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CRBG vs. KSPI: Corebridge Financial vs. Kaspi.kz Stock Comparison

How do Corebridge Financial (CRBG) and Kaspi.kz (KSPI) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Corebridge Financial (CRBG) and Kaspi.kz (KSPI) both fall under the Financial Services industry group, but CRBG is classified in Financial Services while KSPI is classified in Consumer Finance.

Corebridge Financial (CRBG) trades as ordinary local shares, while Kaspi.kz (KSPI) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Corebridge Financial (CRBG) and Kaspi.kz (KSPI)
Profile ItemCRBGKSPI
NameCorebridge Financial Inc.Kaspi.kz JSC ADR
Country/RegionUnited StatesKazakhstan
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesConsumer Finance
GICS Sub-IndustryDiversified Financial ServicesConsumer Finance
Market Capitalization14.95 billion USD17.42 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateSeptember 16, 2022January 19, 2024
Security TypeCommon StockADR

Price Performance

Cumulative Growth

CRBG
KSPI
GSPC
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Corebridge Financial (CRBG) vs. Kaspi.kz (KSPI), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Corebridge Financial (CRBG) and Kaspi.kz (KSPI). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Corebridge Financial (CRBG) and Kaspi.kz (KSPI). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Corebridge Financial (CRBG) and Kaspi.kz (KSPI)
MetricCRBGKSPI
Total Return (1Y)24.54%34.75%
Total Return (3Y, Annualized)28.45%--
Total Return (5Y, Annualized)----

Risk Profile

Drawdown History

CRBG
KSPI
GSPC
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Corebridge Financial (CRBG) vs. Kaspi.kz (KSPI), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Corebridge Financial (CRBG) and Kaspi.kz (KSPI). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Corebridge Financial (CRBG) and Kaspi.kz (KSPI)
MetricCRBGKSPI
Volatility (1Y, Annualized)35.18%34.36%
Beta (5Y)1.031.05
Max Drawdown (5Y)-36.35%-48.88%
Avg. Volume (3M)4.66M566.23K

Risk-Adjusted Performance

Risk-Return Positioning

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CRBG and KSPI are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Corebridge Financial (CRBG) and Kaspi.kz (KSPI)
MetricCRBGKSPI
Sharpe Ratio (1Y)0.580.89
Sortino Ratio (1Y)0.801.47

Profitability

ROE (TTM)

Kaspi.kz (KSPI) at 44.78% sits in the top ROE quartile, while Corebridge Financial (CRBG) at 20.08% is closer to the peer norm — stronger capital efficiency for KSPI.

CRBG

Financial Services industry group

20.08%

Max
44.78%
Q3
21.85%
CRBG
20.08%
Median
12.91%
Q1
4.48%
Min
-18.71%

KSPI

Financial Services industry group

44.78%

KSPI
44.78%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Corebridge Financial (CRBG) vs. Kaspi.kz (KSPI): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both Corebridge Financial (CRBG) at 10.76% and Kaspi.kz (KSPI) at 24.15% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CRBG

Financial Services industry group

10.76%

Max
62.84%
Q3
28.05%
Median
15.36%
CRBG
10.76%
Q1
4.82%
Min
-28.52%

KSPI

Financial Services industry group

24.15%

Max
62.84%
Q3
28.05%
KSPI
24.15%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Corebridge Financial (CRBG) vs. Kaspi.kz (KSPI): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Corebridge Financial (CRBG) at 39.53% runs core operations around its industry’s norm, while Kaspi.kz (KSPI) at 0.00% operates in the bottom quartile.

CRBG

Financial Services industry group

39.53%

Max
107.33%
Q3
55.90%
CRBG
39.53%
Median
30.09%
Q1
14.60%
Min
-44.34%

KSPI

Financial Services industry group

0.00%

Max
107.33%
Q3
55.90%
Median
30.09%
Q1
14.60%
KSPI
0.00%
Min
-44.34%
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Corebridge Financial (CRBG) vs. Kaspi.kz (KSPI): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Corebridge Financial (CRBG) and Kaspi.kz (KSPI)
MetricCRBGKSPI
ROE (TTM)20.08%44.78%
ROA (TTM)0.65%13.54%
Net Margin (TTM)10.76%24.15%
Operating Margin (TTM)39.53%0.00%
Gross Margin (TTM)----

Growth

Revenue Growth

Kaspi.kz (KSPI) at 59.78% sits in the top revenue growth quartile, while Corebridge Financial (CRBG) at -5.07% is in the bottom quartile, showing a clear gap in revenue momentum.

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Corebridge Financial (CRBG) vs. Kaspi.kz (KSPI): A comparison of their Revenue Growth across different time periods.

EPS Growth

Kaspi.kz (KSPI) at 2.96% is around its peer norm for EPS growth, while Corebridge Financial (CRBG) at -118.28% drops into the bottom quartile, signaling weaker earnings momentum.

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Corebridge Financial (CRBG) vs. Kaspi.kz (KSPI): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Corebridge Financial (CRBG) and Kaspi.kz (KSPI)
MetricCRBGKSPI
Revenue Growth (YoY)-5.07%59.78%
Revenue Growth (3Y CAGR)-11.25%47.54%
EPS Growth (YoY)-118.28%2.96%
EPS Growth (3Y CAGR)--22.85%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Corebridge Financial (CRBG) in Financial Services and Kaspi.kz (KSPI) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Corebridge Financial (CRBG) in Financial Services and Kaspi.kz (KSPI) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Corebridge Financial (CRBG) and Kaspi.kz (KSPI)
MetricCRBGKSPI
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Kaspi.kz (KSPI) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Corebridge Financial (CRBG) reports a yield of 2.89%, ranking against industry peers normally.

CRBG

Financial Services industry group

2.89%

Max
9.77%
Q3
3.92%
CRBG
2.89%
Median
1.09%
Q1
0.00%
Min
0.00%

KSPI

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
KSPI
0.00%
Q1
0.00%
Min
0.00%
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Corebridge Financial (CRBG) vs. Kaspi.kz (KSPI): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Corebridge Financial (CRBG) at 22.20% and Kaspi.kz (KSPI) at 33.12% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

CRBG

Financial Services industry group

22.20%

Max
241.07%
Q3
97.36%
Median
25.77%
CRBG
22.20%
Q1
0.00%
Min
0.00%

KSPI

Financial Services industry group

33.12%

Max
241.07%
Q3
97.36%
KSPI
33.12%
Median
25.77%
Q1
0.00%
Min
0.00%
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Corebridge Financial (CRBG) vs. Kaspi.kz (KSPI): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Corebridge Financial (CRBG) and Kaspi.kz (KSPI)
MetricCRBGKSPI
Dividend Yield (TTM)2.89%0.00%
Dividend Payout Ratio (TTM)22.20%33.12%

Valuation

P/E Ratio (TTM)

Both Corebridge Financial (CRBG) at 7.64 and Kaspi.kz (KSPI) at 8.40 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.

CRBG

Financial Services industry group

7.64

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
CRBG
7.64
Min
0.16

KSPI

Financial Services industry group

8.40

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
KSPI
8.40
Min
0.16
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Corebridge Financial (CRBG) vs. Kaspi.kz (KSPI): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

A sales-based read is only available for Corebridge Financial (CRBG), whose P/S ratio of 0.73 ranks against industry peers; Kaspi.kz (KSPI) reports no figure this period.

CRBG

Financial Services industry group

0.73

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
CRBG
0.73
Min
-0.55

KSPI

Financial Services industry group

--

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
KSPI
--
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Corebridge Financial (CRBG) vs. Kaspi.kz (KSPI): KSPI does not report P/S ratio, so it has no value marker; CRBG is benchmarked against the Financial Services industry group.

P/B Ratio (MRQ)

Kaspi.kz (KSPI) at 0.01 sits in the lower P/B ratio quartile against book while Corebridge Financial (CRBG) at 2.41 is valued near its industry’s middle — KSPI is cheaper on assets, though weigh it against ROE and asset quality.

CRBG

Financial Services industry group

2.41

Max
7.79
Q3
3.63
CRBG
2.41
Median
1.57
Q1
0.81
Min
-0.39

KSPI

Financial Services industry group

0.01

Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
KSPI
0.01
Min
-0.39
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Corebridge Financial (CRBG) vs. Kaspi.kz (KSPI): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Corebridge Financial (CRBG) and Kaspi.kz (KSPI)
MetricCRBGKSPI
P/E Ratio (TTM)7.648.40
P/S Ratio (TTM)0.73--
P/B Ratio (MRQ)2.410.01
Free Cash Flow Yield (TTM)----