COIN vs. WSE: Coinbase Global vs. Wise Stock Comparison

Company Profile

Coinbase Global (COIN) and Wise (WSE) both fall under the Financial Services industry group, but COIN is classified in Capital Markets while WSE is classified in Financial Services.

Coinbase Global (COIN) has traded publicly since April 14, 2021, giving it several years of listed trading history, while Wise (WSE) only listed on May 11, 2026 and has a limited public-market record.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Both COIN and WSE need 1-year volatility and 1-year return to plot risk-return positioning.

Risk-Adjusted Metrics

Profitability

Coinbase Global (COIN) reports a negative ROE of -4.68%; negative ROE can reflect losses or negative shareholders’ equity, so it is harder to read as capital efficiency. Meanwhile Wise (WSE) reports 27.23%, ranking against industry peers normally.

Coinbase Global (COIN) reports a negative net margin of -12.89%, usually indicating a net loss over the period. Meanwhile Wise (WSE) reports 19.93%, ranking against industry peers normally.

Coinbase Global (COIN) reports a negative operating margin of -1.42%, usually indicating that operating costs exceeded revenue at the operating-income line. Meanwhile Wise (WSE) reports 59.77%, ranking against industry peers normally.

Profitability Metrics

Growth

Both Coinbase Global (COIN) at 9.40% and Wise (WSE) at 17.14% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Wise (WSE) at -5.78% is around its peer norm for EPS growth, while Coinbase Global (COIN) at -53.06% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Coinbase Global (COIN) in Financial Services and Wise (WSE) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Coinbase Global (COIN) in Financial Services and Wise (WSE) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Neither Coinbase Global (COIN) nor Wise (WSE) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Neither Coinbase Global (COIN) nor Wise (WSE) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Dividend Metrics

Valuation

An earnings multiple is available for just one side: Wise (WSE) trades at 23.23 times trailing earnings, ranked against its peers, while Coinbase Global (COIN) has no P/E ratio this period.

Wise (WSE) at 4.30 is priced about in line with its industry on P/S ratio, while Coinbase Global (COIN) at 6.56 sits in the pricier quartile — COIN costs more per dollar of sales.

Coinbase Global (COIN) at 2.56 is valued about in line with its industry on P/B ratio, while Wise (WSE) at 5.94 carries an above-peer premium to book — WSE is pricier on assets.

Valuation Metrics