COIN vs. CPAY: Coinbase Global vs. Corpay Stock Comparison

Company Profile

Coinbase Global (COIN) and Corpay (CPAY) both fall under the Financial Services industry group, but COIN is classified in Capital Markets while CPAY is classified in Financial Services.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Coinbase Global (COIN) carries a highly aggressive beta of 3.33, indicating much higher sensitivity to broad-market moves, whereas Corpay (CPAY) is closer to market-like at 0.87 — a noticeable difference in market-sensitivity profile.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Coinbase Global (COIN) reports a negative ROE of -4.68%; negative ROE can reflect losses or negative shareholders’ equity, so it is harder to read as capital efficiency. Meanwhile Corpay (CPAY) reports 32.21%, ranking against industry peers normally.

Coinbase Global (COIN) reports a negative net margin of -12.89%, usually indicating a net loss over the period. Meanwhile Corpay (CPAY) reports 23.73%, ranking against industry peers normally.

Coinbase Global (COIN) reports a negative operating margin of -1.42%, usually indicating that operating costs exceeded revenue at the operating-income line. Meanwhile Corpay (CPAY) reports 49.15%, ranking against industry peers normally.

Profitability Metrics

Growth

Both Coinbase Global (COIN) at 9.40% and Corpay (CPAY) at 13.93% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Corpay (CPAY) at 7.59% is around its peer norm for EPS growth, while Coinbase Global (COIN) at -53.06% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Coinbase Global (COIN) in Financial Services and Corpay (CPAY) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Coinbase Global (COIN) in Financial Services and Corpay (CPAY) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Neither Coinbase Global (COIN) nor Corpay (CPAY) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Neither Coinbase Global (COIN) nor Corpay (CPAY) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Dividend Metrics

Valuation

An earnings multiple is available for just one side: Corpay (CPAY) trades at 25.02 times trailing earnings, ranked against its peers, while Coinbase Global (COIN) has no P/E ratio this period.

Both Coinbase Global (COIN) at 6.56 and Corpay (CPAY) at 5.57 command a richer price per dollar of sales than most peers, sitting in the upper P/S ratio quartile of their industries.

Coinbase Global (COIN) at 2.56 sits near its industry’s typical P/B ratio, while Corpay (CPAY) at 8.89 prices above its benchmark range — CPAY looks rich relative to book.

Valuation Metrics