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CRCL vs. INFY: Circle Internet vs. Infosys Stock Comparison

How do Circle Internet (CRCL) and Infosys (INFY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Circle Internet (CRCL) and Infosys (INFY) both fall under the Software & Services industry group, but CRCL is classified in Software while INFY is classified in IT Services.

Infosys (INFY) carries decades of public-market history since March 11, 1999, while Circle Internet (CRCL) listed on June 5, 2025 — long-window comparisons have far more historical data on the INFY side.

Circle Internet (CRCL) trades as ordinary local shares, while Infosys (INFY) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Circle Internet (CRCL) and Infosys (INFY)
Profile ItemCRCLINFY
NameCircle Internet Group, Inc. Class AInfosys Ltd. ADR
Country/RegionUnited StatesIndia
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareIT Services
GICS Sub-IndustryApplication SoftwareIT Consulting & Other Services
Market Capitalization17.41 billion USD50.63 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 5, 2025March 11, 1999
Security TypeCommon StockADR

Price Performance

Cumulative Growth

CRCL
INFY
GSPC
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Circle Internet (CRCL) vs. Infosys (INFY), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Circle Internet (CRCL) and Infosys (INFY). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Circle Internet (CRCL) and Infosys (INFY). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Circle Internet (CRCL) and Infosys (INFY)
MetricCRCLINFY
Total Return (1Y)-33.88%-23.13%
Total Return (3Y, Annualized)---6.27%
Total Return (5Y, Annualized)---9.51%

Risk Profile

Drawdown History

CRCL
INFY
GSPC
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Circle Internet (CRCL) vs. Infosys (INFY), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Circle Internet (CRCL) and Infosys (INFY). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Circle Internet (CRCL) and Infosys (INFY)
MetricCRCLINFY
Volatility (1Y, Annualized)96.01%42.11%
Beta (5Y)0.840.87
Max Drawdown (5Y)-80.93%-54.40%
Avg. Volume (3M)12.74M18.20M

Risk-Adjusted Performance

Risk-Return Positioning

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CRCL and INFY are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Circle Internet (CRCL) and Infosys (INFY)
MetricCRCLINFY
Sharpe Ratio (1Y)-0.40-0.65
Sortino Ratio (1Y)-0.61-0.91

Profitability

ROE (TTM)

Infosys (INFY) at 29.95% sits in the top ROE quartile, while Circle Internet (CRCL) at 13.44% is closer to the peer norm — stronger capital efficiency for INFY.

CRCL

Software & Services industry group

13.44%

Max
53.85%
Q3
17.90%
CRCL
13.44%
Median
6.59%
Q1
-9.59%
Min
-50.52%

INFY

Software & Services industry group

29.95%

Max
53.85%
INFY
29.95%
Q3
17.90%
Median
6.59%
Q1
-9.59%
Min
-50.52%
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Circle Internet (CRCL) vs. Infosys (INFY): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

Infosys (INFY) at 16.22% retains a top-quartile share of revenue as profit, ahead of Circle Internet (CRCL) at 15.28%, which keeps about the industry-typical share.

CRCL

Software & Services industry group

15.28%

Max
41.17%
CRCL
15.28%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%

INFY

Software & Services industry group

16.22%

Max
41.17%
INFY
16.22%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%
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Circle Internet (CRCL) vs. Infosys (INFY): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Both Circle Internet (CRCL) at 24.09% and Infosys (INFY) at 20.97% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

CRCL

Software & Services industry group

24.09%

Max
46.89%
CRCL
24.09%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%

INFY

Software & Services industry group

20.97%

Max
46.89%
INFY
20.97%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%
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Circle Internet (CRCL) vs. Infosys (INFY): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Circle Internet (CRCL) and Infosys (INFY)
MetricCRCLINFY
ROE (TTM)13.44%29.95%
ROA (TTM)0.28%16.15%
Net Margin (TTM)15.28%16.22%
Operating Margin (TTM)24.09%20.97%
Gross Margin (TTM)26.58%29.75%

Growth

Revenue Growth

Circle Internet (CRCL) at 63.86% delivers above-range revenue growth, while Infosys (INFY) at 4.57% falls into the bottom quartile — a wide split in revenue momentum.

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Circle Internet (CRCL) vs. Infosys (INFY): A comparison of their Revenue Growth across different time periods.

EPS Growth

Infosys (INFY) at 5.26% is around its peer norm for EPS growth, while Circle Internet (CRCL) at -640.54% falls below its industry range, a notably weak earnings reading.

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Circle Internet (CRCL) vs. Infosys (INFY): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Circle Internet (CRCL) and Infosys (INFY)
MetricCRCLINFY
Revenue Growth (YoY)63.86%4.57%
Revenue Growth (3Y CAGR)52.66%3.44%
EPS Growth (YoY)-640.54%5.26%
EPS Growth (3Y CAGR)--4.06%

Financial Strength

Current Ratio (MRQ)

Both Circle Internet (CRCL) at 1.04 and Infosys (INFY) at 1.97 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

CRCL

Software & Services industry group

1.04

Max
5.11
Q3
2.77
Median
1.67
CRCL
1.04
Q1
1.01
Min
0.03

INFY

Software & Services industry group

1.97

Max
5.11
Q3
2.77
INFY
1.97
Median
1.67
Q1
1.01
Min
0.03
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Circle Internet (CRCL) vs. Infosys (INFY): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Circle Internet (CRCL) at 0.00 keeps leverage in the lower industry quartile, while Infosys (INFY) at 0.09 runs a more typical debt-to-equity mix.

CRCL

Software & Services industry group

0.00

Max
2.52
Q3
1.13
Median
0.40
Q1
0.07
CRCL
0.00
Min
0.00

INFY

Software & Services industry group

0.09

Max
2.52
Q3
1.13
Median
0.40
INFY
0.09
Q1
0.07
Min
0.00
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Circle Internet (CRCL) vs. Infosys (INFY): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Circle Internet (CRCL) and Infosys (INFY)
MetricCRCLINFY
Current Ratio (MRQ)1.041.97
Debt / Equity (MRQ)0.000.09
Net Debt / EBITDA-4.68-0.63

Dividends

Dividend Yield (TTM)

Circle Internet (CRCL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Infosys (INFY) reports a yield of 4.14%, ranking against industry peers normally.

CRCL

Software & Services industry group

0.00%

CRCL
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

INFY

Software & Services industry group

4.14%

INFY
4.14%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Circle Internet (CRCL) vs. Infosys (INFY): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Circle Internet (CRCL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Infosys (INFY) reports a payout of 65.45%, ranking against industry peers normally.

CRCL

Software & Services industry group

0.00%

CRCL
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

INFY

Software & Services industry group

65.45%

INFY
65.45%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Circle Internet (CRCL) vs. Infosys (INFY): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Circle Internet (CRCL) and Infosys (INFY)
MetricCRCLINFY
Dividend Yield (TTM)0.00%4.14%
Dividend Payout Ratio (TTM)0.00%65.45%

Valuation

P/E Ratio (TTM)

Infosys (INFY) at 15.43 sits in the cheaper P/E ratio quartile, while Circle Internet (CRCL) at 40.89 is closer to its industry’s usual earnings multiple — a discount for INFY, though growth and earnings durability still matter.

CRCL

Software & Services industry group

40.89

Max
112.94
Q3
60.32
CRCL
40.89
Median
32.91
Q1
18.77
Min
6.69

INFY

Software & Services industry group

15.43

Max
112.94
Q3
60.32
Median
32.91
Q1
18.77
INFY
15.43
Min
6.69
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Circle Internet (CRCL) vs. Infosys (INFY): A comparison of their P/E ratio against the Software & Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Circle Internet (CRCL) at 5.75 and Infosys (INFY) at 2.49 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

CRCL

Software & Services industry group

5.75

Max
17.91
Q3
8.78
CRCL
5.75
Median
4.25
Q1
2.23
Min
0.02

INFY

Software & Services industry group

2.49

Max
17.91
Q3
8.78
Median
4.25
INFY
2.49
Q1
2.23
Min
0.02
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Circle Internet (CRCL) vs. Infosys (INFY): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

Circle Internet (CRCL) at 4.50 is valued about in line with its industry on P/B ratio, while Infosys (INFY) at 9.80 carries an above-peer premium to book — INFY is pricier on assets.

CRCL

Software & Services industry group

4.50

Max
16.63
Q3
8.50
CRCL
4.50
Median
4.30
Q1
1.92
Min
-3.90

INFY

Software & Services industry group

9.80

Max
16.63
INFY
9.80
Q3
8.50
Median
4.30
Q1
1.92
Min
-3.90
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Circle Internet (CRCL) vs. Infosys (INFY): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Circle Internet (CRCL) and Infosys (INFY)
MetricCRCLINFY
P/E Ratio (TTM)40.8915.43
P/S Ratio (TTM)5.752.49
P/B Ratio (MRQ)4.509.80
Free Cash Flow Yield (TTM)1.43%6.52%