COF vs. HOOD: Capital One Financial vs. Robinhood Markets Stock Comparison

Company Profile

Capital One Financial (COF) and Robinhood Markets (HOOD) both fall under the Financial Services industry group, but COF is classified in Consumer Finance while HOOD is classified in Capital Markets.

Capital One Financial (COF) has more than two decades of public-market history since November 16, 1994, whereas Robinhood Markets (HOOD) listed on July 29, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Robinhood Markets (HOOD) carries a highly aggressive beta of 2.52, indicating much higher sensitivity to broad-market moves, whereas Capital One Financial (COF) is closer to market-like at 1.09 — a noticeable difference in market-sensitivity profile.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Capital One Financial (COF) at 9.39% and Robinhood Markets (HOOD) at 21.45% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Robinhood Markets (HOOD) at 39.04% retains a top-quartile share of revenue as profit, ahead of Capital One Financial (COF) at 22.23%, which keeps about the industry-typical share.

Both Capital One Financial (COF) at 37.83% and Robinhood Markets (HOOD) at 48.10% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Both Capital One Financial (COF) at 36.62% and Robinhood Markets (HOOD) at 51.58% sit in the top peer quartile for revenue growth, so each is growing its top line faster than typical industry peers.

Robinhood Markets (HOOD) at 31.41% is around its peer norm for EPS growth, while Capital One Financial (COF) at -65.23% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Capital One Financial (COF) in Financial Services and Robinhood Markets (HOOD) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Capital One Financial (COF) in Financial Services and Robinhood Markets (HOOD) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Robinhood Markets (HOOD) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Capital One Financial (COF) reports a yield of 1.57%, ranking against industry peers normally.

Robinhood Markets (HOOD) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Capital One Financial (COF) reports a payout of 19.61%, ranking against industry peers normally.

Dividend Metrics

Valuation

Capital One Financial (COF) at 12.37 is near its industry’s usual P/E ratio, while Robinhood Markets (HOOD) at 37.29 sits in the richer quartile — HOOD needs stronger growth or earnings quality to justify the premium.

Capital One Financial (COF) at 2.48 prices around its industry’s typical P/S ratio, while Robinhood Markets (HOOD) at 14.34 clears its benchmark range — HOOD looks notably rich on sales.

Capital One Financial (COF) at 1.15 is valued about in line with its industry on P/B ratio, while Robinhood Markets (HOOD) at 7.29 carries an above-peer premium to book — HOOD is pricier on assets.

Valuation Metrics