BSY vs. MSTR: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at BSY and MSTR, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | BSY | MSTR |
|---|---|---|
| Company Name | Bentley Systems, Incorporated | Strategy Inc |
| Country | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry | Software | Software |
| Market Capitalization | 14.06 billion USD | 68.64 billion USD |
| Exchange | NasdaqGS | NasdaqGS |
| Listing Date | September 23, 2020 | June 11, 1998 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of BSY and MSTR by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | BSY | MSTR |
|---|---|---|
| 5-Day Price Return | -5.37% | -3.28% |
| 13-Week Price Return | -12.46% | -40.32% |
| 26-Week Price Return | 0.17% | -39.14% |
| 52-Week Price Return | -9.34% | -11.79% |
| Month-to-Date Return | -8.87% | -11.37% |
| Year-to-Date Return | -0.81% | -17.52% |
| 10-Day Avg. Volume | 1.98M | 12.53M |
| 3-Month Avg. Volume | 1.93M | 11.68M |
| 3-Month Volatility | 30.89% | 56.82% |
| Beta | 1.20 | 3.42 |
Profitability
Return on Equity (TTM)
BSY
23.96%
Software Industry
- Max
- 66.28%
- Q3
- 21.28%
- Median
- 9.33%
- Q1
- -8.77%
- Min
- -48.16%
In the upper quartile for the Software industry, BSY’s Return on Equity of 23.96% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
MSTR
19.76%
Software Industry
- Max
- 66.28%
- Q3
- 21.28%
- Median
- 9.33%
- Q1
- -8.77%
- Min
- -48.16%
MSTR’s Return on Equity of 19.76% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
BSY
18.45%
Software Industry
- Max
- 51.92%
- Q3
- 19.23%
- Median
- 6.98%
- Q1
- -7.14%
- Min
- -41.00%
BSY’s Net Profit Margin of 18.45% is aligned with the median group of its peers in the Software industry. This indicates its ability to convert revenue into profit is typical for the sector.
MSTR
1,667.09%
Software Industry
- Max
- 51.92%
- Q3
- 19.23%
- Median
- 6.98%
- Q1
- -7.14%
- Min
- -41.00%
MSTR’s Net Profit Margin of 1,667.09% is exceptionally high, placing it well beyond the typical range for the Software industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.
Operating Profit Margin (TTM)
BSY
23.67%
Software Industry
- Max
- 60.40%
- Q3
- 21.25%
- Median
- 9.90%
- Q1
- -4.97%
- Min
- -43.50%
An Operating Profit Margin of 23.67% places BSY in the upper quartile for the Software industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
MSTR
2,312.91%
Software Industry
- Max
- 60.40%
- Q3
- 21.25%
- Median
- 9.90%
- Q1
- -4.97%
- Min
- -43.50%
MSTR’s Operating Profit Margin of 2,312.91% is exceptionally high, placing it well above the typical range for the Software industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.
Profitability at a Glance
| Symbol | BSY | MSTR |
|---|---|---|
| Return on Equity (TTM) | 23.96% | 19.76% |
| Return on Assets (TTM) | 7.87% | 15.21% |
| Net Profit Margin (TTM) | 18.45% | 1,667.09% |
| Operating Profit Margin (TTM) | 23.67% | 2,312.91% |
| Gross Profit Margin (TTM) | 81.20% | 70.12% |
Financial Strength
Current Ratio (MRQ)
BSY
0.61
Software Industry
- Max
- 4.29
- Q3
- 2.37
- Median
- 1.40
- Q1
- 1.03
- Min
- 0.25
BSY’s Current Ratio of 0.61 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
MSTR
0.66
Software Industry
- Max
- 4.29
- Q3
- 2.37
- Median
- 1.40
- Q1
- 1.03
- Min
- 0.25
MSTR’s Current Ratio of 0.66 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
Debt-to-Equity Ratio (MRQ)
BSY
1.04
Software Industry
- Max
- 2.16
- Q3
- 0.86
- Median
- 0.31
- Q1
- 0.00
- Min
- 0.00
BSY’s leverage is in the upper quartile of the Software industry, with a Debt-to-Equity Ratio of 1.04. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
MSTR
0.14
Software Industry
- Max
- 2.16
- Q3
- 0.86
- Median
- 0.31
- Q1
- 0.00
- Min
- 0.00
MSTR’s Debt-to-Equity Ratio of 0.14 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
BSY
15.21
Software Industry
- Max
- 89.65
- Q3
- 32.64
- Median
- 1.00
- Q1
- -9.84
- Min
- -71.23
BSY’s Interest Coverage Ratio of 15.21 is positioned comfortably within the norm for the Software industry, indicating a standard and healthy capacity to cover its interest payments.
MSTR
-30.23
Software Industry
- Max
- 89.65
- Q3
- 32.64
- Median
- 1.00
- Q1
- -9.84
- Min
- -71.23
MSTR has a negative Interest Coverage Ratio of -30.23. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
Financial Strength at a Glance
| Symbol | BSY | MSTR |
|---|---|---|
| Current Ratio (MRQ) | 0.61 | 0.66 |
| Quick Ratio (MRQ) | 0.52 | 0.54 |
| Debt-to-Equity Ratio (MRQ) | 1.04 | 0.14 |
| Interest Coverage Ratio (TTM) | 15.21 | -30.23 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
BSY
0.58%
Software Industry
- Max
- 0.22%
- Q3
- 0.11%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
BSY’s Dividend Yield of 0.58% is exceptionally high, placing it well above the typical range for the Software industry. While this may seem attractive, an unusually high yield can sometimes be a warning sign, reflecting a falling stock price or market concerns about the dividend’s sustainability.
MSTR
0.28%
Software Industry
- Max
- 0.22%
- Q3
- 0.11%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
MSTR’s Dividend Yield of 0.28% is exceptionally high, placing it well above the typical range for the Software industry. While this may seem attractive, an unusually high yield can sometimes be a warning sign, reflecting a falling stock price or market concerns about the dividend’s sustainability.
Dividend Payout Ratio (TTM)
BSY
30.41%
Software Industry
- Max
- 3.29%
- Q3
- 2.41%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
At 30.41%, BSY’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Software industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.
MSTR
0.00%
Software Industry
- Max
- 3.29%
- Q3
- 2.41%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
MSTR has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | BSY | MSTR |
|---|---|---|
| Dividend Yield (TTM) | 0.58% | 0.28% |
| Dividend Payout Ratio (TTM) | 30.41% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
BSY
52.26
Software Industry
- Max
- 145.74
- Q3
- 94.88
- Median
- 45.35
- Q1
- 26.66
- Min
- 8.80
BSY’s P/E Ratio of 52.26 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
MSTR
8.78
Software Industry
- Max
- 145.74
- Q3
- 94.88
- Median
- 45.35
- Q1
- 26.66
- Min
- 8.80
MSTR’s P/E Ratio of 8.78 is below the typical range for the Software industry. This may indicate that the stock is potentially undervalued, or it could reflect market concerns about the company’s future prospects.
Price-to-Sales Ratio (TTM)
BSY
9.64
Software Industry
- Max
- 25.67
- Q3
- 13.68
- Median
- 8.28
- Q1
- 4.95
- Min
- 0.90
BSY’s P/S Ratio of 9.64 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
MSTR
146.37
Software Industry
- Max
- 25.67
- Q3
- 13.68
- Median
- 8.28
- Q1
- 4.95
- Min
- 0.90
With a P/S Ratio of 146.37, MSTR trades at a valuation that eclipses even the highest in the Software industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
Price-to-Book Ratio (MRQ)
BSY
13.08
Software Industry
- Max
- 30.67
- Q3
- 14.92
- Median
- 8.52
- Q1
- 3.89
- Min
- 0.38
BSY’s P/B Ratio of 13.08 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
MSTR
1.59
Software Industry
- Max
- 30.67
- Q3
- 14.92
- Median
- 8.52
- Q1
- 3.89
- Min
- 0.38
MSTR’s P/B Ratio of 1.59 is in the lower quartile for the Software industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
Valuation at a Glance
| Symbol | BSY | MSTR |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 52.26 | 8.78 |
| Price-to-Sales Ratio (TTM) | 9.64 | 146.37 |
| Price-to-Book Ratio (MRQ) | 13.08 | 1.59 |
| Price-to-Free Cash Flow Ratio (TTM) | 30.59 | 1,185.37 |