CNA vs. SLF: CNA Financial vs. Sun Life Financial Stock Comparison
How do CNA Financial (CNA) and Sun Life Financial (SLF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
CNA Financial (CNA) and Sun Life Financial (SLF) both belong to the Insurance industry, though CNA is classified under Property & Casualty Insurance while SLF falls under Life & Health Insurance.
| Profile Item | CNA | SLF |
|---|---|---|
| Name | CNA Financial Corporation Common Stock | Sun Life Financial Inc. |
| Country/Region | United States | Canada |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Life & Health Insurance |
| Market Capitalization | 12.81 billion USD | 39.73 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | March 23, 2000 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CNA | SLF |
|---|---|---|
| Total Return (1Y) | 13.42% | 30.02% |
| Total Return (3Y, Annualized) | 15.22% | 20.05% |
| Total Return (5Y, Annualized) | 9.00% | 9.37% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CNA | SLF |
|---|---|---|
| Volatility (1Y, Annualized) | 20.85% | 21.39% |
| Beta (5Y) | 0.22 | 0.88 |
| Max Drawdown (5Y) | -25.67% | -30.77% |
| Avg. Volume (3M) | 454.06K | 666.75K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CNA | SLF |
|---|---|---|
| Sharpe Ratio (1Y) | 0.44 | 1.20 |
| Sortino Ratio (1Y) | 0.62 | 1.61 |
Profitability
ROE (TTM)
Both CNA Financial (CNA) at 9.56% and Sun Life Financial (SLF) at 11.55% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
CNA
Insurance industry group
9.56%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- CNA
- 9.56%
- Q1
- 8.79%
- Min
- -10.66%
SLF
Insurance industry group
11.55%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- SLF
- 11.55%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Both CNA Financial (CNA) at 6.80% and Sun Life Financial (SLF) at 8.63% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
CNA
Insurance industry group
6.80%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- CNA
- 6.80%
- Q1
- 6.21%
- Min
- -4.68%
SLF
Insurance industry group
8.63%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- SLF
- 8.63%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for CNA Financial (CNA) in Insurance and Sun Life Financial (SLF) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | CNA | SLF |
|---|---|---|
| ROE (TTM) | 9.56% | 11.55% |
| ROA (TTM) | 1.29% | 0.74% |
| Net Margin (TTM) | 6.80% | 8.63% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both CNA Financial (CNA) at 5.10% and Sun Life Financial (SLF) at 11.50% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both CNA Financial (CNA) at 33.24% and Sun Life Financial (SLF) at 16.92% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | CNA | SLF |
|---|---|---|
| Revenue Growth (YoY) | 5.10% | 11.50% |
| Revenue Growth (3Y CAGR) | 7.36% | 123.82% |
| EPS Growth (YoY) | 33.24% | 16.92% |
| EPS Growth (3Y CAGR) | 12.66% | 5.68% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: CNA Financial (CNA) in Insurance and Sun Life Financial (SLF) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: CNA Financial (CNA) in Insurance and Sun Life Financial (SLF) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CNA | SLF |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both CNA Financial (CNA) at 3.95% and Sun Life Financial (SLF) at 5.12% offer top-quartile dividend income relative to share price within their industries.
CNA
Insurance industry group
3.95%
- Max
- 5.12%
- CNA
- 3.95%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
SLF
Insurance industry group
5.12%
- SLF
- 5.12%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both CNA Financial (CNA) at 50.26% and Sun Life Financial (SLF) at 70.41% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
CNA
Insurance industry group
50.26%
- Max
- 76.67%
- CNA
- 50.26%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
SLF
Insurance industry group
70.41%
- Max
- 76.67%
- SLF
- 70.41%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CNA | SLF |
|---|---|---|
| Dividend Yield (TTM) | 3.95% | 5.12% |
| Dividend Payout Ratio (TTM) | 50.26% | 70.41% |
Valuation
P/E Ratio (TTM)
Both CNA Financial (CNA) at 12.52 and Sun Life Financial (SLF) at 18.58 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
CNA
Insurance industry group
12.52
- Max
- 28.37
- Q3
- 18.75
- CNA
- 12.52
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
SLF
Insurance industry group
18.58
- Max
- 28.37
- Q3
- 18.75
- SLF
- 18.58
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
CNA Financial (CNA) at 0.84 sits in the cheaper P/S ratio quartile while Sun Life Financial (SLF) at 1.12 prices around its industry’s middle — CNA costs less per dollar of sales, though read it alongside growth and margins.
CNA
Insurance industry group
0.84
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- CNA
- 0.84
- Min
- 0.07
SLF
Insurance industry group
1.12
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- SLF
- 1.12
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
On P/B ratio, both CNA Financial (CNA) at 1.25 and Sun Life Financial (SLF) at 2.26 are valued close to their industries’ norm against book — neither stands out from peers.
CNA
Insurance industry group
1.25
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- CNA
- 1.25
- Q1
- 1.23
- Min
- 0.30
SLF
Insurance industry group
2.26
- Max
- 5.07
- Q3
- 2.79
- SLF
- 2.26
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | CNA | SLF |
|---|---|---|
| P/E Ratio (TTM) | 12.52 | 18.58 |
| P/S Ratio (TTM) | 0.84 | 1.12 |
| P/B Ratio (MRQ) | 1.25 | 2.26 |
| Free Cash Flow Yield (TTM) | -- | -- |