BSAC vs. EWBC: Banco Santander-Chile vs. East West Bancorp Stock Comparison

Company Profile

Banco Santander-Chile (BSAC) and East West Bancorp (EWBC) both belong to the Banks industry, though BSAC is classified under Diversified Banks while EWBC falls under Regional Banks.

East West Bancorp (EWBC) trades as ordinary local shares, while Banco Santander-Chile (BSAC) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both companies show strong equity returns, but Banco Santander-Chile (BSAC) at 23.31% is the standout with ROE above its industry range; East West Bancorp (EWBC) at 16.57% also sits in the top quartile.

East West Bancorp (EWBC) at 50.06% keeps the most of each sales dollar — above its industry’s net margin range — and Banco Santander-Chile (BSAC) at 47.19% also retains a top-quartile share.

Neither side reports a meaningful operating margin: for Banco Santander-Chile (BSAC) in Banks and East West Bancorp (EWBC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Banco Santander-Chile (BSAC) at 9.86% and East West Bancorp (EWBC) at 12.86% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Banco Santander-Chile (BSAC) at 22.86% and East West Bancorp (EWBC) at 14.29% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Banco Santander-Chile (BSAC) in Banks and East West Bancorp (EWBC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Banco Santander-Chile (BSAC) in Banks and East West Bancorp (EWBC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Banco Santander-Chile (BSAC) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile East West Bancorp (EWBC) reports a yield of 2.32%, ranking against industry peers normally.

East West Bancorp (EWBC) at 28.52% pays out a band-typical share of earnings, while Banco Santander-Chile (BSAC) at 57.73% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Both Banco Santander-Chile (BSAC) at 12.48 and East West Bancorp (EWBC) at 12.25 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both Banco Santander-Chile (BSAC) in Banks and East West Bancorp (EWBC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Banco Santander-Chile (BSAC) at 1.33 is valued about in line with its industry on P/B ratio, while East West Bancorp (EWBC) at 1.95 carries an above-peer premium to book — EWBC is pricier on assets.

Valuation Metrics