COIN vs. SCHW: Coinbase Global vs. Charles Schwab Stock Comparison

Company Profile

Coinbase Global (COIN) and Charles Schwab (SCHW) both belong to the Capital Markets industry, though COIN is classified under Financial Exchanges & Data while SCHW falls under Investment Banking & Brokerage.

Charles Schwab (SCHW) has more than two decades of public-market history since September 22, 1987, whereas Coinbase Global (COIN) listed on April 14, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Coinbase Global (COIN) carries a highly aggressive beta of 3.33, indicating much higher sensitivity to broad-market moves, whereas Charles Schwab (SCHW) is closer to market-like at 0.74 — a noticeable difference in market-sensitivity profile.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Coinbase Global (COIN) reports a negative ROE of -4.68%; negative ROE can reflect losses or negative shareholders’ equity, so it is harder to read as capital efficiency. Meanwhile Charles Schwab (SCHW) reports 21.12%, ranking against industry peers normally.

Coinbase Global (COIN) reports a negative net margin of -12.89%, usually indicating a net loss over the period. Meanwhile Charles Schwab (SCHW) reports 39.33%, ranking against industry peers normally.

Coinbase Global (COIN) reports a negative operating margin of -1.42%, usually indicating that operating costs exceeded revenue at the operating-income line. Meanwhile Charles Schwab (SCHW) reports 52.67%, ranking against industry peers normally.

Profitability Metrics

Growth

Both Coinbase Global (COIN) at 9.40% and Charles Schwab (SCHW) at 22.01% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Charles Schwab (SCHW) at 55.52% sits in the top EPS growth quartile, while Coinbase Global (COIN) at -53.06% is in the bottom quartile, showing a clear gap in earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Coinbase Global (COIN) in Financial Services and Charles Schwab (SCHW) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Coinbase Global (COIN) in Financial Services and Charles Schwab (SCHW) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Coinbase Global (COIN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Charles Schwab (SCHW) reports a yield of 1.33%, ranking against industry peers normally.

Coinbase Global (COIN) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Charles Schwab (SCHW) reports a payout of 21.03%, ranking against industry peers normally.

Dividend Metrics

Valuation

An earnings multiple is available for just one side: Charles Schwab (SCHW) trades at 15.64 times trailing earnings, ranked against its peers, while Coinbase Global (COIN) has no P/E ratio this period.

Both Coinbase Global (COIN) at 6.56 and Charles Schwab (SCHW) at 5.85 command a richer price per dollar of sales than most peers, sitting in the upper P/S ratio quartile of their industries.

On P/B ratio, both Coinbase Global (COIN) at 2.56 and Charles Schwab (SCHW) at 3.08 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics