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CPAY vs. EQH: Corpay vs. Equitable Stock Comparison

How do Corpay (CPAY) and Equitable (EQH) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Corpay (CPAY) and Equitable (EQH) both belong to the Financial Services industry, though CPAY is classified under Transaction & Payment Processing Services while EQH falls under Diversified Financial Services.

Company profile comparison for Corpay (CPAY) and Equitable (EQH)
Profile ItemCPAYEQH
NameCorpay Inc.Equitable Holdings Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesFinancial Services
GICS Sub-IndustryTransaction & Payment Processing ServicesDiversified Financial Services
Market Capitalization29.12 billion USD14.04 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateDecember 15, 2010May 10, 2018
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CPAY
EQH
GSPC
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Corpay (CPAY) vs. Equitable (EQH), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Corpay (CPAY) and Equitable (EQH). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Corpay (CPAY) and Equitable (EQH). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Corpay (CPAY) and Equitable (EQH)
MetricCPAYEQH
Total Return (1Y)65.09%26.35%
Total Return (3Y, Annualized)25.90%32.07%
Total Return (5Y, Annualized)13.34%12.88%

Risk Profile

Drawdown History

CPAY
EQH
GSPC
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Corpay (CPAY) vs. Equitable (EQH), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Corpay (CPAY) and Equitable (EQH). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Corpay (CPAY) and Equitable (EQH)
MetricCPAYEQH
Volatility (1Y, Annualized)36.03%33.44%
Beta (5Y)0.871.04
Max Drawdown (5Y)-37.33%-35.85%
Avg. Volume (3M)489.47K2.71M

Risk-Adjusted Performance

Risk-Return Positioning

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CPAY and EQH are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Corpay (CPAY) and Equitable (EQH)
MetricCPAYEQH
Sharpe Ratio (1Y)1.690.66
Sortino Ratio (1Y)2.830.94

Profitability

ROE (TTM)

Both companies show strong equity returns, but Equitable (EQH) at 171.08% is the standout with ROE above its industry range; Corpay (CPAY) at 32.21% also sits in the top quartile.

CPAY

Financial Services industry group

32.21%

Max
44.78%
CPAY
32.21%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%

EQH

Financial Services industry group

171.08%

EQH
171.08%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Corpay (CPAY) vs. Equitable (EQH): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both Corpay (CPAY) at 23.73% and Equitable (EQH) at 11.52% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CPAY

Financial Services industry group

23.73%

Max
62.84%
Q3
28.05%
CPAY
23.73%
Median
15.36%
Q1
4.82%
Min
-28.52%

EQH

Financial Services industry group

11.52%

Max
62.84%
Q3
28.05%
Median
15.36%
EQH
11.52%
Q1
4.82%
Min
-28.52%
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Corpay (CPAY) vs. Equitable (EQH): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Corpay (CPAY) at 49.15% and Equitable (EQH) at 37.18% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

CPAY

Financial Services industry group

49.15%

Max
107.33%
Q3
55.90%
CPAY
49.15%
Median
30.09%
Q1
14.60%
Min
-44.34%

EQH

Financial Services industry group

37.18%

Max
107.33%
Q3
55.90%
EQH
37.18%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Corpay (CPAY) vs. Equitable (EQH): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Corpay (CPAY) and Equitable (EQH)
MetricCPAYEQH
ROE (TTM)32.21%171.08%
ROA (TTM)6.80%0.45%
Net Margin (TTM)23.73%11.52%
Operating Margin (TTM)49.15%37.18%
Gross Margin (TTM)----

Growth

Revenue Growth

Corpay (CPAY) at 13.93% is around its peer norm for revenue growth, while Equitable (EQH) at -6.12% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Corpay (CPAY) vs. Equitable (EQH): A comparison of their Revenue Growth across different time periods.

EPS Growth

Corpay (CPAY) at 7.59% is around its peer norm for EPS growth, while Equitable (EQH) at -227.78% falls below its industry range, a notably weak earnings reading.

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Corpay (CPAY) vs. Equitable (EQH): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Corpay (CPAY) and Equitable (EQH)
MetricCPAYEQH
Revenue Growth (YoY)13.93%-6.12%
Revenue Growth (3Y CAGR)9.73%-2.65%
EPS Growth (YoY)7.59%-227.78%
EPS Growth (3Y CAGR)6.56%--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Corpay (CPAY) in Financial Services and Equitable (EQH) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Corpay (CPAY) in Financial Services and Equitable (EQH) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Corpay (CPAY) and Equitable (EQH)
MetricCPAYEQH
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Corpay (CPAY) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Equitable (EQH) reports a yield of 0.51%, ranking against industry peers normally.

CPAY

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
CPAY
0.00%
Q1
0.00%
Min
0.00%

EQH

Financial Services industry group

0.51%

Max
9.77%
Q3
3.92%
Median
1.09%
EQH
0.51%
Q1
0.00%
Min
0.00%
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Corpay (CPAY) vs. Equitable (EQH): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Corpay (CPAY) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Equitable (EQH) reports a payout of 22.49%, ranking against industry peers normally.

CPAY

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
CPAY
0.00%
Q1
0.00%
Min
0.00%

EQH

Financial Services industry group

22.49%

Max
241.07%
Q3
97.36%
Median
25.77%
EQH
22.49%
Q1
0.00%
Min
0.00%
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Corpay (CPAY) vs. Equitable (EQH): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Corpay (CPAY) and Equitable (EQH)
MetricCPAYEQH
Dividend Yield (TTM)0.00%0.51%
Dividend Payout Ratio (TTM)0.00%22.49%

Valuation

P/E Ratio (TTM)

Equitable (EQH) at 10.39 is near its industry’s usual P/E ratio, while Corpay (CPAY) at 25.02 sits in the richer quartile — CPAY needs stronger growth or earnings quality to justify the premium.

CPAY

Financial Services industry group

25.02

Max
45.85
CPAY
25.02
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

EQH

Financial Services industry group

10.39

Max
45.85
Q3
24.64
Median
15.37
EQH
10.39
Q1
9.68
Min
0.16
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Corpay (CPAY) vs. Equitable (EQH): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Equitable (EQH) at 1.08 looks cheap on sales in the lower P/S ratio quartile, while Corpay (CPAY) at 5.57 looks rich in the upper quartile — a clear gap in price per dollar of revenue.

CPAY

Financial Services industry group

5.57

Max
9.23
CPAY
5.57
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55

EQH

Financial Services industry group

1.08

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
EQH
1.08
Min
-0.55
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Corpay (CPAY) vs. Equitable (EQH): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Equitable (EQH) reports a negative P/B ratio of -4.92, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Corpay (CPAY) reports 8.89, ranking against industry peers normally.

CPAY

Financial Services industry group

8.89

CPAY
8.89
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39

EQH

Financial Services industry group

-4.92

Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
EQH
-4.92
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Corpay (CPAY) vs. Equitable (EQH): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Corpay (CPAY) and Equitable (EQH)
MetricCPAYEQH
P/E Ratio (TTM)25.0210.39
P/S Ratio (TTM)5.571.08
P/B Ratio (MRQ)8.89-4.92
Free Cash Flow Yield (TTM)----