COIN vs. JKHY: Coinbase Global vs. Jack Henry & Associates Stock Comparison

Company Profile

Coinbase Global (COIN) and Jack Henry & Associates (JKHY) both fall under the Financial Services industry group, but COIN is classified in Capital Markets while JKHY is classified in Financial Services.

Jack Henry & Associates (JKHY) has more than two decades of public-market history since November 20, 1985, whereas Coinbase Global (COIN) listed on April 14, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Coinbase Global (COIN) has a highly aggressive beta of 3.33, indicating much higher sensitivity to broad-market moves, while Jack Henry & Associates (JKHY) is defensive at 0.51 and tends to be less market-sensitive — a wide gap in beta profiles.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Jack Henry & Associates (JKHY) has no ROE value reported for this period; Coinbase Global (COIN) reports a negative figure of -4.68%, which needs context because negative ROE can reflect losses or negative shareholders’ equity.

Coinbase Global (COIN) reports a negative net margin of -12.89%, usually indicating a net loss over the period. Meanwhile Jack Henry & Associates (JKHY) reports 19.96%, ranking against industry peers normally.

Coinbase Global (COIN) reports a negative operating margin of -1.42%, usually indicating that operating costs exceeded revenue at the operating-income line. Meanwhile Jack Henry & Associates (JKHY) reports 29.52%, ranking against industry peers normally.

Profitability Metrics

Growth

Both Coinbase Global (COIN) at 9.40% and Jack Henry & Associates (JKHY) at 7.12% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Jack Henry & Associates (JKHY) at 11.86% is around its peer norm for EPS growth, while Coinbase Global (COIN) at -53.06% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Coinbase Global (COIN) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Coinbase Global (COIN) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Coinbase Global (COIN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Jack Henry & Associates (JKHY) reports a yield of 1.34%, ranking against industry peers normally.

Coinbase Global (COIN) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Jack Henry & Associates (JKHY) reports a payout of 33.10%, ranking against industry peers normally.

Dividend Metrics

Valuation

An earnings multiple is available for just one side: Jack Henry & Associates (JKHY) trades at 23.80 times trailing earnings, ranked against its peers, while Coinbase Global (COIN) has no P/E ratio this period.

Both Coinbase Global (COIN) at 6.56 and Jack Henry & Associates (JKHY) at 4.67 command a richer price per dollar of sales than most peers, sitting in the upper P/S ratio quartile of their industries.

Coinbase Global (COIN) at 2.56 is valued about in line with its industry on P/B ratio, while Jack Henry & Associates (JKHY) at 5.92 carries an above-peer premium to book — JKHY is pricier on assets.

Valuation Metrics