software & Services industry group, but CRCL is classified in Software while INFY is classified in IT Services.
Infosys (INFY) carries decades of public-market history since March 11, 1999, while Circle Internet (CRCL) listed on June 5, 2025 — long-window comparisons have far more historical data on the INFY side.
Circle Internet (CRCL) trades as ordinary local shares, while Infosys (INFY) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | CRCL | INFY |
|---|---|---|
| Name | Circle Internet Group, Inc. Class A | Infosys Ltd. ADR |
| Country/Region | United States | India |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | IT Services |
| GICS Sub-Industry | Application Software | IT Consulting & Other Services |
| Market Capitalization | 17.41 billion USD | 50.63 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 5, 2025 | March 11, 1999 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CRCL | INFY |
|---|---|---|
| Total Return (1Y) | -33.88% | -23.13% |
| Total Return (3Y, Annualized) | -- | -6.27% |
| Total Return (5Y, Annualized) | -- | -9.51% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CRCL | INFY |
|---|---|---|
| Volatility (1Y, Annualized) | 96.01% | 42.11% |
| Beta (5Y) | 0.84 | 0.87 |
| Max Drawdown (5Y) | -80.93% | -54.40% |
| Avg. Volume (3M) | 12.74M | 18.20M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CRCL | INFY |
|---|---|---|
| Sharpe Ratio (1Y) | -0.40 | -0.65 |
| Sortino Ratio (1Y) | -0.61 | -0.91 |
Profitability
ROE (TTM)
Infosys (INFY) at 29.95% sits in the top ROE quartile, while Circle Internet (CRCL) at 13.44% is closer to the peer norm — stronger capital efficiency for INFY.
CRCL
Software & Services industry group
13.44%
- Max
- 53.85%
- Q3
- 17.90%
- CRCL
- 13.44%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
INFY
Software & Services industry group
29.95%
- Max
- 53.85%
- INFY
- 29.95%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
Infosys (INFY) at 16.22% retains a top-quartile share of revenue as profit, ahead of Circle Internet (CRCL) at 15.28%, which keeps about the industry-typical share.
CRCL
Software & Services industry group
15.28%
- Max
- 41.17%
- CRCL
- 15.28%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
INFY
Software & Services industry group
16.22%
- Max
- 41.17%
- INFY
- 16.22%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Both Circle Internet (CRCL) at 24.09% and Infosys (INFY) at 20.97% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.
CRCL
Software & Services industry group
24.09%
- Max
- 46.89%
- CRCL
- 24.09%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
INFY
Software & Services industry group
20.97%
- Max
- 46.89%
- INFY
- 20.97%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | CRCL | INFY |
|---|---|---|
| ROE (TTM) | 13.44% | 29.95% |
| ROA (TTM) | 0.28% | 16.15% |
| Net Margin (TTM) | 15.28% | 16.22% |
| Operating Margin (TTM) | 24.09% | 20.97% |
| Gross Margin (TTM) | 26.58% | 29.75% |
Growth
Revenue Growth
Circle Internet (CRCL) at 63.86% delivers above-range revenue growth, while Infosys (INFY) at 4.57% falls into the bottom quartile — a wide split in revenue momentum.
EPS Growth
Infosys (INFY) at 5.26% is around its peer norm for EPS growth, while Circle Internet (CRCL) at -640.54% falls below its industry range, a notably weak earnings reading.
Growth Metrics
| Metric | CRCL | INFY |
|---|---|---|
| Revenue Growth (YoY) | 63.86% | 4.57% |
| Revenue Growth (3Y CAGR) | 52.66% | 3.44% |
| EPS Growth (YoY) | -640.54% | 5.26% |
| EPS Growth (3Y CAGR) | -- | 4.06% |
Financial Strength
Current Ratio (MRQ)
Both Circle Internet (CRCL) at 1.04 and Infosys (INFY) at 1.97 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.
CRCL
Software & Services industry group
1.04
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- CRCL
- 1.04
- Q1
- 1.01
- Min
- 0.03
INFY
Software & Services industry group
1.97
- Max
- 5.11
- Q3
- 2.77
- INFY
- 1.97
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Circle Internet (CRCL) at 0.00 keeps leverage in the lower industry quartile, while Infosys (INFY) at 0.09 runs a more typical debt-to-equity mix.
CRCL
Software & Services industry group
0.00
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- CRCL
- 0.00
- Min
- 0.00
INFY
Software & Services industry group
0.09
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- INFY
- 0.09
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | CRCL | INFY |
|---|---|---|
| Current Ratio (MRQ) | 1.04 | 1.97 |
| Debt / Equity (MRQ) | 0.00 | 0.09 |
| Net Debt / EBITDA | -4.68 | -0.63 |
Dividends
Dividend Yield (TTM)
Circle Internet (CRCL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Infosys (INFY) reports a yield of 4.14%, ranking against industry peers normally.
CRCL
Software & Services industry group
0.00%
- CRCL
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
INFY
Software & Services industry group
4.14%
- INFY
- 4.14%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Circle Internet (CRCL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Infosys (INFY) reports a payout of 65.45%, ranking against industry peers normally.
CRCL
Software & Services industry group
0.00%
- CRCL
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
INFY
Software & Services industry group
65.45%
- INFY
- 65.45%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CRCL | INFY |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 4.14% |
| Dividend Payout Ratio (TTM) | 0.00% | 65.45% |
Valuation
P/E Ratio (TTM)
Infosys (INFY) at 15.43 sits in the cheaper P/E ratio quartile, while Circle Internet (CRCL) at 40.89 is closer to its industry’s usual earnings multiple — a discount for INFY, though growth and earnings durability still matter.
CRCL
Software & Services industry group
40.89
- Max
- 112.94
- Q3
- 60.32
- CRCL
- 40.89
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
INFY
Software & Services industry group
15.43
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- INFY
- 15.43
- Min
- 6.69
P/S Ratio (TTM)
On P/S ratio, both Circle Internet (CRCL) at 5.75 and Infosys (INFY) at 2.49 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
CRCL
Software & Services industry group
5.75
- Max
- 17.91
- Q3
- 8.78
- CRCL
- 5.75
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
INFY
Software & Services industry group
2.49
- Max
- 17.91
- Q3
- 8.78
- Median
- 4.25
- INFY
- 2.49
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
Circle Internet (CRCL) at 4.50 is valued about in line with its industry on P/B ratio, while Infosys (INFY) at 9.80 carries an above-peer premium to book — INFY is pricier on assets.
CRCL
Software & Services industry group
4.50
- Max
- 16.63
- Q3
- 8.50
- CRCL
- 4.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
INFY
Software & Services industry group
9.80
- Max
- 16.63
- INFY
- 9.80
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | CRCL | INFY |
|---|---|---|
| P/E Ratio (TTM) | 40.89 | 15.43 |
| P/S Ratio (TTM) | 5.75 | 2.49 |
| P/B Ratio (MRQ) | 4.50 | 9.80 |
| Free Cash Flow Yield (TTM) | 1.43% | 6.52% |