BSY vs. INFY: Bentley Systems vs. Infosys Stock Comparison
How do Bentley Systems (BSY) and Infosys (INFY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Bentley Systems (BSY) and Infosys (INFY) both fall under the Software & Services industry group, but BSY is classified in Software while INFY is classified in IT Services.
Infosys (INFY) has more than two decades of public-market history since March 11, 1999, whereas Bentley Systems (BSY) listed on September 23, 2020 and has a much shorter record to draw on.
Bentley Systems (BSY) trades as ordinary local shares, while Infosys (INFY) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BSY | INFY |
|---|---|---|
| Name | Bentley Systems, Incorporated Class B Common Stock | Infosys Ltd. ADR |
| Country/Region | United States | India |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | IT Services |
| GICS Sub-Industry | Application Software | IT Consulting & Other Services |
| Market Capitalization | 13.50 billion USD | 50.63 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | September 23, 2020 | March 11, 1999 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BSY | INFY |
|---|---|---|
| Total Return (1Y) | -2.57% | -23.13% |
| Total Return (3Y, Annualized) | -3.01% | -6.27% |
| Total Return (5Y, Annualized) | -5.13% | -9.51% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BSY | INFY |
|---|---|---|
| Volatility (1Y, Annualized) | 41.49% | 42.11% |
| Beta (5Y) | 0.92 | 0.87 |
| Max Drawdown (5Y) | -53.94% | -54.40% |
| Avg. Volume (3M) | 2.67M | 18.20M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BSY | INFY |
|---|---|---|
| Sharpe Ratio (1Y) | -0.17 | -0.65 |
| Sortino Ratio (1Y) | -0.25 | -0.91 |
Profitability
ROE (TTM)
Both Bentley Systems (BSY) at 26.03% and Infosys (INFY) at 29.95% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.
BSY
Software & Services industry group
26.03%
- Max
- 53.85%
- BSY
- 26.03%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
INFY
Software & Services industry group
29.95%
- Max
- 53.85%
- INFY
- 29.95%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
For every dollar of sales, both Bentley Systems (BSY) at 19.57% and Infosys (INFY) at 16.22% retain more as net profit than most peers, landing in the top net margin quartile of their industries.
BSY
Software & Services industry group
19.57%
- Max
- 41.17%
- BSY
- 19.57%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
INFY
Software & Services industry group
16.22%
- Max
- 41.17%
- INFY
- 16.22%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Both Bentley Systems (BSY) at 29.81% and Infosys (INFY) at 20.97% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.
BSY
Software & Services industry group
29.81%
- Max
- 46.89%
- BSY
- 29.81%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
INFY
Software & Services industry group
20.97%
- Max
- 46.89%
- INFY
- 20.97%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | BSY | INFY |
|---|---|---|
| ROE (TTM) | 26.03% | 29.95% |
| ROA (TTM) | 7.73% | 16.15% |
| Net Margin (TTM) | 19.57% | 16.22% |
| Operating Margin (TTM) | 29.81% | 20.97% |
| Gross Margin (TTM) | 82.37% | 29.75% |
Growth
Revenue Growth
Bentley Systems (BSY) at 10.99% is around its peer norm for revenue growth, while Infosys (INFY) at 4.57% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Bentley Systems (BSY) at 18.06% and Infosys (INFY) at 5.26% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | BSY | INFY |
|---|---|---|
| Revenue Growth (YoY) | 10.99% | 4.57% |
| Revenue Growth (3Y CAGR) | 10.97% | 3.44% |
| EPS Growth (YoY) | 18.06% | 5.26% |
| EPS Growth (3Y CAGR) | 15.62% | 4.06% |
Financial Strength
Current Ratio (MRQ)
Infosys (INFY) at 1.97 keeps current ratio within its industry’s typical mid-range, while Bentley Systems (BSY) at 0.65 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for BSY.
BSY
Software & Services industry group
0.65
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- BSY
- 0.65
- Min
- 0.03
INFY
Software & Services industry group
1.97
- Max
- 5.11
- Q3
- 2.77
- INFY
- 1.97
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Both Bentley Systems (BSY) at 0.94 and Infosys (INFY) at 0.09 fund their balance sheets with roughly industry-typical debt-to-equity mixes.
BSY
Software & Services industry group
0.94
- Max
- 2.52
- Q3
- 1.13
- BSY
- 0.94
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
INFY
Software & Services industry group
0.09
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- INFY
- 0.09
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | BSY | INFY |
|---|---|---|
| Current Ratio (MRQ) | 0.65 | 1.97 |
| Debt / Equity (MRQ) | 0.94 | 0.09 |
| Net Debt / EBITDA | 2.12 | -0.63 |
Dividends
Dividend Yield (TTM)
Both Bentley Systems (BSY) at 0.62% and Infosys (INFY) at 4.14% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.
BSY
Software & Services industry group
0.62%
- BSY
- 0.62%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
INFY
Software & Services industry group
4.14%
- INFY
- 4.14%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Bentley Systems (BSY) at 27.72% and Infosys (INFY) at 65.45% pay out more of their earnings than any of their industry peers — the thinnest cover in their groups, so dividend headroom deserves attention.
BSY
Software & Services industry group
27.72%
- BSY
- 27.72%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
INFY
Software & Services industry group
65.45%
- INFY
- 65.45%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | BSY | INFY |
|---|---|---|
| Dividend Yield (TTM) | 0.62% | 4.14% |
| Dividend Payout Ratio (TTM) | 27.72% | 65.45% |
Valuation
P/E Ratio (TTM)
Infosys (INFY) at 15.43 sits in the cheaper P/E ratio quartile, while Bentley Systems (BSY) at 44.21 is closer to its industry’s usual earnings multiple — a discount for INFY, though growth and earnings durability still matter.
BSY
Software & Services industry group
44.21
- Max
- 112.94
- Q3
- 60.32
- BSY
- 44.21
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
INFY
Software & Services industry group
15.43
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- INFY
- 15.43
- Min
- 6.69
P/S Ratio (TTM)
On P/S ratio, both Bentley Systems (BSY) at 8.19 and Infosys (INFY) at 2.49 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
BSY
Software & Services industry group
8.19
- Max
- 17.91
- Q3
- 8.78
- BSY
- 8.19
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
INFY
Software & Services industry group
2.49
- Max
- 17.91
- Q3
- 8.78
- Median
- 4.25
- INFY
- 2.49
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
Both Bentley Systems (BSY) at 10.79 and Infosys (INFY) at 9.80 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.
BSY
Software & Services industry group
10.79
- Max
- 16.63
- BSY
- 10.79
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
INFY
Software & Services industry group
9.80
- Max
- 16.63
- INFY
- 9.80
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | BSY | INFY |
|---|---|---|
| P/E Ratio (TTM) | 44.21 | 15.43 |
| P/S Ratio (TTM) | 8.19 | 2.49 |
| P/B Ratio (MRQ) | 10.79 | 9.80 |
| Free Cash Flow Yield (TTM) | 2.74% | 6.52% |