CPAY vs. ICE: Corpay vs. Intercontinental Exchange Stock Comparison
How do Corpay (CPAY) and Intercontinental Exchange (ICE) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Corpay (CPAY) and Intercontinental Exchange (ICE) both fall under the Financial Services industry group, but CPAY is classified in Financial Services while ICE is classified in Capital Markets.
| Profile Item | CPAY | ICE |
|---|---|---|
| Name | Corpay Inc. | Intercontinental Exchange, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Capital Markets |
| GICS Sub-Industry | Transaction & Payment Processing Services | Financial Exchanges & Data |
| Market Capitalization | 29.12 billion USD | 96.27 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | December 15, 2010 | November 16, 2005 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CPAY | ICE |
|---|---|---|
| Total Return (1Y) | 65.09% | 18.71% |
| Total Return (3Y, Annualized) | 25.90% | 18.62% |
| Total Return (5Y, Annualized) | 13.34% | 6.59% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CPAY | ICE |
|---|---|---|
| Volatility (1Y, Annualized) | 36.03% | 25.87% |
| Beta (5Y) | 0.87 | 0.82 |
| Max Drawdown (5Y) | -37.33% | -33.97% |
| Avg. Volume (3M) | 489.47K | 3.09M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CPAY | ICE |
|---|---|---|
| Sharpe Ratio (1Y) | 1.69 | 0.56 |
| Sortino Ratio (1Y) | 2.83 | 0.80 |
Profitability
ROE (TTM)
Corpay (CPAY) at 32.21% sits in the top ROE quartile, while Intercontinental Exchange (ICE) at 14.40% is closer to the peer norm — stronger capital efficiency for CPAY.
CPAY
Financial Services industry group
32.21%
- Max
- 44.78%
- CPAY
- 32.21%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
ICE
Financial Services industry group
14.40%
- Max
- 44.78%
- Q3
- 21.85%
- ICE
- 14.40%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Intercontinental Exchange (ICE) at 38.14% retains a top-quartile share of revenue as profit, ahead of Corpay (CPAY) at 23.73%, which keeps about the industry-typical share.
CPAY
Financial Services industry group
23.73%
- Max
- 62.84%
- Q3
- 28.05%
- CPAY
- 23.73%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
ICE
Financial Services industry group
38.14%
- Max
- 62.84%
- ICE
- 38.14%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Corpay (CPAY) at 49.15% and Intercontinental Exchange (ICE) at 52.77% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
CPAY
Financial Services industry group
49.15%
- Max
- 107.33%
- Q3
- 55.90%
- CPAY
- 49.15%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
ICE
Financial Services industry group
52.77%
- Max
- 107.33%
- Q3
- 55.90%
- ICE
- 52.77%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | CPAY | ICE |
|---|---|---|
| ROE (TTM) | 32.21% | 14.40% |
| ROA (TTM) | 6.80% | 2.28% |
| Net Margin (TTM) | 23.73% | 38.14% |
| Operating Margin (TTM) | 49.15% | 52.77% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Corpay (CPAY) at 13.93% and Intercontinental Exchange (ICE) at 7.47% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Corpay (CPAY) at 7.59% and Intercontinental Exchange (ICE) at 20.71% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | CPAY | ICE |
|---|---|---|
| Revenue Growth (YoY) | 13.93% | 7.47% |
| Revenue Growth (3Y CAGR) | 9.73% | 9.47% |
| EPS Growth (YoY) | 7.59% | 20.71% |
| EPS Growth (3Y CAGR) | 6.56% | 30.77% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Corpay (CPAY) in Financial Services and Intercontinental Exchange (ICE) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Corpay (CPAY) in Financial Services and Intercontinental Exchange (ICE) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CPAY | ICE |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Corpay (CPAY) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Intercontinental Exchange (ICE) reports a yield of 1.17%, ranking against industry peers normally.
CPAY
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- CPAY
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
ICE
Financial Services industry group
1.17%
- Max
- 9.77%
- Q3
- 3.92%
- ICE
- 1.17%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Corpay (CPAY) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Intercontinental Exchange (ICE) reports a payout of 27.79%, ranking against industry peers normally.
CPAY
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- CPAY
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
ICE
Financial Services industry group
27.79%
- Max
- 241.07%
- Q3
- 97.36%
- ICE
- 27.79%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CPAY | ICE |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 1.17% |
| Dividend Payout Ratio (TTM) | 0.00% | 27.79% |
Valuation
P/E Ratio (TTM)
Intercontinental Exchange (ICE) at 23.47 is near its industry’s usual P/E ratio, while Corpay (CPAY) at 25.02 sits in the richer quartile — CPAY needs stronger growth or earnings quality to justify the premium.
CPAY
Financial Services industry group
25.02
- Max
- 45.85
- CPAY
- 25.02
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
ICE
Financial Services industry group
23.47
- Max
- 45.85
- Q3
- 24.64
- ICE
- 23.47
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Both Corpay (CPAY) at 5.57 and Intercontinental Exchange (ICE) at 8.82 command a richer price per dollar of sales than most peers, sitting in the upper P/S ratio quartile of their industries.
CPAY
Financial Services industry group
5.57
- Max
- 9.23
- CPAY
- 5.57
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
ICE
Financial Services industry group
8.82
- Max
- 9.23
- ICE
- 8.82
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Intercontinental Exchange (ICE) at 3.22 sits near its industry’s typical P/B ratio, while Corpay (CPAY) at 8.89 prices above its benchmark range — CPAY looks rich relative to book.
CPAY
Financial Services industry group
8.89
- CPAY
- 8.89
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
ICE
Financial Services industry group
3.22
- Max
- 7.79
- Q3
- 3.63
- ICE
- 3.22
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | CPAY | ICE |
|---|---|---|
| P/E Ratio (TTM) | 25.02 | 23.47 |
| P/S Ratio (TTM) | 5.57 | 8.82 |
| P/B Ratio (MRQ) | 8.89 | 3.22 |
| Free Cash Flow Yield (TTM) | -- | -- |