CM vs. MFG: Cdn Imperial Bank of Commerce vs. Mizuho Financial Stock Comparison
How do Cdn Imperial Bank of Commerce (CM) and Mizuho Financial (MFG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Cdn Imperial Bank of Commerce (CM) and Mizuho Financial (MFG) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Cdn Imperial Bank of Commerce (CM) trades as ordinary local shares, while Mizuho Financial (MFG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | CM | MFG |
|---|---|---|
| Name | Canadian Imperial Bank of Commerce | Mizuho Financial Group, Inc. American Depositary Receipts |
| Country/Region | Canada | Japan |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 104.58 billion USD | 113.48 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | November 13, 1997 | November 8, 2006 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CM | MFG |
|---|---|---|
| Total Return (1Y) | 41.10% | 46.98% |
| Total Return (3Y, Annualized) | 51.34% | 47.92% |
| Total Return (5Y, Annualized) | 19.22% | 30.77% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CM | MFG |
|---|---|---|
| Volatility (1Y, Annualized) | 22.16% | 33.78% |
| Beta (5Y) | 0.99 | 0.58 |
| Max Drawdown (5Y) | -41.86% | -28.34% |
| Avg. Volume (3M) | 1.09M | 3.45M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CM | MFG |
|---|---|---|
| Sharpe Ratio (1Y) | 1.66 | 1.26 |
| Sortino Ratio (1Y) | 2.44 | 1.92 |
Profitability
ROE (TTM)
Cdn Imperial Bank of Commerce (CM) at 15.58% sits in the top ROE quartile, while Mizuho Financial (MFG) at 12.49% is closer to the peer norm — stronger capital efficiency for CM.
CM
Banks industry group
15.58%
- Max
- 19.84%
- CM
- 15.58%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
MFG
Banks industry group
12.49%
- Max
- 19.84%
- Q3
- 13.67%
- MFG
- 12.49%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Cdn Imperial Bank of Commerce (CM) at 33.74% and Mizuho Financial (MFG) at 29.14% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
CM
Banks industry group
33.74%
- Max
- 47.19%
- Q3
- 35.25%
- CM
- 33.74%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
MFG
Banks industry group
29.14%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- MFG
- 29.14%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Cdn Imperial Bank of Commerce (CM) in Banks and Mizuho Financial (MFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | CM | MFG |
|---|---|---|
| ROE (TTM) | 15.58% | 12.49% |
| ROA (TTM) | 0.89% | 0.48% |
| Net Margin (TTM) | 33.74% | 29.14% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Cdn Imperial Bank of Commerce (CM) at 13.66% and Mizuho Financial (MFG) at 15.82% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Mizuho Financial (MFG) at 43.61% sits in the top EPS growth quartile, while Cdn Imperial Bank of Commerce (CM) at 17.72% is closer to the peer norm — faster per-share earnings growth for MFG.
Growth Metrics
| Metric | CM | MFG |
|---|---|---|
| Revenue Growth (YoY) | 13.66% | 15.82% |
| Revenue Growth (3Y CAGR) | 10.06% | 16.50% |
| EPS Growth (YoY) | 17.72% | 43.61% |
| EPS Growth (3Y CAGR) | 8.66% | 31.89% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Cdn Imperial Bank of Commerce (CM) in Banks and Mizuho Financial (MFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Cdn Imperial Bank of Commerce (CM) in Banks and Mizuho Financial (MFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CM | MFG |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Cdn Imperial Bank of Commerce (CM) at 3.62% earns its spot in the top quartile of its industry’s yields; Mizuho Financial (MFG) at 1,544.20% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.
CM
Banks industry group
3.62%
- Max
- 5.79%
- CM
- 3.62%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
MFG
Banks industry group
1,544.20%
- MFG
- 1,544.20%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Cdn Imperial Bank of Commerce (CM) at 40.12% and Mizuho Financial (MFG) at 24.88% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
CM
Banks industry group
40.12%
- Max
- 70.75%
- Q3
- 41.28%
- CM
- 40.12%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
MFG
Banks industry group
24.88%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- MFG
- 24.88%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | CM | MFG |
|---|---|---|
| Dividend Yield (TTM) | 3.62% | 1,544.20% |
| Dividend Payout Ratio (TTM) | 40.12% | 24.88% |
Valuation
P/E Ratio (TTM)
Mizuho Financial (MFG) at 12.88 is near its industry’s usual P/E ratio, while Cdn Imperial Bank of Commerce (CM) at 15.32 sits in the richer quartile — CM needs stronger growth or earnings quality to justify the premium.
CM
Banks industry group
15.32
- Max
- 18.16
- CM
- 15.32
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
MFG
Banks industry group
12.88
- Max
- 18.16
- Q3
- 13.75
- MFG
- 12.88
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Cdn Imperial Bank of Commerce (CM) in Banks and Mizuho Financial (MFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Mizuho Financial (MFG) at 1.57 is valued about in line with its industry on P/B ratio, while Cdn Imperial Bank of Commerce (CM) at 2.24 carries an above-peer premium to book — CM is pricier on assets.
CM
Banks industry group
2.24
- Max
- 2.28
- CM
- 2.24
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
MFG
Banks industry group
1.57
- Max
- 2.28
- Q3
- 1.58
- MFG
- 1.57
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | CM | MFG |
|---|---|---|
| P/E Ratio (TTM) | 15.32 | 12.88 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 2.24 | 1.57 |
| Free Cash Flow Yield (TTM) | -- | -- |