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CMI vs. CNH: Cummins vs. CNH Industrial Stock Comparison

How do Cummins (CMI) and CNH Industrial (CNH) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Cummins (CMI) and CNH Industrial (CNH) both belong to the Machinery industry, though CMI is classified under Construction Machinery & Heavy Transportation Equipment while CNH falls under Agricultural & Farm Machinery.

Company profile comparison for Cummins (CMI) and CNH Industrial (CNH)
Profile ItemCMICNH
NameCummins Inc.CNH Industrial N.V.
Country/RegionUnited StatesUnited Kingdom
GICS SectorIndustrialsIndustrials
GICS Industry GroupCapital GoodsCapital Goods
GICS IndustryMachineryMachinery
GICS Sub-IndustryConstruction Machinery & Heavy Transportation EquipmentAgricultural & Farm Machinery
Market Capitalization61.69 billion USD18.59 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateFebruary 21, 1973September 30, 2013
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CMI
CNH
GSPC
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Cummins (CMI) vs. CNH Industrial (CNH), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Cummins (CMI) and CNH Industrial (CNH). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Cummins (CMI) and CNH Industrial (CNH). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Cummins (CMI) and CNH Industrial (CNH)
MetricCMICNH
Total Return (1Y)-0.52%38.02%
Total Return (3Y, Annualized)31.79%11.70%
Total Return (5Y, Annualized)17.12%-0.45%

Risk Profile

Drawdown History

CMI
CNH
GSPC
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Cummins (CMI) vs. CNH Industrial (CNH), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Cummins (CMI) and CNH Industrial (CNH). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Cummins (CMI) and CNH Industrial (CNH)
MetricCMICNH
Volatility (1Y, Annualized)36.83%45.52%
Beta (5Y)1.261.19
Max Drawdown (5Y)-38.12%-43.80%
Avg. Volume (3M)1.14M18.71M

Risk-Adjusted Performance

Risk-Return Positioning

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CMI and CNH are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Cummins (CMI) and CNH Industrial (CNH)
MetricCMICNH
Sharpe Ratio (1Y)-0.130.74
Sortino Ratio (1Y)-0.181.25

Profitability

ROE (TTM)

Cummins (CMI) at 25.05% sits in the top ROE quartile, while CNH Industrial (CNH) at 3.91% is in the bottom quartile, showing a clear gap in returns on equity.

CMI

Capital Goods industry group

25.05%

Max
40.55%
CMI
25.05%
Q3
19.29%
Median
12.12%
Q1
4.08%
Min
-17.12%

CNH

Capital Goods industry group

3.91%

Max
40.55%
Q3
19.29%
Median
12.12%
Q1
4.08%
CNH
3.91%
Min
-17.12%
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Cummins (CMI) vs. CNH Industrial (CNH): A comparison of their ROE against the Capital Goods industry group benchmark.

Net Margin (TTM)

Both Cummins (CMI) at 9.26% and CNH Industrial (CNH) at 1.71% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CMI

Capital Goods industry group

9.26%

Max
27.47%
Q3
12.10%
CMI
9.26%
Median
6.30%
Q1
1.40%
Min
-12.89%

CNH

Capital Goods industry group

1.71%

Max
27.47%
Q3
12.10%
Median
6.30%
CNH
1.71%
Q1
1.40%
Min
-12.89%
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Cummins (CMI) vs. CNH Industrial (CNH): A comparison of their net margin against the Capital Goods industry group benchmark.

Operating Margin (TTM)

Both Cummins (CMI) at 13.95% and CNH Industrial (CNH) at 5.54% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

CMI

Capital Goods industry group

13.95%

Max
36.60%
Q3
18.33%
CMI
13.95%
Median
11.12%
Q1
5.14%
Min
-12.63%

CNH

Capital Goods industry group

5.54%

Max
36.60%
Q3
18.33%
Median
11.12%
CNH
5.54%
Q1
5.14%
Min
-12.63%
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Cummins (CMI) vs. CNH Industrial (CNH): A comparison of their operating margin against the Capital Goods industry group benchmark.

Profitability Metrics

Profitability metrics for Cummins (CMI) and CNH Industrial (CNH)
MetricCMICNH
ROE (TTM)25.05%3.91%
ROA (TTM)7.60%0.87%
Net Margin (TTM)9.26%1.71%
Operating Margin (TTM)13.95%5.54%
Gross Margin (TTM)26.32%17.76%

Growth

Revenue Growth

Both Cummins (CMI) at -1.27% and CNH Industrial (CNH) at -8.78% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.

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Cummins (CMI) vs. CNH Industrial (CNH): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Cummins (CMI) at -27.74% and CNH Industrial (CNH) at -58.59% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

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Cummins (CMI) vs. CNH Industrial (CNH): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Cummins (CMI) and CNH Industrial (CNH)
MetricCMICNH
Revenue Growth (YoY)-1.27%-8.78%
Revenue Growth (3Y CAGR)6.25%-8.41%
EPS Growth (YoY)-27.74%-58.59%
EPS Growth (3Y CAGR)10.68%-34.96%

Financial Strength

Current Ratio (MRQ)

Cummins (CMI) at 1.74 keeps current ratio within its industry’s typical mid-range, while CNH Industrial (CNH) at 4.88 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.

CMI

Capital Goods industry group

1.74

Max
5.22
Q3
2.95
Median
2.08
CMI
1.74
Q1
1.43
Min
0.36

CNH

Capital Goods industry group

4.88

Max
5.22
CNH
4.88
Q3
2.95
Median
2.08
Q1
1.43
Min
0.36
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Cummins (CMI) vs. CNH Industrial (CNH): A comparison of their current ratio against the Capital Goods industry group benchmark.

Debt / Equity (MRQ)

Cummins (CMI) at 0.52 is near its industry mid-range for debt-to-equity ratio, while CNH Industrial (CNH) at 3.35 sits above its benchmark range, pointing to a heavier debt load relative to equity.

CMI

Capital Goods industry group

0.52

Max
2.33
Q3
1.12
Median
0.60
CMI
0.52
Q1
0.29
Min
0.00

CNH

Capital Goods industry group

3.35

CNH
3.35
Max
2.33
Q3
1.12
Median
0.60
Q1
0.29
Min
0.00
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Cummins (CMI) vs. CNH Industrial (CNH): A comparison of their debt-to-equity ratio against the Capital Goods industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Cummins (CMI) and CNH Industrial (CNH)
MetricCMICNH
Current Ratio (MRQ)1.744.88
Debt / Equity (MRQ)0.523.35
Net Debt / EBITDA0.6223.62

Dividends

Dividend Yield (TTM)

Cummins (CMI) at 1.83% delivers top-quartile income for its industry, while CNH Industrial (CNH) at 0.89% pays a more typical yield — both are credible income propositions, CMI the richer one.

CMI

Capital Goods industry group

1.83%

Max
2.66%
CMI
1.83%
Q3
1.14%
Median
0.24%
Q1
0.00%
Min
0.00%

CNH

Capital Goods industry group

0.89%

Max
2.66%
Q3
1.14%
CNH
0.89%
Median
0.24%
Q1
0.00%
Min
0.00%
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Cummins (CMI) vs. CNH Industrial (CNH): A comparison of their dividend yield against the Capital Goods industry group benchmark.

Dividend Payout Ratio (TTM)

Both Cummins (CMI) at 34.21% and CNH Industrial (CNH) at 40.00% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

CMI

Capital Goods industry group

34.21%

Max
67.39%
CMI
34.21%
Q3
28.02%
Median
6.86%
Q1
0.00%
Min
0.00%

CNH

Capital Goods industry group

40.00%

Max
67.39%
CNH
40.00%
Q3
28.02%
Median
6.86%
Q1
0.00%
Min
0.00%
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Cummins (CMI) vs. CNH Industrial (CNH): A comparison of their payout ratio against the Capital Goods industry group benchmark.

Dividend Metrics

Dividend metrics for Cummins (CMI) and CNH Industrial (CNH)
MetricCMICNH
Dividend Yield (TTM)1.83%0.89%
Dividend Payout Ratio (TTM)34.21%40.00%

Valuation

P/E Ratio (TTM)

Cummins (CMI) at 18.78 sits in the cheaper P/E ratio quartile, while CNH Industrial (CNH) at 46.24 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

CMI

Capital Goods industry group

18.78

Max
59.38
Q3
35.92
Median
25.41
Q1
19.47
CMI
18.78
Min
3.03

CNH

Capital Goods industry group

46.24

Max
59.38
CNH
46.24
Q3
35.92
Median
25.41
Q1
19.47
Min
3.03
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Cummins (CMI) vs. CNH Industrial (CNH): A comparison of their P/E ratio against the Capital Goods industry group benchmark.

P/S Ratio (TTM)

CNH Industrial (CNH) at 1.02 sits in the cheaper P/S ratio quartile while Cummins (CMI) at 1.72 prices around its industry’s middle — CNH costs less per dollar of sales, though read it alongside growth and margins.

CMI

Capital Goods industry group

1.72

Max
7.54
Q3
3.76
Median
2.15
CMI
1.72
Q1
1.03
Min
0.03

CNH

Capital Goods industry group

1.02

Max
7.54
Q3
3.76
Median
2.15
Q1
1.03
CNH
1.02
Min
0.03
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Cummins (CMI) vs. CNH Industrial (CNH): A comparison of their P/S ratio against the Capital Goods industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Cummins (CMI) at 4.63 and CNH Industrial (CNH) at 1.84 are valued close to their industries’ norm against book — neither stands out from peers.

CMI

Capital Goods industry group

4.63

Max
9.66
Q3
5.00
CMI
4.63
Median
3.12
Q1
1.81
Min
-1.08

CNH

Capital Goods industry group

1.84

Max
9.66
Q3
5.00
Median
3.12
CNH
1.84
Q1
1.81
Min
-1.08
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Cummins (CMI) vs. CNH Industrial (CNH): A comparison of their P/B ratio against the Capital Goods industry group benchmark.

Valuation Metrics

Valuation metrics for Cummins (CMI) and CNH Industrial (CNH)
MetricCMICNH
P/E Ratio (TTM)18.7846.24
P/S Ratio (TTM)1.721.02
P/B Ratio (MRQ)4.631.84
Free Cash Flow Yield (TTM)4.06%3.03%