CPAY vs. XYZ: Corpay vs. Block Stock Comparison

Company Profile

Corpay (CPAY) and Block (XYZ) are both classified in the Transaction & Payment Processing Services sub-industry within the broader Financial Services industry, placing them in the closest GICS peer bucket.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Block (XYZ) carries a highly aggressive beta of 2.48, indicating much higher sensitivity to broad-market moves, whereas Corpay (CPAY) is closer to market-like at 0.87 — a noticeable difference in market-sensitivity profile.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Corpay (CPAY) at 32.21% sits in the top ROE quartile, while Block (XYZ) at 2.02% is in the bottom quartile, showing a clear gap in returns on equity.

Corpay (CPAY) at 23.73% keeps about the industry-typical share of revenue as profit, while Block (XYZ) at 1.80% retains only a bottom-quartile share.

Corpay (CPAY) at 49.15% runs core operations around its industry’s norm, while Block (XYZ) at 6.65% operates in the bottom quartile.

Profitability Metrics

Growth

Corpay (CPAY) at 13.93% is around its peer norm for revenue growth, while Block (XYZ) at 0.30% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Corpay (CPAY) at 7.59% is around its peer norm for EPS growth, while Block (XYZ) at -53.95% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Corpay (CPAY) in Financial Services and Block (XYZ) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Corpay (CPAY) in Financial Services and Block (XYZ) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Neither Corpay (CPAY) nor Block (XYZ) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Neither Corpay (CPAY) nor Block (XYZ) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Dividend Metrics

Valuation

Both look expensive on trailing earnings: Corpay (CPAY) at 25.02 sits in the richer P/E ratio quartile, and Block (XYZ) at 112.47 is richer still, above its industry range.

Block (XYZ) at 2.01 is priced about in line with its industry on P/S ratio, while Corpay (CPAY) at 5.57 sits in the pricier quartile — CPAY costs more per dollar of sales.

Block (XYZ) at 2.26 sits near its industry’s typical P/B ratio, while Corpay (CPAY) at 8.89 prices above its benchmark range — CPAY looks rich relative to book.

Valuation Metrics