CM vs. RF: Cdn Imperial Bank of Commerce vs. Regions Financial Stock Comparison

Company Profile

Cdn Imperial Bank of Commerce (CM) and Regions Financial (RF) both belong to the Banks industry, though CM is classified under Diversified Banks while RF falls under Regional Banks.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Cdn Imperial Bank of Commerce (CM) at 15.58% sits in the top ROE quartile, while Regions Financial (RF) at 12.38% is closer to the peer norm — stronger capital efficiency for CM.

Both Cdn Imperial Bank of Commerce (CM) at 33.74% and Regions Financial (RF) at 31.29% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Cdn Imperial Bank of Commerce (CM) in Banks and Regions Financial (RF) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Cdn Imperial Bank of Commerce (CM) at 13.66% and Regions Financial (RF) at 6.25% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Cdn Imperial Bank of Commerce (CM) at 17.72% and Regions Financial (RF) at 19.17% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Cdn Imperial Bank of Commerce (CM) in Banks and Regions Financial (RF) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Cdn Imperial Bank of Commerce (CM) in Banks and Regions Financial (RF) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Cdn Imperial Bank of Commerce (CM) at 3.62% and Regions Financial (RF) at 3.85% offer top-quartile dividend income relative to share price within their industries.

Cdn Imperial Bank of Commerce (CM) at 40.12% pays out a band-typical share of earnings, while Regions Financial (RF) at 43.27% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Regions Financial (RF) at 11.10 is near its industry’s usual P/E ratio, while Cdn Imperial Bank of Commerce (CM) at 15.32 sits in the richer quartile — CM needs stronger growth or earnings quality to justify the premium.

P/S ratio is set aside for both Cdn Imperial Bank of Commerce (CM) in Banks and Regions Financial (RF) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Regions Financial (RF) at 1.46 is valued about in line with its industry on P/B ratio, while Cdn Imperial Bank of Commerce (CM) at 2.24 carries an above-peer premium to book — CM is pricier on assets.

Valuation Metrics