CHKP vs. TWLO: Check Point Software vs. Twilio Stock Comparison

November 11, 2026

How do Check Point Software (CHKP) and Twilio (TWLO) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Check Point Software (CHKP) and Twilio (TWLO) both fall under the Software & Services industry group, but CHKP is classified in Software while TWLO is classified in IT Services.

Company profile comparison for Check Point Software (CHKP) and Twilio (TWLO)
Profile Item	CHKP	TWLO
Name	Check Point Software Technologies Ltd.	Twilio Inc. Class A Common Stock
Country/Region	Israel	United States
GICS Sector	Information Technology	Information Technology
GICS Industry Group	Software & Services	Software & Services
GICS Industry	Software	IT Services
GICS Sub-Industry	Systems Software	Internet Services & Infrastructure
Market Capitalization	14.72 billion USD	31.26 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	June 28, 1996	June 23, 2016
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

CHKP

TWLO

GSPC

Check Point Software (CHKP) vs. Twilio (TWLO), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Check Point Software (CHKP) and Twilio (TWLO). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Check Point Software (CHKP) and Twilio (TWLO). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Check Point Software (CHKP) and Twilio (TWLO)
Metric	CHKP	TWLO
Total Return (1Y)	-27.87%	61.15%
Total Return (3Y, Annualized)	1.46%	54.31%
Total Return (5Y, Annualized)	4.07%	-7.91%

Risk Profile

Drawdown History

CHKP

TWLO

GSPC

Check Point Software (CHKP) vs. Twilio (TWLO), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Check Point Software (CHKP) and Twilio (TWLO). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Twilio (TWLO) has an aggressive beta of 1.48, indicating higher sensitivity to broad-market moves, while Check Point Software (CHKP) is defensive at 0.43 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk profile metrics for Check Point Software (CHKP) and Twilio (TWLO)
Metric	CHKP	TWLO
Volatility (1Y, Annualized)	40.93%	63.75%
Beta (5Y)	0.43	1.48
Max Drawdown (5Y)	-51.83%	-86.25%
Avg. Volume (3M)	1.19M	3.05M

Risk-Adjusted Performance

Risk-Return Positioning

CHKP and TWLO are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Check Point Software (CHKP) and Twilio (TWLO)
Metric	CHKP	TWLO
Sharpe Ratio (1Y)	-0.79	0.89
Sortino Ratio (1Y)	-0.97	1.49

Profitability

ROE (TTM)

Check Point Software (CHKP) at 30.61% sits in the top ROE quartile, while Twilio (TWLO) at 14.92% is closer to the peer norm — stronger capital efficiency for CHKP.

CHKP

Software & Services industry group

30.61%

Max: 53.85%
CHKP: 30.61%
Q3: 17.90%
Median: 6.59%
Q1: -9.59%
Min: -50.52%

TWLO

Software & Services industry group

14.92%

Max: 53.85%
Q3: 17.90%
TWLO: 14.92%
Median: 6.59%
Q1: -9.59%
Min: -50.52%

Check Point Software (CHKP) vs. Twilio (TWLO): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both Check Point Software (CHKP) at 31.74% and Twilio (TWLO) at 21.82% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

CHKP

Software & Services industry group

31.74%

Max: 41.17%
CHKP: 31.74%
Q3: 15.28%
Median: 4.63%
Q1: -5.42%
Min: -33.17%

TWLO

Software & Services industry group

21.82%

Max: 41.17%
TWLO: 21.82%
Q3: 15.28%
Median: 4.63%
Q1: -5.42%
Min: -33.17%

Check Point Software (CHKP) vs. Twilio (TWLO): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Check Point Software (CHKP) at 26.46% operates in the top operating margin quartile, ahead of Twilio (TWLO) at 9.53%, which runs around its industry’s norm.

CHKP

Software & Services industry group

26.46%

Max: 46.89%
CHKP: 26.46%
Q3: 17.64%
Median: 8.73%
Q1: -2.13%
Min: -30.45%

TWLO

Software & Services industry group

9.53%

Max: 46.89%
Q3: 17.64%
TWLO: 9.53%
Median: 8.73%
Q1: -2.13%
Min: -30.45%

Check Point Software (CHKP) vs. Twilio (TWLO): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Check Point Software (CHKP) and Twilio (TWLO)
Metric	CHKP	TWLO
ROE (TTM)	30.61%	14.92%
ROA (TTM)	7.43%	2.69%
Net Margin (TTM)	31.74%	21.82%
Operating Margin (TTM)	26.46%	9.53%
Gross Margin (TTM)	87.19%	48.61%

Growth

Revenue Growth

Twilio (TWLO) at 13.66% is around its peer norm for revenue growth, while Check Point Software (CHKP) at 6.25% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Check Point Software (CHKP) vs. Twilio (TWLO): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Check Point Software (CHKP) reports EPS growth of 28.95%, ranked against its industry; Twilio (TWLO) has no EPS growth figure this period.

Check Point Software (CHKP) vs. Twilio (TWLO): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Check Point Software (CHKP) and Twilio (TWLO)
Metric	CHKP	TWLO
Revenue Growth (YoY)	6.25%	13.66%
Revenue Growth (3Y CAGR)	5.37%	9.82%
EPS Growth (YoY)	28.95%	--
EPS Growth (3Y CAGR)	15.09%	--

Financial Strength

Current Ratio (MRQ)

Check Point Software (CHKP) at 1.60 keeps current ratio within its industry’s typical mid-range, while Twilio (TWLO) at 4.47 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.

CHKP

Software & Services industry group

1.60

Max: 5.11
Q3: 2.77
Median: 1.67
CHKP: 1.60
Q1: 1.01
Min: 0.03

TWLO

Software & Services industry group

4.47

Max: 5.11
TWLO: 4.47
Q3: 2.77
Median: 1.67
Q1: 1.01
Min: 0.03

Check Point Software (CHKP) vs. Twilio (TWLO): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Both Check Point Software (CHKP) at 0.75 and Twilio (TWLO) at 0.12 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

CHKP

Software & Services industry group

0.75

Max: 2.52
Q3: 1.13
CHKP: 0.75
Median: 0.40
Q1: 0.07
Min: 0.00

TWLO

Software & Services industry group

0.12

Max: 2.52
Q3: 1.13
Median: 0.40
TWLO: 0.12
Q1: 0.07
Min: 0.00

Check Point Software (CHKP) vs. Twilio (TWLO): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Check Point Software (CHKP) and Twilio (TWLO)
Metric	CHKP	TWLO
Current Ratio (MRQ)	1.60	4.47
Debt / Equity (MRQ)	0.75	0.12
Net Debt / EBITDA	-0.22	-3.13

Dividends

Dividend Yield (TTM)

Neither Check Point Software (CHKP) nor Twilio (TWLO) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

CHKP

Software & Services industry group

0.00%

CHKP: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

TWLO

Software & Services industry group

0.00%

TWLO: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Check Point Software (CHKP) vs. Twilio (TWLO): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Neither Check Point Software (CHKP) nor Twilio (TWLO) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

CHKP

Software & Services industry group

0.00%

CHKP: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

TWLO

Software & Services industry group

0.00%

TWLO: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Check Point Software (CHKP) vs. Twilio (TWLO): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Check Point Software (CHKP) and Twilio (TWLO)
Metric	CHKP	TWLO
Dividend Yield (TTM)	0.00%	0.00%
Dividend Payout Ratio (TTM)	0.00%	0.00%

Valuation

P/E Ratio (TTM)

Check Point Software (CHKP) at 17.35 sits in the cheaper P/E ratio quartile, while Twilio (TWLO) at 25.38 is closer to its industry’s usual earnings multiple — a discount for CHKP, though growth and earnings durability still matter.

CHKP

Software & Services industry group

17.35

Max: 112.94
Q3: 60.32
Median: 32.91
Q1: 18.77
CHKP: 17.35
Min: 6.69

TWLO

Software & Services industry group

25.38

Max: 112.94
Q3: 60.32
Median: 32.91
TWLO: 25.38
Q1: 18.77
Min: 6.69

Check Point Software (CHKP) vs. Twilio (TWLO): A comparison of their P/E ratio against the Software & Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Check Point Software (CHKP) at 5.34 and Twilio (TWLO) at 5.36 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

CHKP

Software & Services industry group

5.34

Max: 17.91
Q3: 8.78
CHKP: 5.34
Median: 4.25
Q1: 2.23
Min: 0.02

TWLO

Software & Services industry group

5.36

Max: 17.91
Q3: 8.78
TWLO: 5.36
Median: 4.25
Q1: 2.23
Min: 0.02

Check Point Software (CHKP) vs. Twilio (TWLO): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Check Point Software (CHKP) at 5.54 and Twilio (TWLO) at 3.41 are valued close to their industries’ norm against book — neither stands out from peers.

CHKP

Software & Services industry group

5.54

Max: 16.63
Q3: 8.50
CHKP: 5.54
Median: 4.30
Q1: 1.92
Min: -3.90

TWLO

Software & Services industry group

3.41

Max: 16.63
Q3: 8.50
Median: 4.30
TWLO: 3.41
Q1: 1.92
Min: -3.90

Check Point Software (CHKP) vs. Twilio (TWLO): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Check Point Software (CHKP) and Twilio (TWLO)
Metric	CHKP	TWLO
P/E Ratio (TTM)	17.35	25.38
P/S Ratio (TTM)	5.34	5.36
P/B Ratio (MRQ)	5.54	3.41
Free Cash Flow Yield (TTM)	4.87%	3.45%