CHKP vs. CRCL: Check Point Software vs. Circle Internet Stock Comparison

November 11, 2026

How do Check Point Software (CHKP) and Circle Internet (CRCL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Check Point Software (CHKP) and Circle Internet (CRCL) both belong to the Software industry, though CHKP is classified under Systems Software while CRCL falls under Application Software.

Check Point Software (CHKP) carries decades of public-market history since June 28, 1996, while Circle Internet (CRCL) listed on June 5, 2025 — long-window comparisons have far more historical data on the CHKP side.

Company profile comparison for Check Point Software (CHKP) and Circle Internet (CRCL)
Profile Item	CHKP	CRCL
Name	Check Point Software Technologies Ltd.	Circle Internet Group, Inc. Class A
Country/Region	Israel	United States
GICS Sector	Information Technology	Information Technology
GICS Industry Group	Software & Services	Software & Services
GICS Industry	Software	Software
GICS Sub-Industry	Systems Software	Application Software
Market Capitalization	14.72 billion USD	17.41 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	June 28, 1996	June 5, 2025
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

CHKP

CRCL

GSPC

Check Point Software (CHKP) vs. Circle Internet (CRCL), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Check Point Software (CHKP) and Circle Internet (CRCL). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Check Point Software (CHKP) and Circle Internet (CRCL). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Check Point Software (CHKP) and Circle Internet (CRCL)
Metric	CHKP	CRCL
Total Return (1Y)	-27.87%	-33.88%
Total Return (3Y, Annualized)	1.46%	--
Total Return (5Y, Annualized)	4.07%	--

Risk Profile

Drawdown History

CHKP

CRCL

GSPC

Check Point Software (CHKP) vs. Circle Internet (CRCL), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Check Point Software (CHKP) and Circle Internet (CRCL). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Check Point Software (CHKP) and Circle Internet (CRCL)
Metric	CHKP	CRCL
Volatility (1Y, Annualized)	40.93%	96.01%
Beta (5Y)	0.43	0.84
Max Drawdown (5Y)	-51.83%	-80.93%
Avg. Volume (3M)	1.19M	12.74M

Risk-Adjusted Performance

Risk-Return Positioning

CHKP and CRCL are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Check Point Software (CHKP) and Circle Internet (CRCL)
Metric	CHKP	CRCL
Sharpe Ratio (1Y)	-0.79	-0.40
Sortino Ratio (1Y)	-0.97	-0.61

Profitability

ROE (TTM)

Check Point Software (CHKP) at 30.61% sits in the top ROE quartile, while Circle Internet (CRCL) at 13.44% is closer to the peer norm — stronger capital efficiency for CHKP.

CHKP

Software & Services industry group

30.61%

Max: 53.85%
CHKP: 30.61%
Q3: 17.90%
Median: 6.59%
Q1: -9.59%
Min: -50.52%

CRCL

Software & Services industry group

13.44%

Max: 53.85%
Q3: 17.90%
CRCL: 13.44%
Median: 6.59%
Q1: -9.59%
Min: -50.52%

Check Point Software (CHKP) vs. Circle Internet (CRCL): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

Check Point Software (CHKP) at 31.74% retains a top-quartile share of revenue as profit, ahead of Circle Internet (CRCL) at 15.28%, which keeps about the industry-typical share.

CHKP

Software & Services industry group

31.74%

Max: 41.17%
CHKP: 31.74%
Q3: 15.28%
Median: 4.63%
Q1: -5.42%
Min: -33.17%

CRCL

Software & Services industry group

15.28%

Max: 41.17%
CRCL: 15.28%
Q3: 15.28%
Median: 4.63%
Q1: -5.42%
Min: -33.17%

Check Point Software (CHKP) vs. Circle Internet (CRCL): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Both Check Point Software (CHKP) at 26.46% and Circle Internet (CRCL) at 24.09% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

CHKP

Software & Services industry group

26.46%

Max: 46.89%
CHKP: 26.46%
Q3: 17.64%
Median: 8.73%
Q1: -2.13%
Min: -30.45%

CRCL

Software & Services industry group

24.09%

Max: 46.89%
CRCL: 24.09%
Q3: 17.64%
Median: 8.73%
Q1: -2.13%
Min: -30.45%

Check Point Software (CHKP) vs. Circle Internet (CRCL): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Check Point Software (CHKP) and Circle Internet (CRCL)
Metric	CHKP	CRCL
ROE (TTM)	30.61%	13.44%
ROA (TTM)	7.43%	0.28%
Net Margin (TTM)	31.74%	15.28%
Operating Margin (TTM)	26.46%	24.09%
Gross Margin (TTM)	87.19%	26.58%

Growth

Revenue Growth

Circle Internet (CRCL) at 63.86% delivers above-range revenue growth, while Check Point Software (CHKP) at 6.25% falls into the bottom quartile — a wide split in revenue momentum.

Check Point Software (CHKP) vs. Circle Internet (CRCL): A comparison of their Revenue Growth across different time periods.

EPS Growth

Check Point Software (CHKP) at 28.95% is around its peer norm for EPS growth, while Circle Internet (CRCL) at -640.54% falls below its industry range, a notably weak earnings reading.

Check Point Software (CHKP) vs. Circle Internet (CRCL): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Check Point Software (CHKP) and Circle Internet (CRCL)
Metric	CHKP	CRCL
Revenue Growth (YoY)	6.25%	63.86%
Revenue Growth (3Y CAGR)	5.37%	52.66%
EPS Growth (YoY)	28.95%	-640.54%
EPS Growth (3Y CAGR)	15.09%	--

Financial Strength

Current Ratio (MRQ)

Both Check Point Software (CHKP) at 1.60 and Circle Internet (CRCL) at 1.04 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

CHKP

Software & Services industry group

1.60

Max: 5.11
Q3: 2.77
Median: 1.67
CHKP: 1.60
Q1: 1.01
Min: 0.03

CRCL

Software & Services industry group

1.04

Max: 5.11
Q3: 2.77
Median: 1.67
CRCL: 1.04
Q1: 1.01
Min: 0.03

Check Point Software (CHKP) vs. Circle Internet (CRCL): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Circle Internet (CRCL) at 0.00 keeps leverage in the lower industry quartile, while Check Point Software (CHKP) at 0.75 runs a more typical debt-to-equity mix.

CHKP

Software & Services industry group

0.75

Max: 2.52
Q3: 1.13
CHKP: 0.75
Median: 0.40
Q1: 0.07
Min: 0.00

CRCL

Software & Services industry group

0.00

Max: 2.52
Q3: 1.13
Median: 0.40
Q1: 0.07
CRCL: 0.00
Min: 0.00

Check Point Software (CHKP) vs. Circle Internet (CRCL): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Check Point Software (CHKP) and Circle Internet (CRCL)
Metric	CHKP	CRCL
Current Ratio (MRQ)	1.60	1.04
Debt / Equity (MRQ)	0.75	0.00
Net Debt / EBITDA	-0.22	-4.68

Dividends

Dividend Yield (TTM)

Neither Check Point Software (CHKP) nor Circle Internet (CRCL) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

CHKP

Software & Services industry group

0.00%

CHKP: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

CRCL

Software & Services industry group

0.00%

CRCL: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Check Point Software (CHKP) vs. Circle Internet (CRCL): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Neither Check Point Software (CHKP) nor Circle Internet (CRCL) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

CHKP

Software & Services industry group

0.00%

CHKP: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

CRCL

Software & Services industry group

0.00%

CRCL: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Check Point Software (CHKP) vs. Circle Internet (CRCL): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Check Point Software (CHKP) and Circle Internet (CRCL)
Metric	CHKP	CRCL
Dividend Yield (TTM)	0.00%	0.00%
Dividend Payout Ratio (TTM)	0.00%	0.00%

Valuation

P/E Ratio (TTM)

Check Point Software (CHKP) at 17.35 sits in the cheaper P/E ratio quartile, while Circle Internet (CRCL) at 40.89 is closer to its industry’s usual earnings multiple — a discount for CHKP, though growth and earnings durability still matter.

CHKP

Software & Services industry group

17.35

Max: 112.94
Q3: 60.32
Median: 32.91
Q1: 18.77
CHKP: 17.35
Min: 6.69

CRCL

Software & Services industry group

40.89

Max: 112.94
Q3: 60.32
CRCL: 40.89
Median: 32.91
Q1: 18.77
Min: 6.69

Check Point Software (CHKP) vs. Circle Internet (CRCL): A comparison of their P/E ratio against the Software & Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Check Point Software (CHKP) at 5.34 and Circle Internet (CRCL) at 5.75 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

CHKP

Software & Services industry group

5.34

Max: 17.91
Q3: 8.78
CHKP: 5.34
Median: 4.25
Q1: 2.23
Min: 0.02

CRCL

Software & Services industry group

5.75

Max: 17.91
Q3: 8.78
CRCL: 5.75
Median: 4.25
Q1: 2.23
Min: 0.02

Check Point Software (CHKP) vs. Circle Internet (CRCL): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Check Point Software (CHKP) at 5.54 and Circle Internet (CRCL) at 4.50 are valued close to their industries’ norm against book — neither stands out from peers.

CHKP

Software & Services industry group

5.54

Max: 16.63
Q3: 8.50
CHKP: 5.54
Median: 4.30
Q1: 1.92
Min: -3.90

CRCL

Software & Services industry group

4.50

Max: 16.63
Q3: 8.50
CRCL: 4.50
Median: 4.30
Q1: 1.92
Min: -3.90

Check Point Software (CHKP) vs. Circle Internet (CRCL): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Check Point Software (CHKP) and Circle Internet (CRCL)
Metric	CHKP	CRCL
P/E Ratio (TTM)	17.35	40.89
P/S Ratio (TTM)	5.34	5.75
P/B Ratio (MRQ)	5.54	4.50
Free Cash Flow Yield (TTM)	4.87%	1.43%