BLK vs. COF: BlackRock vs. Capital One Financial Stock Comparison
How do BlackRock (BLK) and Capital One Financial (COF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
BlackRock (BLK) and Capital One Financial (COF) both fall under the Financial Services industry group, but BLK is classified in Capital Markets while COF is classified in Consumer Finance.
| Profile Item | BLK | COF |
|---|---|---|
| Name | BlackRock, Inc. | Capital One Financial Corp. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Consumer Finance |
| GICS Sub-Industry | Asset Management & Custody Banks | Consumer Finance |
| Market Capitalization | 182.05 billion USD | 121.43 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | October 1, 1999 | November 16, 1994 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BLK | COF |
|---|---|---|
| Total Return (1Y) | 15.55% | -5.89% |
| Total Return (3Y, Annualized) | 26.16% | 26.49% |
| Total Return (5Y, Annualized) | 7.41% | 7.24% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BLK | COF |
|---|---|---|
| Volatility (1Y, Annualized) | 28.45% | 31.21% |
| Beta (5Y) | 1.34 | 1.09 |
| Max Drawdown (5Y) | -43.90% | -45.56% |
| Avg. Volume (3M) | 600.75K | 3.66M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BLK | COF |
|---|---|---|
| Sharpe Ratio (1Y) | 0.40 | -0.33 |
| Sortino Ratio (1Y) | 0.58 | -0.43 |
Profitability
ROE (TTM)
Both BlackRock (BLK) at 11.61% and Capital One Financial (COF) at 9.39% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
BLK
Financial Services industry group
11.61%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- BLK
- 11.61%
- Q1
- 4.48%
- Min
- -18.71%
COF
Financial Services industry group
9.39%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- COF
- 9.39%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both BlackRock (BLK) at 24.22% and Capital One Financial (COF) at 22.23% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
BLK
Financial Services industry group
24.22%
- Max
- 62.84%
- Q3
- 28.05%
- BLK
- 24.22%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
COF
Financial Services industry group
22.23%
- Max
- 62.84%
- Q3
- 28.05%
- COF
- 22.23%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both BlackRock (BLK) at 37.90% and Capital One Financial (COF) at 37.83% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
BLK
Financial Services industry group
37.90%
- Max
- 107.33%
- Q3
- 55.90%
- BLK
- 37.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
COF
Financial Services industry group
37.83%
- Max
- 107.33%
- Q3
- 55.90%
- COF
- 37.83%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | BLK | COF |
|---|---|---|
| ROE (TTM) | 11.61% | 9.39% |
| ROA (TTM) | 3.85% | 1.57% |
| Net Margin (TTM) | 24.22% | 22.23% |
| Operating Margin (TTM) | 37.90% | 37.83% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Capital One Financial (COF) at 36.62% sits in the top revenue growth quartile, while BlackRock (BLK) at 18.67% is closer to the peer norm — faster top-line expansion for COF.
EPS Growth
BlackRock (BLK) at -15.95% is around its peer norm for EPS growth, while Capital One Financial (COF) at -65.23% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | BLK | COF |
|---|---|---|
| Revenue Growth (YoY) | 18.67% | 36.62% |
| Revenue Growth (3Y CAGR) | 10.65% | 15.98% |
| EPS Growth (YoY) | -15.95% | -65.23% |
| EPS Growth (3Y CAGR) | 1.30% | -39.18% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: BlackRock (BLK) in Financial Services and Capital One Financial (COF) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: BlackRock (BLK) in Financial Services and Capital One Financial (COF) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BLK | COF |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both BlackRock (BLK) at 1.91% and Capital One Financial (COF) at 1.57% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
BLK
Financial Services industry group
1.91%
- Max
- 9.77%
- Q3
- 3.92%
- BLK
- 1.91%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
COF
Financial Services industry group
1.57%
- Max
- 9.77%
- Q3
- 3.92%
- COF
- 1.57%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both BlackRock (BLK) at 51.00% and Capital One Financial (COF) at 19.61% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
BLK
Financial Services industry group
51.00%
- Max
- 241.07%
- Q3
- 97.36%
- BLK
- 51.00%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
COF
Financial Services industry group
19.61%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- COF
- 19.61%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | BLK | COF |
|---|---|---|
| Dividend Yield (TTM) | 1.91% | 1.57% |
| Dividend Payout Ratio (TTM) | 51.00% | 19.61% |
Valuation
P/E Ratio (TTM)
Capital One Financial (COF) at 12.37 is near its industry’s usual P/E ratio, while BlackRock (BLK) at 26.84 sits in the richer quartile — BLK needs stronger growth or earnings quality to justify the premium.
BLK
Financial Services industry group
26.84
- Max
- 45.85
- BLK
- 26.84
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
COF
Financial Services industry group
12.37
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- COF
- 12.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Capital One Financial (COF) at 2.48 is priced about in line with its industry on P/S ratio, while BlackRock (BLK) at 6.38 sits in the pricier quartile — BLK costs more per dollar of sales.
BLK
Financial Services industry group
6.38
- Max
- 9.23
- BLK
- 6.38
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
COF
Financial Services industry group
2.48
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- COF
- 2.48
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both BlackRock (BLK) at 3.14 and Capital One Financial (COF) at 1.15 are valued close to their industries’ norm against book — neither stands out from peers.
BLK
Financial Services industry group
3.14
- Max
- 7.79
- Q3
- 3.63
- BLK
- 3.14
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
COF
Financial Services industry group
1.15
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- COF
- 1.15
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | BLK | COF |
|---|---|---|
| P/E Ratio (TTM) | 26.84 | 12.37 |
| P/S Ratio (TTM) | 6.38 | 2.48 |
| P/B Ratio (MRQ) | 3.14 | 1.15 |
| Free Cash Flow Yield (TTM) | -- | -- |