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COF vs. MSCI: Capital One Financial vs. MSCI Stock Comparison

How do Capital One Financial (COF) and MSCI (MSCI) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Capital One Financial (COF) and MSCI (MSCI) both fall under the Financial Services industry group, but COF is classified in Consumer Finance while MSCI is classified in Capital Markets.

Company profile comparison for Capital One Financial (COF) and MSCI (MSCI)
Profile ItemCOFMSCI
NameCapital One Financial Corp.MSCI Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryConsumer FinanceCapital Markets
GICS Sub-IndustryConsumer FinanceFinancial Exchanges & Data
Market Capitalization121.43 billion USD46.60 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateNovember 16, 1994November 15, 2007
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

COF
MSCI
GSPC
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Capital One Financial (COF) vs. MSCI (MSCI), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Capital One Financial (COF) and MSCI (MSCI). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Capital One Financial (COF) and MSCI (MSCI). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Capital One Financial (COF) and MSCI (MSCI)
MetricCOFMSCI
Total Return (1Y)-5.89%12.76%
Total Return (3Y, Annualized)26.49%9.86%
Total Return (5Y, Annualized)7.24%1.00%

Risk Profile

Drawdown History

COF
MSCI
GSPC
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Capital One Financial (COF) vs. MSCI (MSCI), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Capital One Financial (COF) and MSCI (MSCI). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Capital One Financial (COF) and MSCI (MSCI)
MetricCOFMSCI
Volatility (1Y, Annualized)31.21%29.82%
Beta (5Y)1.091.17
Max Drawdown (5Y)-45.56%-43.74%
Avg. Volume (3M)3.66M590.34K

Risk-Adjusted Performance

Risk-Return Positioning

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COF and MSCI are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Capital One Financial (COF) and MSCI (MSCI)
MetricCOFMSCI
Sharpe Ratio (1Y)-0.330.28
Sortino Ratio (1Y)-0.430.40

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Capital One Financial (COF) earns 9.39% on shareholders’ equity, ranked against its industry; MSCI (MSCI) has no ROE this period.

COF

Financial Services industry group

9.39%

Max
44.78%
Q3
21.85%
Median
12.91%
COF
9.39%
Q1
4.48%
Min
-18.71%

MSCI

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
MSCI
--
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Capital One Financial (COF) vs. MSCI (MSCI): MSCI does not report ROE, so it has no value marker; COF is benchmarked against the Financial Services industry group.

Net Margin (TTM)

MSCI (MSCI) at 40.31% retains a top-quartile share of revenue as profit, ahead of Capital One Financial (COF) at 22.23%, which keeps about the industry-typical share.

COF

Financial Services industry group

22.23%

Max
62.84%
Q3
28.05%
COF
22.23%
Median
15.36%
Q1
4.82%
Min
-28.52%

MSCI

Financial Services industry group

40.31%

Max
62.84%
MSCI
40.31%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Capital One Financial (COF) vs. MSCI (MSCI): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

MSCI (MSCI) at 56.41% operates in the top operating margin quartile, ahead of Capital One Financial (COF) at 37.83%, which runs around its industry’s norm.

COF

Financial Services industry group

37.83%

Max
107.33%
Q3
55.90%
COF
37.83%
Median
30.09%
Q1
14.60%
Min
-44.34%

MSCI

Financial Services industry group

56.41%

Max
107.33%
MSCI
56.41%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Capital One Financial (COF) vs. MSCI (MSCI): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Capital One Financial (COF) and MSCI (MSCI)
MetricCOFMSCI
ROE (TTM)9.39%--
ROA (TTM)1.57%21.75%
Net Margin (TTM)22.23%40.31%
Operating Margin (TTM)37.83%56.41%
Gross Margin (TTM)----

Growth

Revenue Growth

Capital One Financial (COF) at 36.62% sits in the top revenue growth quartile, while MSCI (MSCI) at 9.75% is closer to the peer norm — faster top-line expansion for COF.

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Capital One Financial (COF) vs. MSCI (MSCI): A comparison of their Revenue Growth across different time periods.

EPS Growth

MSCI (MSCI) at 11.67% is around its peer norm for EPS growth, while Capital One Financial (COF) at -65.23% drops into the bottom quartile, signaling weaker earnings momentum.

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Capital One Financial (COF) vs. MSCI (MSCI): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Capital One Financial (COF) and MSCI (MSCI)
MetricCOFMSCI
Revenue Growth (YoY)36.62%9.75%
Revenue Growth (3Y CAGR)15.98%11.71%
EPS Growth (YoY)-65.23%11.67%
EPS Growth (3Y CAGR)-39.18%13.54%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Capital One Financial (COF) in Financial Services and MSCI (MSCI) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Capital One Financial (COF) in Financial Services and MSCI (MSCI) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Capital One Financial (COF) and MSCI (MSCI)
MetricCOFMSCI
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Capital One Financial (COF) at 1.57% and MSCI (MSCI) at 1.21% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

COF

Financial Services industry group

1.57%

Max
9.77%
Q3
3.92%
COF
1.57%
Median
1.09%
Q1
0.00%
Min
0.00%

MSCI

Financial Services industry group

1.21%

Max
9.77%
Q3
3.92%
MSCI
1.21%
Median
1.09%
Q1
0.00%
Min
0.00%
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Capital One Financial (COF) vs. MSCI (MSCI): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Capital One Financial (COF) at 19.61% and MSCI (MSCI) at 42.04% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

COF

Financial Services industry group

19.61%

Max
241.07%
Q3
97.36%
Median
25.77%
COF
19.61%
Q1
0.00%
Min
0.00%

MSCI

Financial Services industry group

42.04%

Max
241.07%
Q3
97.36%
MSCI
42.04%
Median
25.77%
Q1
0.00%
Min
0.00%
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Capital One Financial (COF) vs. MSCI (MSCI): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Capital One Financial (COF) and MSCI (MSCI)
MetricCOFMSCI
Dividend Yield (TTM)1.57%1.21%
Dividend Payout Ratio (TTM)19.61%42.04%

Valuation

P/E Ratio (TTM)

Capital One Financial (COF) at 12.37 is near its industry’s usual P/E ratio, while MSCI (MSCI) at 33.90 sits in the richer quartile — MSCI needs stronger growth or earnings quality to justify the premium.

COF

Financial Services industry group

12.37

Max
45.85
Q3
24.64
Median
15.37
COF
12.37
Q1
9.68
Min
0.16

MSCI

Financial Services industry group

33.90

Max
45.85
MSCI
33.90
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Capital One Financial (COF) vs. MSCI (MSCI): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Capital One Financial (COF) at 2.48 prices around its industry’s typical P/S ratio, while MSCI (MSCI) at 13.58 clears its benchmark range — MSCI looks notably rich on sales.

COF

Financial Services industry group

2.48

Max
9.23
Q3
4.57
Median
2.72
COF
2.48
Q1
1.28
Min
-0.55

MSCI

Financial Services industry group

13.58

MSCI
13.58
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Capital One Financial (COF) vs. MSCI (MSCI): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

MSCI (MSCI) reports a negative P/B ratio of -15.24, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Capital One Financial (COF) reports 1.15, ranking against industry peers normally.

COF

Financial Services industry group

1.15

Max
7.79
Q3
3.63
Median
1.57
COF
1.15
Q1
0.81
Min
-0.39

MSCI

Financial Services industry group

-15.24

Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
MSCI
-15.24
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Capital One Financial (COF) vs. MSCI (MSCI): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Capital One Financial (COF) and MSCI (MSCI)
MetricCOFMSCI
P/E Ratio (TTM)12.3733.90
P/S Ratio (TTM)2.4813.58
P/B Ratio (MRQ)1.15-15.24
Free Cash Flow Yield (TTM)----