CMI vs. SNA: Cummins vs. Snap-on Stock Comparison

November 11, 2026

How do Cummins (CMI) and Snap-on (SNA) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Cummins (CMI) and Snap-on (SNA) both belong to the Machinery industry, though CMI is classified under Construction Machinery & Heavy Transportation Equipment while SNA falls under Industrial Machinery & Supplies & Components.

Company profile comparison for Cummins (CMI) and Snap-on (SNA)
Profile Item	CMI	SNA
Name	Cummins Inc.	Snap-on Incorporated
Country/Region	United States	United States
GICS Sector	Industrials	Industrials
GICS Industry Group	Capital Goods	Capital Goods
GICS Industry	Machinery	Machinery
GICS Sub-Industry	Construction Machinery & Heavy Transportation Equipment	Industrial Machinery & Supplies & Components
Market Capitalization	61.69 billion USD	18.94 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	February 21, 1973	February 21, 1973
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

CMI

SNA

GSPC

Cummins (CMI) vs. Snap-on (SNA), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Cummins (CMI) and Snap-on (SNA). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Cummins (CMI) and Snap-on (SNA). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Cummins (CMI) and Snap-on (SNA)
Metric	CMI	SNA
Total Return (1Y)	-0.52%	12.48%
Total Return (3Y, Annualized)	31.79%	15.36%
Total Return (5Y, Annualized)	17.12%	14.84%

Risk Profile

Drawdown History

CMI

SNA

GSPC

Cummins (CMI) vs. Snap-on (SNA), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Cummins (CMI) and Snap-on (SNA). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Cummins (CMI) and Snap-on (SNA)
Metric	CMI	SNA
Volatility (1Y, Annualized)	36.83%	19.41%
Beta (5Y)	1.26	0.73
Max Drawdown (5Y)	-38.12%	-20.77%
Avg. Volume (3M)	1.14M	333.56K

Risk-Adjusted Performance

Risk-Return Positioning

CMI and SNA are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Cummins (CMI) and Snap-on (SNA)
Metric	CMI	SNA
Sharpe Ratio (1Y)	-0.13	0.42
Sortino Ratio (1Y)	-0.18	0.63

Profitability

ROE (TTM)

Cummins (CMI) at 25.05% sits in the top ROE quartile, while Snap-on (SNA) at 17.32% is closer to the peer norm — stronger capital efficiency for CMI.

CMI

Capital Goods industry group

25.05%

Max: 40.55%
CMI: 25.05%
Q3: 19.29%
Median: 12.12%
Q1: 4.08%
Min: -17.12%

SNA

Capital Goods industry group

17.32%

Max: 40.55%
Q3: 19.29%
SNA: 17.32%
Median: 12.12%
Q1: 4.08%
Min: -17.12%

Cummins (CMI) vs. Snap-on (SNA): A comparison of their ROE against the Capital Goods industry group benchmark.

Net Margin (TTM)

Snap-on (SNA) at 19.21% retains a top-quartile share of revenue as profit, ahead of Cummins (CMI) at 9.26%, which keeps about the industry-typical share.

CMI

Capital Goods industry group

9.26%

Max: 27.47%
Q3: 12.10%
CMI: 9.26%
Median: 6.30%
Q1: 1.40%
Min: -12.89%

SNA

Capital Goods industry group

19.21%

Max: 27.47%
SNA: 19.21%
Q3: 12.10%
Median: 6.30%
Q1: 1.40%
Min: -12.89%

Cummins (CMI) vs. Snap-on (SNA): A comparison of their net margin against the Capital Goods industry group benchmark.

Operating Margin (TTM)

Snap-on (SNA) at 24.88% operates in the top operating margin quartile, ahead of Cummins (CMI) at 13.95%, which runs around its industry’s norm.

CMI

Capital Goods industry group

13.95%

Max: 36.60%
Q3: 18.33%
CMI: 13.95%
Median: 11.12%
Q1: 5.14%
Min: -12.63%

SNA

Capital Goods industry group

24.88%

Max: 36.60%
SNA: 24.88%
Q3: 18.33%
Median: 11.12%
Q1: 5.14%
Min: -12.63%

Cummins (CMI) vs. Snap-on (SNA): A comparison of their operating margin against the Capital Goods industry group benchmark.

Profitability Metrics

Profitability metrics for Cummins (CMI) and Snap-on (SNA)
Metric	CMI	SNA
ROE (TTM)	25.05%	17.32%
ROA (TTM)	7.60%	9.70%
Net Margin (TTM)	9.26%	19.21%
Operating Margin (TTM)	13.95%	24.88%
Gross Margin (TTM)	26.32%	51.87%

Growth

Revenue Growth

Both Cummins (CMI) at -1.27% and Snap-on (SNA) at 0.93% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.

Cummins (CMI) vs. Snap-on (SNA): A comparison of their Revenue Growth across different time periods.

EPS Growth

Snap-on (SNA) at -1.64% is around its peer norm for EPS growth, while Cummins (CMI) at -27.74% drops into the bottom quartile, signaling weaker earnings momentum.

Cummins (CMI) vs. Snap-on (SNA): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Cummins (CMI) and Snap-on (SNA)
Metric	CMI	SNA
Revenue Growth (YoY)	-1.27%	0.93%
Revenue Growth (3Y CAGR)	6.25%	2.11%
EPS Growth (YoY)	-27.74%	-1.64%
EPS Growth (3Y CAGR)	10.68%	4.49%

Financial Strength

Current Ratio (MRQ)

Cummins (CMI) at 1.74 keeps current ratio within its industry’s typical mid-range, while Snap-on (SNA) at 3.55 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.

CMI

Capital Goods industry group

1.74

Max: 5.22
Q3: 2.95
Median: 2.08
CMI: 1.74
Q1: 1.43
Min: 0.36

SNA

Capital Goods industry group

3.55

Max: 5.22
SNA: 3.55
Q3: 2.95
Median: 2.08
Q1: 1.43
Min: 0.36

Cummins (CMI) vs. Snap-on (SNA): A comparison of their current ratio against the Capital Goods industry group benchmark.

Debt / Equity (MRQ)

Snap-on (SNA) at 0.21 keeps leverage in the lower industry quartile, while Cummins (CMI) at 0.52 runs a more typical debt-to-equity mix.

CMI

Capital Goods industry group

0.52

Max: 2.33
Q3: 1.12
Median: 0.60
CMI: 0.52
Q1: 0.29
Min: 0.00

SNA

Capital Goods industry group

0.21

Max: 2.33
Q3: 1.12
Median: 0.60
Q1: 0.29
SNA: 0.21
Min: 0.00

Cummins (CMI) vs. Snap-on (SNA): A comparison of their debt-to-equity ratio against the Capital Goods industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Cummins (CMI) and Snap-on (SNA)
Metric	CMI	SNA
Current Ratio (MRQ)	1.74	3.55
Debt / Equity (MRQ)	0.52	0.21
Net Debt / EBITDA	0.62	-0.26

Dividends

Dividend Yield (TTM)

Both Cummins (CMI) at 1.83% and Snap-on (SNA) at 2.66% offer top-quartile dividend income relative to share price within their industries.

CMI

Capital Goods industry group

1.83%

Max: 2.66%
CMI: 1.83%
Q3: 1.14%
Median: 0.24%
Q1: 0.00%
Min: 0.00%

SNA

Capital Goods industry group

2.66%

SNA: 2.66%
Max: 2.66%
Q3: 1.14%
Median: 0.24%
Q1: 0.00%
Min: 0.00%

Cummins (CMI) vs. Snap-on (SNA): A comparison of their dividend yield against the Capital Goods industry group benchmark.

Dividend Payout Ratio (TTM)

Both Cummins (CMI) at 34.21% and Snap-on (SNA) at 50.70% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

CMI

Capital Goods industry group

34.21%

Max: 67.39%
CMI: 34.21%
Q3: 28.02%
Median: 6.86%
Q1: 0.00%
Min: 0.00%

SNA

Capital Goods industry group

50.70%

Max: 67.39%
SNA: 50.70%
Q3: 28.02%
Median: 6.86%
Q1: 0.00%
Min: 0.00%

Cummins (CMI) vs. Snap-on (SNA): A comparison of their payout ratio against the Capital Goods industry group benchmark.

Dividend Metrics

Dividend metrics for Cummins (CMI) and Snap-on (SNA)
Metric	CMI	SNA
Dividend Yield (TTM)	1.83%	2.66%
Dividend Payout Ratio (TTM)	34.21%	50.70%

Valuation

P/E Ratio (TTM)

Both Cummins (CMI) at 18.78 and Snap-on (SNA) at 19.08 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.

CMI

Capital Goods industry group

18.78

Max: 59.38
Q3: 35.92
Median: 25.41
Q1: 19.47
CMI: 18.78
Min: 3.03

SNA

Capital Goods industry group

19.08

Max: 59.38
Q3: 35.92
Median: 25.41
Q1: 19.47
SNA: 19.08
Min: 3.03

Cummins (CMI) vs. Snap-on (SNA): A comparison of their P/E ratio against the Capital Goods industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Cummins (CMI) at 1.72 and Snap-on (SNA) at 3.60 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

CMI

Capital Goods industry group

1.72

Max: 7.54
Q3: 3.76
Median: 2.15
CMI: 1.72
Q1: 1.03
Min: 0.03

SNA

Capital Goods industry group

3.60

Max: 7.54
Q3: 3.76
SNA: 3.60
Median: 2.15
Q1: 1.03
Min: 0.03

Cummins (CMI) vs. Snap-on (SNA): A comparison of their P/S ratio against the Capital Goods industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Cummins (CMI) at 4.63 and Snap-on (SNA) at 3.11 are valued close to their industries’ norm against book — neither stands out from peers.

CMI

Capital Goods industry group

4.63

Max: 9.66
Q3: 5.00
CMI: 4.63
Median: 3.12
Q1: 1.81
Min: -1.08

SNA

Capital Goods industry group

3.11

Max: 9.66
Q3: 5.00
Median: 3.12
SNA: 3.11
Q1: 1.81
Min: -1.08

Cummins (CMI) vs. Snap-on (SNA): A comparison of their P/B ratio against the Capital Goods industry group benchmark.

Valuation Metrics

Valuation metrics for Cummins (CMI) and Snap-on (SNA)
Metric	CMI	SNA
P/E Ratio (TTM)	18.78	19.08
P/S Ratio (TTM)	1.72	3.60
P/B Ratio (MRQ)	4.63	3.11
Free Cash Flow Yield (TTM)	4.06%	5.77%