BMO vs. IBN: Bank of Montreal vs. ICICI Bank Stock Comparison

Company Profile

Bank of Montreal (BMO) and ICICI Bank (IBN) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Bank of Montreal (BMO) trades as ordinary local shares, while ICICI Bank (IBN) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

ICICI Bank (IBN) at 16.49% sits in the top ROE quartile, while Bank of Montreal (BMO) at 10.57% is closer to the peer norm — stronger capital efficiency for IBN.

ICICI Bank (IBN) at 27.85% keeps about the industry-typical share of revenue as profit, while Bank of Montreal (BMO) at 25.66% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Bank of Montreal (BMO) in Banks and ICICI Bank (IBN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Bank of Montreal (BMO) at 12.67% and ICICI Bank (IBN) at 9.13% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Bank of Montreal (BMO) at 20.29% and ICICI Bank (IBN) at 5.10% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Bank of Montreal (BMO) in Banks and ICICI Bank (IBN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Bank of Montreal (BMO) in Banks and ICICI Bank (IBN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

ICICI Bank (IBN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Bank of Montreal (BMO) reports a yield of 3.87%, ranking against industry peers normally.

ICICI Bank (IBN) at 14.16% retains more earnings than its industry usually does; Bank of Montreal (BMO) at 54.44% distributes an above-typical share — opposite departures from the band, with the risk sitting on BMO’s side.

Dividend Metrics

Valuation

Both Bank of Montreal (BMO) at 19.34 and ICICI Bank (IBN) at 19.26 trade above their industries’ P/E ratio peer ranges, pointing to unusually expensive trailing earnings relative to peers.

P/S ratio is set aside for both Bank of Montreal (BMO) in Banks and ICICI Bank (IBN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Both look rich against book: Bank of Montreal (BMO) at 1.97 sits in the upper P/B ratio quartile, and ICICI Bank (IBN) at 2.94 prices even higher, above its industry range.

Valuation Metrics