Seek Returns

CPAY vs. TPG: Corpay vs. TPG Stock Comparison

How do Corpay (CPAY) and TPG (TPG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Corpay (CPAY) and TPG (TPG) both fall under the Financial Services industry group, but CPAY is classified in Financial Services while TPG is classified in Capital Markets.

Company profile comparison for Corpay (CPAY) and TPG (TPG)
Profile ItemCPAYTPG
NameCorpay Inc.TPG Inc. Class A Common Stock
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesCapital Markets
GICS Sub-IndustryTransaction & Payment Processing ServicesAsset Management & Custody Banks
Market Capitalization29.12 billion USD17.90 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateDecember 15, 2010January 13, 2022
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CPAY
TPG
GSPC
Loading price history…
Corpay (CPAY) vs. TPG (TPG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for Corpay (CPAY) and TPG (TPG). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for Corpay (CPAY) and TPG (TPG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Corpay (CPAY) and TPG (TPG)
MetricCPAYTPG
Total Return (1Y)65.09%-7.34%
Total Return (3Y, Annualized)25.90%21.01%
Total Return (5Y, Annualized)13.34%--

Risk Profile

Drawdown History

CPAY
TPG
GSPC
Loading price history…
Corpay (CPAY) vs. TPG (TPG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for Corpay (CPAY) and TPG (TPG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Corpay (CPAY) and TPG (TPG)
MetricCPAYTPG
Volatility (1Y, Annualized)36.03%41.32%
Beta (5Y)0.871.45
Max Drawdown (5Y)-37.33%-44.85%
Avg. Volume (3M)489.47K2.82M

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
CPAY and TPG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Corpay (CPAY) and TPG (TPG)
MetricCPAYTPG
Sharpe Ratio (1Y)1.69-0.28
Sortino Ratio (1Y)2.83-0.40

Profitability

ROE (TTM)

Corpay (CPAY) at 32.21% sits in the top ROE quartile, while TPG (TPG) at 19.19% is closer to the peer norm — stronger capital efficiency for CPAY.

CPAY

Financial Services industry group

32.21%

Max
44.78%
CPAY
32.21%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%

TPG

Financial Services industry group

19.19%

Max
44.78%
Q3
21.85%
TPG
19.19%
Median
12.91%
Q1
4.48%
Min
-18.71%
Loading chart…
Corpay (CPAY) vs. TPG (TPG): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both Corpay (CPAY) at 23.73% and TPG (TPG) at 5.78% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CPAY

Financial Services industry group

23.73%

Max
62.84%
Q3
28.05%
CPAY
23.73%
Median
15.36%
Q1
4.82%
Min
-28.52%

TPG

Financial Services industry group

5.78%

Max
62.84%
Q3
28.05%
Median
15.36%
TPG
5.78%
Q1
4.82%
Min
-28.52%
Loading chart…
Corpay (CPAY) vs. TPG (TPG): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Corpay (CPAY) at 49.15% and TPG (TPG) at 16.57% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

CPAY

Financial Services industry group

49.15%

Max
107.33%
Q3
55.90%
CPAY
49.15%
Median
30.09%
Q1
14.60%
Min
-44.34%

TPG

Financial Services industry group

16.57%

Max
107.33%
Q3
55.90%
Median
30.09%
TPG
16.57%
Q1
14.60%
Min
-44.34%
Loading chart…
Corpay (CPAY) vs. TPG (TPG): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Corpay (CPAY) and TPG (TPG)
MetricCPAYTPG
ROE (TTM)32.21%19.19%
ROA (TTM)6.80%5.36%
Net Margin (TTM)23.73%5.78%
Operating Margin (TTM)49.15%16.57%
Gross Margin (TTM)----

Growth

Revenue Growth

TPG (TPG) at 27.03% sits in the top revenue growth quartile, while Corpay (CPAY) at 13.93% is closer to the peer norm — faster top-line expansion for TPG.

Loading chart…
Corpay (CPAY) vs. TPG (TPG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Corpay (CPAY) reports EPS growth of 7.59%, ranked against its industry; TPG (TPG) has no EPS growth figure this period.

Loading chart…
Corpay (CPAY) vs. TPG (TPG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Corpay (CPAY) and TPG (TPG)
MetricCPAYTPG
Revenue Growth (YoY)13.93%27.03%
Revenue Growth (3Y CAGR)9.73%29.51%
EPS Growth (YoY)7.59%--
EPS Growth (3Y CAGR)6.56%--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Corpay (CPAY) in Financial Services and TPG (TPG) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Corpay (CPAY) in Financial Services and TPG (TPG) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Corpay (CPAY) and TPG (TPG)
MetricCPAYTPG
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Corpay (CPAY) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile TPG (TPG) reports a yield of 5.01%, ranking against industry peers normally.

CPAY

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
CPAY
0.00%
Q1
0.00%
Min
0.00%

TPG

Financial Services industry group

5.01%

Max
9.77%
TPG
5.01%
Q3
3.92%
Median
1.09%
Q1
0.00%
Min
0.00%
Loading chart…
Corpay (CPAY) vs. TPG (TPG): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

TPG (TPG) reports payout ratio above 100% at 254.55%, meaning dividends exceeded current-period earnings; Corpay (CPAY) pays no dividend (payout 0.00%).

CPAY

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
CPAY
0.00%
Q1
0.00%
Min
0.00%

TPG

Financial Services industry group

254.55%

TPG
254.55%
Max
241.07%
Q3
97.36%
Median
25.77%
Q1
0.00%
Min
0.00%
Loading chart…
Corpay (CPAY) vs. TPG (TPG): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Corpay (CPAY) and TPG (TPG)
MetricCPAYTPG
Dividend Yield (TTM)0.00%5.01%
Dividend Payout Ratio (TTM)0.00%254.55%

Valuation

P/E Ratio (TTM)

Both look expensive on trailing earnings: Corpay (CPAY) at 25.02 sits in the richer P/E ratio quartile, and TPG (TPG) at 52.84 is richer still, above its industry range.

CPAY

Financial Services industry group

25.02

Max
45.85
CPAY
25.02
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

TPG

Financial Services industry group

52.84

TPG
52.84
Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
Loading chart…
Corpay (CPAY) vs. TPG (TPG): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

TPG (TPG) at 3.85 is priced about in line with its industry on P/S ratio, while Corpay (CPAY) at 5.57 sits in the pricier quartile — CPAY costs more per dollar of sales.

CPAY

Financial Services industry group

5.57

Max
9.23
CPAY
5.57
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55

TPG

Financial Services industry group

3.85

Max
9.23
Q3
4.57
TPG
3.85
Median
2.72
Q1
1.28
Min
-0.55
Loading chart…
Corpay (CPAY) vs. TPG (TPG): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Both look rich against book: TPG (TPG) at 5.97 sits in the upper P/B ratio quartile, and Corpay (CPAY) at 8.89 prices even higher, above its industry range.

CPAY

Financial Services industry group

8.89

CPAY
8.89
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39

TPG

Financial Services industry group

5.97

Max
7.79
TPG
5.97
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
Loading chart…
Corpay (CPAY) vs. TPG (TPG): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Corpay (CPAY) and TPG (TPG)
MetricCPAYTPG
P/E Ratio (TTM)25.0252.84
P/S Ratio (TTM)5.573.85
P/B Ratio (MRQ)8.895.97
Free Cash Flow Yield (TTM)----