CPAY vs. JEF: Corpay vs. Jefferies Stock Comparison
How do Corpay (CPAY) and Jefferies (JEF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Corpay (CPAY) and Jefferies (JEF) both fall under the Financial Services industry group, but CPAY is classified in Financial Services while JEF is classified in Capital Markets.
| Profile Item | CPAY | JEF |
|---|---|---|
| Name | Corpay Inc. | Jefferies Financial Group Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Capital Markets |
| GICS Sub-Industry | Transaction & Payment Processing Services | Investment Banking & Brokerage |
| Market Capitalization | 29.12 billion USD | 10.88 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | December 15, 2010 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CPAY | JEF |
|---|---|---|
| Total Return (1Y) | 65.09% | -6.26% |
| Total Return (3Y, Annualized) | 25.90% | 17.02% |
| Total Return (5Y, Annualized) | 13.34% | 7.20% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CPAY | JEF |
|---|---|---|
| Volatility (1Y, Annualized) | 36.03% | 41.25% |
| Beta (5Y) | 0.87 | 1.49 |
| Max Drawdown (5Y) | -37.33% | -54.39% |
| Avg. Volume (3M) | 489.47K | 2.20M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CPAY | JEF |
|---|---|---|
| Sharpe Ratio (1Y) | 1.69 | -0.26 |
| Sortino Ratio (1Y) | 2.83 | -0.33 |
Profitability
ROE (TTM)
Corpay (CPAY) at 32.21% sits in the top ROE quartile, while Jefferies (JEF) at 8.59% is closer to the peer norm — stronger capital efficiency for CPAY.
CPAY
Financial Services industry group
32.21%
- Max
- 44.78%
- CPAY
- 32.21%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
JEF
Financial Services industry group
8.59%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- JEF
- 8.59%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Corpay (CPAY) at 23.73% and Jefferies (JEF) at 11.00% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
CPAY
Financial Services industry group
23.73%
- Max
- 62.84%
- Q3
- 28.05%
- CPAY
- 23.73%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
JEF
Financial Services industry group
11.00%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- JEF
- 11.00%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Corpay (CPAY) at 49.15% and Jefferies (JEF) at 15.80% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
CPAY
Financial Services industry group
49.15%
- Max
- 107.33%
- Q3
- 55.90%
- CPAY
- 49.15%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
JEF
Financial Services industry group
15.80%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- JEF
- 15.80%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | CPAY | JEF |
|---|---|---|
| ROE (TTM) | 32.21% | 8.59% |
| ROA (TTM) | 6.80% | 1.21% |
| Net Margin (TTM) | 23.73% | 11.00% |
| Operating Margin (TTM) | 49.15% | 15.80% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Corpay (CPAY) at 13.93% and Jefferies (JEF) at 2.93% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Corpay (CPAY) at 7.59% and Jefferies (JEF) at -5.35% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | CPAY | JEF |
|---|---|---|
| Revenue Growth (YoY) | 13.93% | 2.93% |
| Revenue Growth (3Y CAGR) | 9.73% | 14.83% |
| EPS Growth (YoY) | 7.59% | -5.35% |
| EPS Growth (3Y CAGR) | 6.56% | -2.57% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Corpay (CPAY) in Financial Services and Jefferies (JEF) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Corpay (CPAY) in Financial Services and Jefferies (JEF) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CPAY | JEF |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Corpay (CPAY) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Jefferies (JEF) reports a yield of 3.29%, ranking against industry peers normally.
CPAY
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- CPAY
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
JEF
Financial Services industry group
3.29%
- Max
- 9.77%
- Q3
- 3.92%
- JEF
- 3.29%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Corpay (CPAY) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Jefferies (JEF) reports a payout of 42.67%, ranking against industry peers normally.
CPAY
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- CPAY
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
JEF
Financial Services industry group
42.67%
- Max
- 241.07%
- Q3
- 97.36%
- JEF
- 42.67%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CPAY | JEF |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 3.29% |
| Dividend Payout Ratio (TTM) | 0.00% | 42.67% |
Valuation
P/E Ratio (TTM)
Jefferies (JEF) at 12.63 is near its industry’s usual P/E ratio, while Corpay (CPAY) at 25.02 sits in the richer quartile — CPAY needs stronger growth or earnings quality to justify the premium.
CPAY
Financial Services industry group
25.02
- Max
- 45.85
- CPAY
- 25.02
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
JEF
Financial Services industry group
12.63
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- JEF
- 12.63
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Jefferies (JEF) at 1.28 is priced about in line with its industry on P/S ratio, while Corpay (CPAY) at 5.57 sits in the pricier quartile — CPAY costs more per dollar of sales.
CPAY
Financial Services industry group
5.57
- Max
- 9.23
- CPAY
- 5.57
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
JEF
Financial Services industry group
1.28
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- JEF
- 1.28
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Jefferies (JEF) at 1.02 sits near its industry’s typical P/B ratio, while Corpay (CPAY) at 8.89 prices above its benchmark range — CPAY looks rich relative to book.
CPAY
Financial Services industry group
8.89
- CPAY
- 8.89
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
JEF
Financial Services industry group
1.02
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- JEF
- 1.02
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | CPAY | JEF |
|---|---|---|
| P/E Ratio (TTM) | 25.02 | 12.63 |
| P/S Ratio (TTM) | 5.57 | 1.28 |
| P/B Ratio (MRQ) | 8.89 | 1.02 |
| Free Cash Flow Yield (TTM) | -- | -- |