CHKP vs. FICO: Check Point Software vs. Fair Isaac Stock Comparison

Company Profile

Check Point Software (CHKP) and Fair Isaac (FICO) both belong to the Software industry, though CHKP is classified under Systems Software while FICO falls under Application Software.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Fair Isaac (FICO) has an aggressive beta of 1.33, indicating higher sensitivity to broad-market moves, while Check Point Software (CHKP) is defensive at 0.43 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Capital efficiency shows on one side only: Check Point Software (CHKP) earns 30.61% on shareholders’ equity, ranked against its industry; Fair Isaac (FICO) has no ROE this period.

For every dollar of sales, both Check Point Software (CHKP) at 31.74% and Fair Isaac (FICO) at 32.94% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

Both Check Point Software (CHKP) at 26.46% and Fair Isaac (FICO) at 44.72% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

Profitability Metrics

Growth

Fair Isaac (FICO) at 27.33% sits in the top revenue growth quartile, while Check Point Software (CHKP) at 6.25% is in the bottom quartile, showing a clear gap in revenue momentum.

Both Check Point Software (CHKP) at 28.95% and Fair Isaac (FICO) at 36.85% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

Check Point Software (CHKP) at 1.60 keeps current ratio within its industry’s typical mid-range, while Fair Isaac (FICO) at 0.99 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for FICO.

Only one side’s leverage can be read here: Check Point Software (CHKP) carries debt-to-equity ratio of 0.75 against its industry range, while Fair Isaac (FICO) reports no figure this period.

Financial Strength Metrics

Dividends

Neither Check Point Software (CHKP) nor Fair Isaac (FICO) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Neither Check Point Software (CHKP) nor Fair Isaac (FICO) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Dividend Metrics

Valuation

Check Point Software (CHKP) at 17.35 sits in the cheaper P/E ratio quartile, while Fair Isaac (FICO) at 19.40 is closer to its industry’s usual earnings multiple — a discount for CHKP, though growth and earnings durability still matter.

On P/S ratio, both Check Point Software (CHKP) at 5.34 and Fair Isaac (FICO) at 6.00 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

Fair Isaac (FICO) reports a negative P/B ratio of -3.90, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Check Point Software (CHKP) reports 5.54, ranking against industry peers normally.

Valuation Metrics