BSY vs. CHKP: Bentley Systems vs. Check Point Software Stock Comparison
How do Bentley Systems (BSY) and Check Point Software (CHKP) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Bentley Systems (BSY) and Check Point Software (CHKP) both belong to the Software industry, though BSY is classified under Application Software while CHKP falls under Systems Software.
Check Point Software (CHKP) has more than two decades of public-market history since June 28, 1996, whereas Bentley Systems (BSY) listed on September 23, 2020 and has a much shorter record to draw on.
| Profile Item | BSY | CHKP |
|---|---|---|
| Name | Bentley Systems, Incorporated Class B Common Stock | Check Point Software Technologies Ltd. |
| Country/Region | United States | Israel |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Application Software | Systems Software |
| Market Capitalization | 13.50 billion USD | 14.72 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | Nasdaq |
| Listing Date | September 23, 2020 | June 28, 1996 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BSY | CHKP |
|---|---|---|
| Total Return (1Y) | -2.57% | -27.87% |
| Total Return (3Y, Annualized) | -3.01% | 1.46% |
| Total Return (5Y, Annualized) | -5.13% | 4.07% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BSY | CHKP |
|---|---|---|
| Volatility (1Y, Annualized) | 41.49% | 40.93% |
| Beta (5Y) | 0.92 | 0.43 |
| Max Drawdown (5Y) | -53.94% | -51.83% |
| Avg. Volume (3M) | 2.67M | 1.19M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BSY | CHKP |
|---|---|---|
| Sharpe Ratio (1Y) | -0.17 | -0.79 |
| Sortino Ratio (1Y) | -0.25 | -0.97 |
Profitability
ROE (TTM)
Both Bentley Systems (BSY) at 26.03% and Check Point Software (CHKP) at 30.61% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.
BSY
Software & Services industry group
26.03%
- Max
- 53.85%
- BSY
- 26.03%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
CHKP
Software & Services industry group
30.61%
- Max
- 53.85%
- CHKP
- 30.61%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
For every dollar of sales, both Bentley Systems (BSY) at 19.57% and Check Point Software (CHKP) at 31.74% retain more as net profit than most peers, landing in the top net margin quartile of their industries.
BSY
Software & Services industry group
19.57%
- Max
- 41.17%
- BSY
- 19.57%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
CHKP
Software & Services industry group
31.74%
- Max
- 41.17%
- CHKP
- 31.74%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Both Bentley Systems (BSY) at 29.81% and Check Point Software (CHKP) at 26.46% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.
BSY
Software & Services industry group
29.81%
- Max
- 46.89%
- BSY
- 29.81%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
CHKP
Software & Services industry group
26.46%
- Max
- 46.89%
- CHKP
- 26.46%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | BSY | CHKP |
|---|---|---|
| ROE (TTM) | 26.03% | 30.61% |
| ROA (TTM) | 7.73% | 7.43% |
| Net Margin (TTM) | 19.57% | 31.74% |
| Operating Margin (TTM) | 29.81% | 26.46% |
| Gross Margin (TTM) | 82.37% | 87.19% |
Growth
Revenue Growth
Bentley Systems (BSY) at 10.99% is around its peer norm for revenue growth, while Check Point Software (CHKP) at 6.25% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Bentley Systems (BSY) at 18.06% and Check Point Software (CHKP) at 28.95% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | BSY | CHKP |
|---|---|---|
| Revenue Growth (YoY) | 10.99% | 6.25% |
| Revenue Growth (3Y CAGR) | 10.97% | 5.37% |
| EPS Growth (YoY) | 18.06% | 28.95% |
| EPS Growth (3Y CAGR) | 15.62% | 15.09% |
Financial Strength
Current Ratio (MRQ)
Check Point Software (CHKP) at 1.60 keeps current ratio within its industry’s typical mid-range, while Bentley Systems (BSY) at 0.65 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for BSY.
BSY
Software & Services industry group
0.65
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- BSY
- 0.65
- Min
- 0.03
CHKP
Software & Services industry group
1.60
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- CHKP
- 1.60
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Both Bentley Systems (BSY) at 0.94 and Check Point Software (CHKP) at 0.75 fund their balance sheets with roughly industry-typical debt-to-equity mixes.
BSY
Software & Services industry group
0.94
- Max
- 2.52
- Q3
- 1.13
- BSY
- 0.94
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
CHKP
Software & Services industry group
0.75
- Max
- 2.52
- Q3
- 1.13
- CHKP
- 0.75
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | BSY | CHKP |
|---|---|---|
| Current Ratio (MRQ) | 0.65 | 1.60 |
| Debt / Equity (MRQ) | 0.94 | 0.75 |
| Net Debt / EBITDA | 2.12 | -0.22 |
Dividends
Dividend Yield (TTM)
Check Point Software (CHKP) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Bentley Systems (BSY) reports a yield of 0.62%, ranking against industry peers normally.
BSY
Software & Services industry group
0.62%
- BSY
- 0.62%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
CHKP
Software & Services industry group
0.00%
- CHKP
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Check Point Software (CHKP) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Bentley Systems (BSY) reports a payout of 27.72%, ranking against industry peers normally.
BSY
Software & Services industry group
27.72%
- BSY
- 27.72%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
CHKP
Software & Services industry group
0.00%
- CHKP
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | BSY | CHKP |
|---|---|---|
| Dividend Yield (TTM) | 0.62% | 0.00% |
| Dividend Payout Ratio (TTM) | 27.72% | 0.00% |
Valuation
P/E Ratio (TTM)
Check Point Software (CHKP) at 17.35 sits in the cheaper P/E ratio quartile, while Bentley Systems (BSY) at 44.21 is closer to its industry’s usual earnings multiple — a discount for CHKP, though growth and earnings durability still matter.
BSY
Software & Services industry group
44.21
- Max
- 112.94
- Q3
- 60.32
- BSY
- 44.21
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
CHKP
Software & Services industry group
17.35
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- CHKP
- 17.35
- Min
- 6.69
P/S Ratio (TTM)
On P/S ratio, both Bentley Systems (BSY) at 8.19 and Check Point Software (CHKP) at 5.34 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
BSY
Software & Services industry group
8.19
- Max
- 17.91
- Q3
- 8.78
- BSY
- 8.19
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
CHKP
Software & Services industry group
5.34
- Max
- 17.91
- Q3
- 8.78
- CHKP
- 5.34
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
Check Point Software (CHKP) at 5.54 is valued about in line with its industry on P/B ratio, while Bentley Systems (BSY) at 10.79 carries an above-peer premium to book — BSY is pricier on assets.
BSY
Software & Services industry group
10.79
- Max
- 16.63
- BSY
- 10.79
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
CHKP
Software & Services industry group
5.54
- Max
- 16.63
- Q3
- 8.50
- CHKP
- 5.54
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | BSY | CHKP |
|---|---|---|
| P/E Ratio (TTM) | 44.21 | 17.35 |
| P/S Ratio (TTM) | 8.19 | 5.34 |
| P/B Ratio (MRQ) | 10.79 | 5.54 |
| Free Cash Flow Yield (TTM) | 2.74% | 4.87% |