CPRT vs. PAYC: Copart vs. Paycom Software Stock Comparison
How do Copart (CPRT) and Paycom Software (PAYC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Copart (CPRT) and Paycom Software (PAYC) both fall under the Commercial & Professional Services industry group, but CPRT is classified in Commercial Services & Supplies while PAYC is classified in Professional Services.
| Profile Item | CPRT | PAYC |
|---|---|---|
| Name | Copart, Inc. | Paycom Software, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Industrials | Industrials |
| GICS Industry Group | Commercial & Professional Services | Commercial & Professional Services |
| GICS Industry | Commercial Services & Supplies | Professional Services |
| GICS Sub-Industry | Diversified Support Services | Human Resource & Employment Services |
| Market Capitalization | 29.60 billion USD | 10.69 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | March 17, 1994 | April 15, 2014 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CPRT | PAYC |
|---|---|---|
| Total Return (1Y) | -20.18% | 49.84% |
| Total Return (3Y, Annualized) | -11.53% | 13.71% |
| Total Return (5Y, Annualized) | -3.48% | -13.38% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Copart (CPRT) is heavily traded at around 10.87M shares per day, whereas Paycom Software (PAYC) sees a more moderate 702.61K — larger orders in the latter may require more patience and tighter control over order sizing.
| Metric | CPRT | PAYC |
|---|---|---|
| Volatility (1Y, Annualized) | 32.98% | 47.19% |
| Beta (5Y) | 0.97 | 0.75 |
| Max Drawdown (5Y) | -58.85% | -77.09% |
| Avg. Volume (3M) | 10.87M | 702.61K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CPRT | PAYC |
|---|---|---|
| Sharpe Ratio (1Y) | -0.74 | 0.97 |
| Sortino Ratio (1Y) | -1.08 | 1.66 |
Profitability
ROE (TTM)
Paycom Software (PAYC) at 42.22% sits in the top ROE quartile, while Copart (CPRT) at 16.16% is closer to the peer norm — stronger capital efficiency for PAYC.
CPRT
Commercial & Professional Services industry group
16.16%
- Max
- 47.06%
- Q3
- 25.43%
- CPRT
- 16.16%
- Median
- 14.11%
- Q1
- 3.92%
- Min
- -20.15%
PAYC
Commercial & Professional Services industry group
42.22%
- Max
- 47.06%
- PAYC
- 42.22%
- Q3
- 25.43%
- Median
- 14.11%
- Q1
- 3.92%
- Min
- -20.15%
Net Margin (TTM)
Copart (CPRT) at 31.81% keeps the most of each sales dollar — above its industry’s net margin range — and Paycom Software (PAYC) at 23.28% also retains a top-quartile share.
CPRT
Commercial & Professional Services industry group
31.81%
- CPRT
- 31.81%
- Max
- 23.28%
- Q3
- 11.35%
- Median
- 5.65%
- Q1
- 0.87%
- Min
- -8.60%
PAYC
Commercial & Professional Services industry group
23.28%
- PAYC
- 23.28%
- Max
- 23.28%
- Q3
- 11.35%
- Median
- 5.65%
- Q1
- 0.87%
- Min
- -8.60%
Operating Margin (TTM)
Both Copart (CPRT) at 32.01% and Paycom Software (PAYC) at 38.03% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.
CPRT
Commercial & Professional Services industry group
32.01%
- Max
- 38.50%
- CPRT
- 32.01%
- Q3
- 18.84%
- Median
- 10.40%
- Q1
- 5.59%
- Min
- -12.00%
PAYC
Commercial & Professional Services industry group
38.03%
- Max
- 38.50%
- PAYC
- 38.03%
- Q3
- 18.84%
- Median
- 10.40%
- Q1
- 5.59%
- Min
- -12.00%
Profitability Metrics
| Metric | CPRT | PAYC |
|---|---|---|
| ROE (TTM) | 16.16% | 42.22% |
| ROA (TTM) | 10.27% | 8.98% |
| Net Margin (TTM) | 31.81% | 23.28% |
| Operating Margin (TTM) | 32.01% | 38.03% |
| Gross Margin (TTM) | 45.29% | 88.39% |
Growth
Revenue Growth
Paycom Software (PAYC) at 8.95% is around its peer norm for revenue growth, while Copart (CPRT) at 0.41% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Copart (CPRT) at -2.52% and Paycom Software (PAYC) at -9.42% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | CPRT | PAYC |
|---|---|---|
| Revenue Growth (YoY) | 0.41% | 8.95% |
| Revenue Growth (3Y CAGR) | 6.44% | 14.27% |
| EPS Growth (YoY) | -2.52% | -9.42% |
| EPS Growth (3Y CAGR) | 6.59% | 18.63% |
Financial Strength
Current Ratio (MRQ)
Copart (CPRT) at 7.91 carries current ratio above its industry’s typical mid-range, while Paycom Software (PAYC) at 1.06 runs in the tighter-liquidity quartile — different working-capital profiles, both worth examining.
CPRT
Commercial & Professional Services industry group
7.91
- CPRT
- 7.91
- Max
- 3.63
- Q3
- 2.14
- Median
- 1.55
- Q1
- 1.09
- Min
- 0.45
PAYC
Commercial & Professional Services industry group
1.06
- Max
- 3.63
- Q3
- 2.14
- Median
- 1.55
- Q1
- 1.09
- PAYC
- 1.06
- Min
- 0.45
Debt / Equity (MRQ)
Copart (CPRT) at 0.01 keeps leverage in the lower industry quartile, while Paycom Software (PAYC) at 1.16 runs a more typical debt-to-equity mix.
CPRT
Commercial & Professional Services industry group
0.01
- Max
- 2.37
- Q3
- 1.25
- Median
- 0.88
- Q1
- 0.35
- CPRT
- 0.01
- Min
- 0.00
PAYC
Commercial & Professional Services industry group
1.16
- Max
- 2.37
- Q3
- 1.25
- PAYC
- 1.16
- Median
- 0.88
- Q1
- 0.35
- Min
- 0.00
Financial Strength Metrics
| Metric | CPRT | PAYC |
|---|---|---|
| Current Ratio (MRQ) | 7.91 | 1.06 |
| Debt / Equity (MRQ) | 0.01 | 1.16 |
| Net Debt / EBITDA | -2.36 | 0.75 |
Dividends
Dividend Yield (TTM)
Copart (CPRT) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Paycom Software (PAYC) reports a yield of 0.60%, ranking against industry peers normally.
CPRT
Commercial & Professional Services industry group
0.00%
- Max
- 4.33%
- Q3
- 1.80%
- Median
- 0.60%
- CPRT
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
PAYC
Commercial & Professional Services industry group
0.60%
- Max
- 4.33%
- Q3
- 1.80%
- Median
- 0.60%
- PAYC
- 0.60%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Copart (CPRT) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Paycom Software (PAYC) reports a payout of 14.34%, ranking against industry peers normally.
CPRT
Commercial & Professional Services industry group
0.00%
- Max
- 99.58%
- Q3
- 41.99%
- Median
- 17.27%
- CPRT
- 0.00%
- Q1
- 0.00%
- Min
- -17.94%
PAYC
Commercial & Professional Services industry group
14.34%
- Max
- 99.58%
- Q3
- 41.99%
- Median
- 17.27%
- PAYC
- 14.34%
- Q1
- 0.00%
- Min
- -17.94%
Dividend Metrics
| Metric | CPRT | PAYC |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.60% |
| Dividend Payout Ratio (TTM) | 0.00% | 14.34% |
Valuation
P/E Ratio (TTM)
Both Copart (CPRT) at 20.61 and Paycom Software (PAYC) at 22.69 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
CPRT
Commercial & Professional Services industry group
20.61
- Max
- 49.47
- Q3
- 33.76
- Median
- 24.16
- CPRT
- 20.61
- Q1
- 16.01
- Min
- 1.89
PAYC
Commercial & Professional Services industry group
22.69
- Max
- 49.47
- Q3
- 33.76
- Median
- 24.16
- PAYC
- 22.69
- Q1
- 16.01
- Min
- 1.89
P/S Ratio (TTM)
Both Copart (CPRT) at 6.34 and Paycom Software (PAYC) at 4.88 command a richer price per dollar of sales than most peers, sitting in the upper P/S ratio quartile of their industries.
CPRT
Commercial & Professional Services industry group
6.34
- Max
- 7.17
- CPRT
- 6.34
- Q3
- 3.35
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.11
PAYC
Commercial & Professional Services industry group
4.88
- Max
- 7.17
- PAYC
- 4.88
- Q3
- 3.35
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.11
P/B Ratio (MRQ)
Copart (CPRT) at 3.25 sits near its industry’s typical P/B ratio, while Paycom Software (PAYC) at 14.62 prices above its benchmark range — PAYC looks rich relative to book.
CPRT
Commercial & Professional Services industry group
3.25
- Max
- 11.25
- Q3
- 6.08
- CPRT
- 3.25
- Median
- 2.92
- Q1
- 1.55
- Min
- -2.78
PAYC
Commercial & Professional Services industry group
14.62
- PAYC
- 14.62
- Max
- 11.25
- Q3
- 6.08
- Median
- 2.92
- Q1
- 1.55
- Min
- -2.78
Valuation Metrics
| Metric | CPRT | PAYC |
|---|---|---|
| P/E Ratio (TTM) | 20.61 | 22.69 |
| P/S Ratio (TTM) | 6.34 | 4.88 |
| P/B Ratio (MRQ) | 3.25 | 14.62 |
| Free Cash Flow Yield (TTM) | 2.99% | 5.69% |