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CRCL vs. CTSH: Circle Internet vs. Cognizant Stock Comparison

How do Circle Internet (CRCL) and Cognizant (CTSH) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Circle Internet (CRCL) and Cognizant (CTSH) both fall under the Software & Services industry group, but CRCL is classified in Software while CTSH is classified in IT Services.

Cognizant (CTSH) carries decades of public-market history since June 19, 1998, while Circle Internet (CRCL) listed on June 5, 2025 — long-window comparisons have far more historical data on the CTSH side.

Company profile comparison for Circle Internet (CRCL) and Cognizant (CTSH)
Profile ItemCRCLCTSH
NameCircle Internet Group, Inc. Class ACognizant Technology Solutions Corp. Class A Common Stock
Country/RegionUnited StatesUnited States
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareIT Services
GICS Sub-IndustryApplication SoftwareIT Consulting & Other Services
Market Capitalization17.41 billion USD28.93 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateJune 5, 2025June 19, 1998
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CRCL
CTSH
GSPC
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Circle Internet (CRCL) vs. Cognizant (CTSH), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Circle Internet (CRCL) and Cognizant (CTSH). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Circle Internet (CRCL) and Cognizant (CTSH). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Circle Internet (CRCL) and Cognizant (CTSH)
MetricCRCLCTSH
Total Return (1Y)-33.88%-10.80%
Total Return (3Y, Annualized)--1.40%
Total Return (5Y, Annualized)---2.88%

Risk Profile

Drawdown History

CRCL
CTSH
GSPC
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Circle Internet (CRCL) vs. Cognizant (CTSH), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Circle Internet (CRCL) and Cognizant (CTSH). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Circle Internet (CRCL) and Cognizant (CTSH)
MetricCRCLCTSH
Volatility (1Y, Annualized)96.01%43.62%
Beta (5Y)0.840.83
Max Drawdown (5Y)-80.93%-56.08%
Avg. Volume (3M)12.74M6.65M

Risk-Adjusted Performance

Risk-Return Positioning

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CRCL and CTSH are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Circle Internet (CRCL) and Cognizant (CTSH)
MetricCRCLCTSH
Sharpe Ratio (1Y)-0.40-0.35
Sortino Ratio (1Y)-0.61-0.50

Profitability

ROE (TTM)

Both Circle Internet (CRCL) at 13.44% and Cognizant (CTSH) at 17.37% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

CRCL

Software & Services industry group

13.44%

Max
53.85%
Q3
17.90%
CRCL
13.44%
Median
6.59%
Q1
-9.59%
Min
-50.52%

CTSH

Software & Services industry group

17.37%

Max
53.85%
Q3
17.90%
CTSH
17.37%
Median
6.59%
Q1
-9.59%
Min
-50.52%
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Circle Internet (CRCL) vs. Cognizant (CTSH): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

Both Circle Internet (CRCL) at 15.28% and Cognizant (CTSH) at 11.75% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CRCL

Software & Services industry group

15.28%

Max
41.17%
CRCL
15.28%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%

CTSH

Software & Services industry group

11.75%

Max
41.17%
Q3
15.28%
CTSH
11.75%
Median
4.63%
Q1
-5.42%
Min
-33.17%
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Circle Internet (CRCL) vs. Cognizant (CTSH): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Circle Internet (CRCL) at 24.09% operates in the top operating margin quartile, ahead of Cognizant (CTSH) at 16.30%, which runs around its industry’s norm.

CRCL

Software & Services industry group

24.09%

Max
46.89%
CRCL
24.09%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%

CTSH

Software & Services industry group

16.30%

Max
46.89%
Q3
17.64%
CTSH
16.30%
Median
8.73%
Q1
-2.13%
Min
-30.45%
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Circle Internet (CRCL) vs. Cognizant (CTSH): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Circle Internet (CRCL) and Cognizant (CTSH)
MetricCRCLCTSH
ROE (TTM)13.44%17.37%
ROA (TTM)0.28%10.78%
Net Margin (TTM)15.28%11.75%
Operating Margin (TTM)24.09%16.30%
Gross Margin (TTM)26.58%33.42%

Growth

Revenue Growth

Circle Internet (CRCL) at 63.86% delivers above-range revenue growth, while Cognizant (CTSH) at 6.95% falls into the bottom quartile — a wide split in revenue momentum.

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Circle Internet (CRCL) vs. Cognizant (CTSH): A comparison of their Revenue Growth across different time periods.

EPS Growth

Cognizant (CTSH) at 1.11% is around its peer norm for EPS growth, while Circle Internet (CRCL) at -640.54% falls below its industry range, a notably weak earnings reading.

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Circle Internet (CRCL) vs. Cognizant (CTSH): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Circle Internet (CRCL) and Cognizant (CTSH)
MetricCRCLCTSH
Revenue Growth (YoY)63.86%6.95%
Revenue Growth (3Y CAGR)52.66%2.80%
EPS Growth (YoY)-640.54%1.11%
EPS Growth (3Y CAGR)--1.12%

Financial Strength

Current Ratio (MRQ)

Both Circle Internet (CRCL) at 1.04 and Cognizant (CTSH) at 2.22 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

CRCL

Software & Services industry group

1.04

Max
5.11
Q3
2.77
Median
1.67
CRCL
1.04
Q1
1.01
Min
0.03

CTSH

Software & Services industry group

2.22

Max
5.11
Q3
2.77
CTSH
2.22
Median
1.67
Q1
1.01
Min
0.03
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Circle Internet (CRCL) vs. Cognizant (CTSH): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Circle Internet (CRCL) at 0.00 keeps leverage in the lower industry quartile, while Cognizant (CTSH) at 0.14 runs a more typical debt-to-equity mix.

CRCL

Software & Services industry group

0.00

Max
2.52
Q3
1.13
Median
0.40
Q1
0.07
CRCL
0.00
Min
0.00

CTSH

Software & Services industry group

0.14

Max
2.52
Q3
1.13
Median
0.40
CTSH
0.14
Q1
0.07
Min
0.00
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Circle Internet (CRCL) vs. Cognizant (CTSH): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Circle Internet (CRCL) and Cognizant (CTSH)
MetricCRCLCTSH
Current Ratio (MRQ)1.042.22
Debt / Equity (MRQ)0.000.14
Net Debt / EBITDA-4.680.14

Dividends

Dividend Yield (TTM)

Circle Internet (CRCL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Cognizant (CTSH) reports a yield of 1.98%, ranking against industry peers normally.

CRCL

Software & Services industry group

0.00%

CRCL
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

CTSH

Software & Services industry group

1.98%

CTSH
1.98%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Circle Internet (CRCL) vs. Cognizant (CTSH): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Circle Internet (CRCL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Cognizant (CTSH) reports a payout of 23.72%, ranking against industry peers normally.

CRCL

Software & Services industry group

0.00%

CRCL
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

CTSH

Software & Services industry group

23.72%

CTSH
23.72%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Circle Internet (CRCL) vs. Cognizant (CTSH): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Circle Internet (CRCL) and Cognizant (CTSH)
MetricCRCLCTSH
Dividend Yield (TTM)0.00%1.98%
Dividend Payout Ratio (TTM)0.00%23.72%

Valuation

P/E Ratio (TTM)

Cognizant (CTSH) at 11.81 sits in the cheaper P/E ratio quartile, while Circle Internet (CRCL) at 40.89 is closer to its industry’s usual earnings multiple — a discount for CTSH, though growth and earnings durability still matter.

CRCL

Software & Services industry group

40.89

Max
112.94
Q3
60.32
CRCL
40.89
Median
32.91
Q1
18.77
Min
6.69

CTSH

Software & Services industry group

11.81

Max
112.94
Q3
60.32
Median
32.91
Q1
18.77
CTSH
11.81
Min
6.69
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Circle Internet (CRCL) vs. Cognizant (CTSH): A comparison of their P/E ratio against the Software & Services industry group benchmark.

P/S Ratio (TTM)

Cognizant (CTSH) at 1.32 sits in the cheaper P/S ratio quartile while Circle Internet (CRCL) at 5.75 prices around its industry’s middle — CTSH costs less per dollar of sales, though read it alongside growth and margins.

CRCL

Software & Services industry group

5.75

Max
17.91
Q3
8.78
CRCL
5.75
Median
4.25
Q1
2.23
Min
0.02

CTSH

Software & Services industry group

1.32

Max
17.91
Q3
8.78
Median
4.25
Q1
2.23
CTSH
1.32
Min
0.02
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Circle Internet (CRCL) vs. Cognizant (CTSH): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Circle Internet (CRCL) at 4.50 and Cognizant (CTSH) at 1.97 are valued close to their industries’ norm against book — neither stands out from peers.

CRCL

Software & Services industry group

4.50

Max
16.63
Q3
8.50
CRCL
4.50
Median
4.30
Q1
1.92
Min
-3.90

CTSH

Software & Services industry group

1.97

Max
16.63
Q3
8.50
Median
4.30
CTSH
1.97
Q1
1.92
Min
-3.90
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Circle Internet (CRCL) vs. Cognizant (CTSH): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Circle Internet (CRCL) and Cognizant (CTSH)
MetricCRCLCTSH
P/E Ratio (TTM)40.8911.81
P/S Ratio (TTM)5.751.32
P/B Ratio (MRQ)4.501.97
Free Cash Flow Yield (TTM)1.43%7.19%