CME vs. PAYP: CME vs. PayPay Stock Comparison
How do CME (CME) and PayPay (PAYP) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
CME (CME) and PayPay (PAYP) both fall under the Financial Services industry group, but CME is classified in Capital Markets while PAYP is classified in Financial Services.
CME (CME) has been public since December 6, 2002, giving it decades of market history across multiple cycles, while PayPay (PAYP) listed only on March 12, 2026 and lacks comparable through-cycle data.
CME (CME) trades as ordinary local shares, while PayPay (PAYP) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | CME | PAYP |
|---|---|---|
| Name | CME Group Inc. Class A Common Stock | PayPay Corp ADR |
| Country/Region | United States | Japan |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Financial Services |
| GICS Sub-Industry | Financial Exchanges & Data | Transaction & Payment Processing Services |
| Market Capitalization | 109.49 billion USD | 10.10 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | Nasdaq |
| Listing Date | December 6, 2002 | March 12, 2026 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CME | PAYP |
|---|---|---|
| Total Return (1Y) | 14.24% | -- |
| Total Return (3Y, Annualized) | 16.88% | -- |
| Total Return (5Y, Annualized) | 11.09% | -- |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CME | PAYP |
|---|---|---|
| Volatility (1Y, Annualized) | 24.87% | 73.49% |
| Beta (5Y) | 0.16 | 0.24 |
| Max Drawdown (5Y) | -31.74% | -49.63% |
| Avg. Volume (3M) | 1.91M | 659.95K |
Risk-Adjusted Performance
Risk-Return Positioning
Both CME and PAYP need 1-year volatility and 1-year return to plot risk-return positioning.
Risk-Adjusted Metrics
| Metric | CME | PAYP |
|---|---|---|
| Sharpe Ratio (1Y) | 0.40 | -- |
| Sortino Ratio (1Y) | 0.56 | -- |
Profitability
ROE (TTM)
Both CME (CME) at 16.13% and PayPay (PAYP) at 18.80% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
CME
Financial Services industry group
16.13%
- Max
- 44.78%
- Q3
- 21.85%
- CME
- 16.13%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
PAYP
Financial Services industry group
18.80%
- Max
- 44.78%
- Q3
- 21.85%
- PAYP
- 18.80%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
CME (CME) at 63.48% converts revenue to bottom-line profit above its industry’s benchmark range, while PayPay (PAYP) at 15.85% keeps roughly the typical share for its industry.
CME
Financial Services industry group
63.48%
- CME
- 63.48%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
PAYP
Financial Services industry group
15.85%
- Max
- 62.84%
- Q3
- 28.05%
- PAYP
- 15.85%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
CME (CME) at 65.85% operates in the top operating margin quartile, ahead of PayPay (PAYP) at 32.79%, which runs around its industry’s norm.
CME
Financial Services industry group
65.85%
- Max
- 107.33%
- CME
- 65.85%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
PAYP
Financial Services industry group
32.79%
- Max
- 107.33%
- Q3
- 55.90%
- PAYP
- 32.79%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | CME | PAYP |
|---|---|---|
| ROE (TTM) | 16.13% | 18.80% |
| ROA (TTM) | 1.52% | 1.34% |
| Net Margin (TTM) | 63.48% | 15.85% |
| Operating Margin (TTM) | 65.85% | 32.79% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both CME (CME) at 6.37% and PayPay (PAYP) at 25.85% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
PayPay (PAYP) at 230.06% clears its industry range for EPS growth, a much stronger earnings trajectory than CME (CME) at 15.41%, which is closer to a typical peer reading.
Growth Metrics
| Metric | CME | PAYP |
|---|---|---|
| Revenue Growth (YoY) | 6.37% | 25.85% |
| Revenue Growth (3Y CAGR) | 9.11% | 23.06% |
| EPS Growth (YoY) | 15.41% | 230.06% |
| EPS Growth (3Y CAGR) | 14.68% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: CME (CME) in Financial Services and PayPay (PAYP) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: CME (CME) in Financial Services and PayPay (PAYP) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CME | PAYP |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
PayPay (PAYP) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile CME (CME) reports a yield of 1.68%, ranking against industry peers normally.
CME
Financial Services industry group
1.68%
- Max
- 9.77%
- Q3
- 3.92%
- CME
- 1.68%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
PAYP
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- PAYP
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
PayPay (PAYP) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile CME (CME) reports a payout of 92.62%, ranking against industry peers normally.
CME
Financial Services industry group
92.62%
- Max
- 241.07%
- Q3
- 97.36%
- CME
- 92.62%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
PAYP
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- PAYP
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CME | PAYP |
|---|---|---|
| Dividend Yield (TTM) | 1.68% | 0.00% |
| Dividend Payout Ratio (TTM) | 92.62% | 0.00% |
Valuation
P/E Ratio (TTM)
PayPay (PAYP) at 23.30 is near its industry’s usual P/E ratio, while CME (CME) at 25.07 sits in the richer quartile — CME needs stronger growth or earnings quality to justify the premium.
CME
Financial Services industry group
25.07
- Max
- 45.85
- CME
- 25.07
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
PAYP
Financial Services industry group
23.30
- Max
- 45.85
- Q3
- 24.64
- PAYP
- 23.30
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
PayPay (PAYP) at 0.02 sits in the cheaper P/S ratio quartile while CME (CME) at 15.74 prices above its industry range — a wide gap in sales valuation between them.
CME
Financial Services industry group
15.74
- CME
- 15.74
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
PAYP
Financial Services industry group
0.02
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- PAYP
- 0.02
- Min
- -0.55
P/B Ratio (MRQ)
Both CME (CME) at 4.12 and PayPay (PAYP) at 3.75 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.
CME
Financial Services industry group
4.12
- Max
- 7.79
- CME
- 4.12
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
PAYP
Financial Services industry group
3.75
- Max
- 7.79
- PAYP
- 3.75
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | CME | PAYP |
|---|---|---|
| P/E Ratio (TTM) | 25.07 | 23.30 |
| P/S Ratio (TTM) | 15.74 | 0.02 |
| P/B Ratio (MRQ) | 4.12 | 3.75 |
| Free Cash Flow Yield (TTM) | -- | -- |