BNT vs. BRO: Brookfield Wealth vs. Brown & Brown Stock Comparison

Company Profile

Brookfield Wealth (BNT) and Brown & Brown (BRO) both belong to the Insurance industry, though BNT is classified under Life & Health Insurance while BRO falls under Insurance Brokers.

Brown & Brown (BRO) has more than two decades of public-market history since February 11, 1981, whereas Brookfield Wealth (BNT) listed on June 28, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Brookfield Wealth (BNT) has an aggressive beta of 1.57, indicating higher sensitivity to broad-market moves, while Brown & Brown (BRO) is defensive at 0.51 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Brown & Brown (BRO) trades around 2.25M shares per day on average, while Brookfield Wealth (BNT) sees only 15.15K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Brown & Brown (BRO) at 9.80% is around its peer norm for ROE, while Brookfield Wealth (BNT) at 1.05% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Brown & Brown (BRO) at 17.88% keeps a top-quartile share of each sales dollar as profit, while Brookfield Wealth (BNT) at 1.06% keeps a bottom-quartile share.

Neither side reports a meaningful operating margin: for Brookfield Wealth (BNT) in Insurance and Brown & Brown (BRO) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Brown & Brown (BRO) at 22.49% sits in the top revenue growth quartile, while Brookfield Wealth (BNT) at -20.37% is in the bottom quartile, showing a clear gap in revenue momentum.

Brown & Brown (BRO) at -8.67% is around its peer norm for EPS growth, while Brookfield Wealth (BNT) at -53.90% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Brookfield Wealth (BNT) in Insurance and Brown & Brown (BRO) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Brookfield Wealth (BNT) in Insurance and Brown & Brown (BRO) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Brookfield Wealth (BNT) at 0.62% and Brown & Brown (BRO) at 0.89% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both Brookfield Wealth (BNT) at 30.95% and Brown & Brown (BRO) at 20.89% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Both look expensive on trailing earnings: Brown & Brown (BRO) at 22.82 sits in the richer P/E ratio quartile, and Brookfield Wealth (BNT) at 49.19 is richer still, above its industry range.

Brookfield Wealth (BNT) at 0.96 is priced about in line with its industry on P/S ratio, while Brown & Brown (BRO) at 3.51 sits in the pricier quartile — BRO costs more per dollar of sales.

Brookfield Wealth (BNT) at 0.84 sits in the lower P/B ratio quartile against book while Brown & Brown (BRO) at 1.87 is valued near its industry’s middle — BNT is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics