CFG vs. EWBC: Citizens Financial vs. East West Bancorp Stock Comparison

Company Profile

Citizens Financial (CFG) and East West Bancorp (EWBC) are both classified in the Regional Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

East West Bancorp (EWBC) at 16.57% sits in the top ROE quartile, while Citizens Financial (CFG) at 8.90% is in the bottom quartile, showing a clear gap in returns on equity.

East West Bancorp (EWBC) at 50.06% retains an above-range share of revenue as profit, while Citizens Financial (CFG) at 27.02% keeps a bottom-quartile share — a wide gap in how much each sales dollar survives to the bottom line.

Neither side reports a meaningful operating margin: for Citizens Financial (CFG) in Banks and East West Bancorp (EWBC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

East West Bancorp (EWBC) at 12.86% is around its peer norm for revenue growth, while Citizens Financial (CFG) at 5.61% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Citizens Financial (CFG) at 27.39% and East West Bancorp (EWBC) at 14.29% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Citizens Financial (CFG) in Banks and East West Bancorp (EWBC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Citizens Financial (CFG) in Banks and East West Bancorp (EWBC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Citizens Financial (CFG) at 2.88% and East West Bancorp (EWBC) at 2.32% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both Citizens Financial (CFG) at 37.17% and East West Bancorp (EWBC) at 28.52% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Both Citizens Financial (CFG) at 12.78 and East West Bancorp (EWBC) at 12.25 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both Citizens Financial (CFG) in Banks and East West Bancorp (EWBC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Citizens Financial (CFG) at 1.16 is valued about in line with its industry on P/B ratio, while East West Bancorp (EWBC) at 1.95 carries an above-peer premium to book — EWBC is pricier on assets.

Valuation Metrics