Seek Returns

BJ vs. DG: BJ's Wholesale Club vs. Dollar General Stock Comparison

How do BJ's Wholesale Club (BJ) and Dollar General (DG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

BJ's Wholesale Club (BJ) and Dollar General (DG) are both classified in the Consumer Staples Merchandise Retail sub-industry within the broader Consumer Staples Distribution & Retail industry, placing them in the closest GICS peer bucket.

Company profile comparison for BJ's Wholesale Club (BJ) and Dollar General (DG)
Profile ItemBJDG
NameBJ's Wholesale Club Holdings, Inc.Dollar General Corp.
Country/RegionUnited StatesUnited States
GICS SectorConsumer StaplesConsumer Staples
GICS Industry GroupConsumer Staples Distribution & RetailConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & RetailConsumer Staples Distribution & Retail
GICS Sub-IndustryConsumer Staples Merchandise RetailConsumer Staples Merchandise Retail
Market Capitalization13.82 billion USD29.51 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 28, 2018November 13, 2009
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

BJ
DG
GSPC
Loading price history…
BJ's Wholesale Club (BJ) vs. Dollar General (DG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for BJ's Wholesale Club (BJ) and Dollar General (DG). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for BJ's Wholesale Club (BJ) and Dollar General (DG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for BJ's Wholesale Club (BJ) and Dollar General (DG)
MetricBJDG
Total Return (1Y)18.51%39.27%
Total Return (3Y, Annualized)17.19%7.00%
Total Return (5Y, Annualized)11.61%-7.65%

Risk Profile

Drawdown History

BJ
DG
GSPC
Loading price history…
BJ's Wholesale Club (BJ) vs. Dollar General (DG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for BJ's Wholesale Club (BJ) and Dollar General (DG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for BJ's Wholesale Club (BJ) and Dollar General (DG)
MetricBJDG
Volatility (1Y, Annualized)30.49%39.45%
Beta (5Y)0.140.18
Max Drawdown (5Y)-30.12%-72.61%
Avg. Volume (3M)1.94M2.37M

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
BJ and DG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for BJ's Wholesale Club (BJ) and Dollar General (DG)
MetricBJDG
Sharpe Ratio (1Y)0.470.89
Sortino Ratio (1Y)0.701.41

Profitability

ROE (TTM)

BJ's Wholesale Club (BJ) at 27.67% sits in the top ROE quartile, while Dollar General (DG) at 19.69% is closer to the peer norm — stronger capital efficiency for BJ.

BJ

Consumer Staples Distribution & Retail industry group

27.67%

Max
33.48%
BJ
27.67%
Q3
22.31%
Median
15.57%
Q1
7.66%
Min
-2.27%

DG

Consumer Staples Distribution & Retail industry group

19.69%

Max
33.48%
Q3
22.31%
DG
19.69%
Median
15.57%
Q1
7.66%
Min
-2.27%
Loading chart…
BJ's Wholesale Club (BJ) vs. Dollar General (DG): A comparison of their ROE against the Consumer Staples Distribution & Retail industry group benchmark.

Net Margin (TTM)

Dollar General (DG) at 3.90% retains a top-quartile share of revenue as profit, ahead of BJ's Wholesale Club (BJ) at 2.61%, which keeps about the industry-typical share.

BJ

Consumer Staples Distribution & Retail industry group

2.61%

Max
5.45%
Q3
3.42%
BJ
2.61%
Median
2.44%
Q1
1.86%
Min
-0.06%

DG

Consumer Staples Distribution & Retail industry group

3.90%

Max
5.45%
DG
3.90%
Q3
3.42%
Median
2.44%
Q1
1.86%
Min
-0.06%
Loading chart…
BJ's Wholesale Club (BJ) vs. Dollar General (DG): A comparison of their net margin against the Consumer Staples Distribution & Retail industry group benchmark.

Operating Margin (TTM)

Dollar General (DG) at 6.81% operates in the top operating margin quartile, ahead of BJ's Wholesale Club (BJ) at 4.05%, which runs around its industry’s norm.

BJ

Consumer Staples Distribution & Retail industry group

4.05%

Max
6.81%
Q3
5.49%
BJ
4.05%
Median
3.84%
Q1
2.00%
Min
0.97%

DG

Consumer Staples Distribution & Retail industry group

6.81%

DG
6.81%
Max
6.81%
Q3
5.49%
Median
3.84%
Q1
2.00%
Min
0.97%
Loading chart…
BJ's Wholesale Club (BJ) vs. Dollar General (DG): A comparison of their operating margin against the Consumer Staples Distribution & Retail industry group benchmark.

Profitability Metrics

Profitability metrics for BJ's Wholesale Club (BJ) and Dollar General (DG)
MetricBJDG
ROE (TTM)27.67%19.69%
ROA (TTM)7.05%4.89%
Net Margin (TTM)2.61%3.90%
Operating Margin (TTM)4.05%6.81%
Gross Margin (TTM)18.24%31.16%

Growth

Revenue Growth

Both BJ's Wholesale Club (BJ) at 4.66% and Dollar General (DG) at 5.20% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Loading chart…
BJ's Wholesale Club (BJ) vs. Dollar General (DG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Dollar General (DG) at 34.05% sits in the top EPS growth quartile, while BJ's Wholesale Club (BJ) at 9.50% is closer to the peer norm — faster per-share earnings growth for DG.

Loading chart…
BJ's Wholesale Club (BJ) vs. Dollar General (DG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for BJ's Wholesale Club (BJ) and Dollar General (DG)
MetricBJDG
Revenue Growth (YoY)4.66%5.20%
Revenue Growth (3Y CAGR)3.57%4.13%
EPS Growth (YoY)9.50%34.05%
EPS Growth (3Y CAGR)5.22%-13.76%

Financial Strength

Current Ratio (MRQ)

Dollar General (DG) at 1.21 keeps current ratio within its industry’s typical mid-range, while BJ's Wholesale Club (BJ) at 0.73 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for BJ.

BJ

Consumer Staples Distribution & Retail industry group

0.73

Max
2.04
Q3
1.45
Median
1.17
Q1
1.00
BJ
0.73
Min
0.69

DG

Consumer Staples Distribution & Retail industry group

1.21

Max
2.04
Q3
1.45
DG
1.21
Median
1.17
Q1
1.00
Min
0.69
Loading chart…
BJ's Wholesale Club (BJ) vs. Dollar General (DG): A comparison of their current ratio against the Consumer Staples Distribution & Retail industry group benchmark.

Debt / Equity (MRQ)

Both BJ's Wholesale Club (BJ) at 1.26 and Dollar General (DG) at 1.70 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

BJ

Consumer Staples Distribution & Retail industry group

1.26

Max
2.59
Q3
1.83
BJ
1.26
Median
1.24
Q1
0.63
Min
0.01

DG

Consumer Staples Distribution & Retail industry group

1.70

Max
2.59
Q3
1.83
DG
1.70
Median
1.24
Q1
0.63
Min
0.01
Loading chart…
BJ's Wholesale Club (BJ) vs. Dollar General (DG): A comparison of their debt-to-equity ratio against the Consumer Staples Distribution & Retail industry group benchmark.

Financial Strength Metrics

Financial strength metrics for BJ's Wholesale Club (BJ) and Dollar General (DG)
MetricBJDG
Current Ratio (MRQ)0.731.21
Debt / Equity (MRQ)1.261.70
Net Debt / EBITDA2.363.96

Dividends

Dividend Yield (TTM)

BJ's Wholesale Club (BJ) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Dollar General (DG) reports a yield of 1.71%, ranking against industry peers normally.

BJ

Consumer Staples Distribution & Retail industry group

0.00%

Max
2.90%
Q3
1.72%
Median
0.43%
BJ
0.00%
Q1
0.00%
Min
0.00%

DG

Consumer Staples Distribution & Retail industry group

1.71%

Max
2.90%
Q3
1.72%
DG
1.71%
Median
0.43%
Q1
0.00%
Min
0.00%
Loading chart…
BJ's Wholesale Club (BJ) vs. Dollar General (DG): A comparison of their dividend yield against the Consumer Staples Distribution & Retail industry group benchmark.

Dividend Payout Ratio (TTM)

BJ's Wholesale Club (BJ) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Dollar General (DG) reports a payout of 30.65%, ranking against industry peers normally.

BJ

Consumer Staples Distribution & Retail industry group

0.00%

Max
57.98%
Q3
30.05%
Median
11.72%
BJ
0.00%
Q1
0.00%
Min
0.00%

DG

Consumer Staples Distribution & Retail industry group

30.65%

Max
57.98%
DG
30.65%
Q3
30.05%
Median
11.72%
Q1
0.00%
Min
0.00%
Loading chart…
BJ's Wholesale Club (BJ) vs. Dollar General (DG): A comparison of their payout ratio against the Consumer Staples Distribution & Retail industry group benchmark.

Dividend Metrics

Dividend metrics for BJ's Wholesale Club (BJ) and Dollar General (DG)
MetricBJDG
Dividend Yield (TTM)0.00%1.71%
Dividend Payout Ratio (TTM)0.00%30.65%

Valuation

P/E Ratio (TTM)

Both BJ's Wholesale Club (BJ) at 23.94 and Dollar General (DG) at 17.37 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

BJ

Consumer Staples Distribution & Retail industry group

23.94

Max
50.75
Q3
33.64
BJ
23.94
Median
22.19
Q1
16.09
Min
9.28

DG

Consumer Staples Distribution & Retail industry group

17.37

Max
50.75
Q3
33.64
Median
22.19
DG
17.37
Q1
16.09
Min
9.28
Loading chart…
BJ's Wholesale Club (BJ) vs. Dollar General (DG): A comparison of their P/E ratio against the Consumer Staples Distribution & Retail industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both BJ's Wholesale Club (BJ) at 0.61 and Dollar General (DG) at 0.68 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

BJ

Consumer Staples Distribution & Retail industry group

0.61

Max
1.54
Q3
0.81
BJ
0.61
Median
0.47
Q1
0.26
Min
0.02

DG

Consumer Staples Distribution & Retail industry group

0.68

Max
1.54
Q3
0.81
DG
0.68
Median
0.47
Q1
0.26
Min
0.02
Loading chart…
BJ's Wholesale Club (BJ) vs. Dollar General (DG): A comparison of their P/S ratio against the Consumer Staples Distribution & Retail industry group benchmark.

P/B Ratio (MRQ)

Dollar General (DG) at 3.18 is valued about in line with its industry on P/B ratio, while BJ's Wholesale Club (BJ) at 6.30 carries an above-peer premium to book — BJ is pricier on assets.

BJ

Consumer Staples Distribution & Retail industry group

6.30

Max
10.15
BJ
6.30
Q3
6.27
Median
3.70
Q1
1.85
Min
0.93

DG

Consumer Staples Distribution & Retail industry group

3.18

Max
10.15
Q3
6.27
Median
3.70
DG
3.18
Q1
1.85
Min
0.93
Loading chart…
BJ's Wholesale Club (BJ) vs. Dollar General (DG): A comparison of their P/B ratio against the Consumer Staples Distribution & Retail industry group benchmark.

Valuation Metrics

Valuation metrics for BJ's Wholesale Club (BJ) and Dollar General (DG)
MetricBJDG
P/E Ratio (TTM)23.9417.37
P/S Ratio (TTM)0.610.68
P/B Ratio (MRQ)6.303.18
Free Cash Flow Yield (TTM)1.79%5.89%