CI vs. EHC: Cigna vs. Encompass Health Stock Comparison

November 11, 2026

How do Cigna (CI) and Encompass Health (EHC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Cigna (CI) and Encompass Health (EHC) both belong to the Health Care Providers & Services industry, though CI is classified under Health Care Services while EHC falls under Health Care Facilities.

Company profile comparison for Cigna (CI) and Encompass Health (EHC)
Profile Item	CI	EHC
Name	The Cigna Group	Encompass Health Corporation
Country/Region	United States	United States
GICS Sector	Health Care	Health Care
GICS Industry Group	Health Care Equipment & Services	Health Care Equipment & Services
GICS Industry	Health Care Providers & Services	Health Care Providers & Services
GICS Sub-Industry	Health Care Services	Health Care Facilities
Market Capitalization	77.36 billion USD	13.50 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	March 31, 1982	September 24, 1986
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

EHC

GSPC

Cigna (CI) vs. Encompass Health (EHC), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Cigna (CI) and Encompass Health (EHC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Cigna (CI) and Encompass Health (EHC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Cigna (CI) and Encompass Health (EHC)
Metric	CI	EHC
Total Return (1Y)	13.95%	22.16%
Total Return (3Y, Annualized)	2.65%	30.96%
Total Return (5Y, Annualized)	8.40%	23.55%

Risk Profile

Drawdown History

EHC

GSPC

Cigna (CI) vs. Encompass Health (EHC), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Cigna (CI) and Encompass Health (EHC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Cigna (CI) and Encompass Health (EHC)
Metric	CI	EHC
Volatility (1Y, Annualized)	26.82%	30.54%
Beta (5Y)	0.24	0.82
Max Drawdown (5Y)	-32.10%	-27.33%
Avg. Volume (3M)	1.55M	996.79K

Risk-Adjusted Performance

Risk-Return Positioning

CI and EHC are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Cigna (CI) and Encompass Health (EHC)
Metric	CI	EHC
Sharpe Ratio (1Y)	0.36	0.59
Sortino Ratio (1Y)	0.54	1.08

Profitability

ROE (TTM)

Both Cigna (CI) at 15.65% and Encompass Health (EHC) at 25.11% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

CI

Health Care Equipment & Services industry group

15.65%

Max: 47.61%
CI: 15.65%
Q3: 14.36%
Median: 5.45%
Q1: -10.67%
Min: -47.01%

EHC

Health Care Equipment & Services industry group

25.11%

Max: 47.61%
EHC: 25.11%
Q3: 14.36%
Median: 5.45%
Q1: -10.67%
Min: -47.01%

Cigna (CI) vs. Encompass Health (EHC): A comparison of their ROE against the Health Care Equipment & Services industry group benchmark.

Net Margin (TTM)

Encompass Health (EHC) at 10.17% retains a top-quartile share of revenue as profit, ahead of Cigna (CI) at 2.09%, which keeps about the industry-typical share.

CI

Health Care Equipment & Services industry group

2.09%

Max: 29.35%
Q3: 9.33%
Median: 2.18%
CI: 2.09%
Q1: -6.29%
Min: -28.46%

EHC

Health Care Equipment & Services industry group

10.17%

Max: 29.35%
EHC: 10.17%
Q3: 9.33%
Median: 2.18%
Q1: -6.29%
Min: -28.46%

Cigna (CI) vs. Encompass Health (EHC): A comparison of their net margin against the Health Care Equipment & Services industry group benchmark.

Operating Margin (TTM)

Encompass Health (EHC) at 18.07% operates in the top operating margin quartile, ahead of Cigna (CI) at 3.48%, which runs around its industry’s norm.

CI

Health Care Equipment & Services industry group

3.48%

Max: 35.43%
Q3: 14.14%
Median: 6.81%
CI: 3.48%
Q1: -0.28%
Min: -16.29%

EHC

Health Care Equipment & Services industry group

18.07%

Max: 35.43%
EHC: 18.07%
Q3: 14.14%
Median: 6.81%
Q1: -0.28%
Min: -16.29%

Cigna (CI) vs. Encompass Health (EHC): A comparison of their operating margin against the Health Care Equipment & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Cigna (CI) and Encompass Health (EHC)
Metric	CI	EHC
ROE (TTM)	15.65%	25.11%
ROA (TTM)	4.29%	10.08%
Net Margin (TTM)	2.09%	10.17%
Operating Margin (TTM)	3.48%	18.07%
Gross Margin (TTM)	9.09%	44.15%

Growth

Revenue Growth

Both Cigna (CI) at 11.26% and Encompass Health (EHC) at 10.46% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Cigna (CI) vs. Encompass Health (EHC): A comparison of their Revenue Growth across different time periods.

EPS Growth

Cigna (CI) at 83.00% sits in the top EPS growth quartile, while Encompass Health (EHC) at 24.22% is closer to the peer norm — faster per-share earnings growth for CI.

Cigna (CI) vs. Encompass Health (EHC): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Cigna (CI) and Encompass Health (EHC)
Metric	CI	EHC
Revenue Growth (YoY)	11.26%	10.46%
Revenue Growth (3Y CAGR)	15.15%	10.92%
EPS Growth (YoY)	83.00%	24.22%
EPS Growth (3Y CAGR)	1.36%	27.07%

Financial Strength

Current Ratio (MRQ)

Both Cigna (CI) at 0.84 and Encompass Health (EHC) at 1.09 run current ratio in the tighter-liquidity quartile of industry peers, leaving thinner cushions against current liabilities than typical competitors.

CI

Health Care Equipment & Services industry group

0.84

Max: 7.59
Q3: 4.00
Median: 1.98
Q1: 1.37
CI: 0.84
Min: 0.30

EHC

Health Care Equipment & Services industry group

1.09

Max: 7.59
Q3: 4.00
Median: 1.98
Q1: 1.37
EHC: 1.09
Min: 0.30

Cigna (CI) vs. Encompass Health (EHC): A comparison of their current ratio against the Health Care Equipment & Services industry group benchmark.

Debt / Equity (MRQ)

Both Cigna (CI) at 0.71 and Encompass Health (EHC) at 0.79 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

CI

Health Care Equipment & Services industry group

0.71

Max: 1.88
Q3: 0.91
CI: 0.71
Median: 0.58
Q1: 0.16
Min: 0.00

EHC

Health Care Equipment & Services industry group

0.79

Max: 1.88
Q3: 0.91
EHC: 0.79
Median: 0.58
Q1: 0.16
Min: 0.00

Cigna (CI) vs. Encompass Health (EHC): A comparison of their debt-to-equity ratio against the Health Care Equipment & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Cigna (CI) and Encompass Health (EHC)
Metric	CI	EHC
Current Ratio (MRQ)	0.84	1.09
Debt / Equity (MRQ)	0.71	0.79
Net Debt / EBITDA	1.87	1.79

Dividends

Dividend Yield (TTM)

Both Cigna (CI) at 2.05% and Encompass Health (EHC) at 0.55% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.

CI

Health Care Equipment & Services industry group

2.05%

CI: 2.05%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

EHC

Health Care Equipment & Services industry group

0.55%

EHC: 0.55%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Cigna (CI) vs. Encompass Health (EHC): A comparison of their dividend yield against the Health Care Equipment & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Cigna (CI) at 27.29% and Encompass Health (EHC) at 12.48% pay out more of their earnings than any of their industry peers — the thinnest cover in their groups, so dividend headroom deserves attention.

CI

Health Care Equipment & Services industry group

27.29%

CI: 27.29%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

EHC

Health Care Equipment & Services industry group

12.48%

EHC: 12.48%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Cigna (CI) vs. Encompass Health (EHC): A comparison of their payout ratio against the Health Care Equipment & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Cigna (CI) and Encompass Health (EHC)
Metric	CI	EHC
Dividend Yield (TTM)	2.05%	0.55%
Dividend Payout Ratio (TTM)	27.29%	12.48%

Valuation

P/E Ratio (TTM)

Cigna (CI) at 12.94 sits in the cheaper P/E ratio quartile, while Encompass Health (EHC) at 22.01 is closer to its industry’s usual earnings multiple — a discount for CI, though growth and earnings durability still matter.

CI

Health Care Equipment & Services industry group

12.94

Max: 80.41
Q3: 47.62
Median: 29.93
Q1: 21.19
CI: 12.94
Min: 4.21

EHC

Health Care Equipment & Services industry group

22.01

Max: 80.41
Q3: 47.62
Median: 29.93
EHC: 22.01
Q1: 21.19
Min: 4.21

Cigna (CI) vs. Encompass Health (EHC): A comparison of their P/E ratio against the Health Care Equipment & Services industry group benchmark.

P/S Ratio (TTM)

Cigna (CI) at 0.27 sits in the cheaper P/S ratio quartile while Encompass Health (EHC) at 2.13 prices around its industry’s middle — CI costs less per dollar of sales, though read it alongside growth and margins.

CI

Health Care Equipment & Services industry group

0.27

Max: 8.80
Q3: 4.32
Median: 2.13
Q1: 1.10
CI: 0.27
Min: 0.03

EHC

Health Care Equipment & Services industry group

2.13

Max: 8.80
Q3: 4.32
EHC: 2.13
Median: 2.13
Q1: 1.10
Min: 0.03

Cigna (CI) vs. Encompass Health (EHC): A comparison of their P/S ratio against the Health Care Equipment & Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Cigna (CI) at 1.79 and Encompass Health (EHC) at 5.04 are valued close to their industries’ norm against book — neither stands out from peers.

CI

Health Care Equipment & Services industry group

1.79

Max: 11.68
Q3: 6.12
Median: 3.00
CI: 1.79
Q1: 1.73
Min: -1.31

EHC

Health Care Equipment & Services industry group

5.04

Max: 11.68
Q3: 6.12
EHC: 5.04
Median: 3.00
Q1: 1.73
Min: -1.31

Cigna (CI) vs. Encompass Health (EHC): A comparison of their P/B ratio against the Health Care Equipment & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Cigna (CI) and Encompass Health (EHC)
Metric	CI	EHC
P/E Ratio (TTM)	12.94	22.01
P/S Ratio (TTM)	0.27	2.13
P/B Ratio (MRQ)	1.79	5.04
Free Cash Flow Yield (TTM)	10.59%	1.97%