BEN vs. PYPL: Franklin Templeton vs. PayPal Stock Comparison

November 11, 2026

How do Franklin Templeton (BEN) and PayPal (PYPL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Franklin Templeton (BEN) and PayPal (PYPL) both fall under the Financial Services industry group, but BEN is classified in Capital Markets while PYPL is classified in Financial Services.

Company profile comparison for Franklin Templeton (BEN) and PayPal (PYPL)
Profile Item	BEN	PYPL
Name	Franklin Templeton Inc.	PayPal Holdings, Inc.
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Financial Services
GICS Industry	Capital Markets	Financial Services
GICS Sub-Industry	Asset Management & Custody Banks	Transaction & Payment Processing Services
Market Capitalization	17.29 billion USD	49.21 billion USD
Currency	USD	USD
Exchange	NYSE	Nasdaq
Listing Date	September 23, 1983	July 6, 2015
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

BEN

PYPL

GSPC

Franklin Templeton (BEN) vs. PayPal (PYPL), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Franklin Templeton (BEN) and PayPal (PYPL). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Franklin Templeton (BEN) and PayPal (PYPL). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Franklin Templeton (BEN) and PayPal (PYPL)
Metric	BEN	PYPL
Total Return (1Y)	70.17%	-7.44%
Total Return (3Y, Annualized)	22.48%	4.14%
Total Return (5Y, Annualized)	5.29%	-21.48%

Risk Profile

Drawdown History

BEN

PYPL

GSPC

Franklin Templeton (BEN) vs. PayPal (PYPL), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Franklin Templeton (BEN) and PayPal (PYPL). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Franklin Templeton (BEN) and PayPal (PYPL)
Metric	BEN	PYPL
Volatility (1Y, Annualized)	29.18%	42.40%
Beta (5Y)	1.52	1.28
Max Drawdown (5Y)	-45.39%	-81.84%
Avg. Volume (3M)	3.70M	11.78M

Risk-Adjusted Performance

Risk-Return Positioning

BEN and PYPL are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Franklin Templeton (BEN) and PayPal (PYPL)
Metric	BEN	PYPL
Sharpe Ratio (1Y)	2.26	-0.28
Sortino Ratio (1Y)	3.55	-0.37

Profitability

ROE (TTM)

PayPal (PYPL) at 23.83% sits in the top ROE quartile, while Franklin Templeton (BEN) at 10.51% is closer to the peer norm — stronger capital efficiency for PYPL.

BEN

Financial Services industry group

10.51%

Max: 44.78%
Q3: 21.85%
Median: 12.91%
BEN: 10.51%
Q1: 4.48%
Min: -18.71%

PYPL

Financial Services industry group

23.83%

Max: 44.78%
PYPL: 23.83%
Q3: 21.85%
Median: 12.91%
Q1: 4.48%
Min: -18.71%

Franklin Templeton (BEN) vs. PayPal (PYPL): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both Franklin Templeton (BEN) at 11.42% and PayPal (PYPL) at 13.78% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

BEN

Financial Services industry group

11.42%

Max: 62.84%
Q3: 28.05%
Median: 15.36%
BEN: 11.42%
Q1: 4.82%
Min: -28.52%

PYPL

Financial Services industry group

13.78%

Max: 62.84%
Q3: 28.05%
Median: 15.36%
PYPL: 13.78%
Q1: 4.82%
Min: -28.52%

Franklin Templeton (BEN) vs. PayPal (PYPL): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Franklin Templeton (BEN) at 14.61% and PayPal (PYPL) at 18.41% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

BEN

Financial Services industry group

14.61%

Max: 107.33%
Q3: 55.90%
Median: 30.09%
BEN: 14.61%
Q1: 14.60%
Min: -44.34%

PYPL

Financial Services industry group

18.41%

Max: 107.33%
Q3: 55.90%
Median: 30.09%
PYPL: 18.41%
Q1: 14.60%
Min: -44.34%

Franklin Templeton (BEN) vs. PayPal (PYPL): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Franklin Templeton (BEN) and PayPal (PYPL)
Metric	BEN	PYPL
ROE (TTM)	10.51%	23.83%
ROA (TTM)	--	4.70%
Net Margin (TTM)	11.42%	13.78%
Operating Margin (TTM)	14.61%	18.41%
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Only one side can be read here: PayPal (PYPL) reports revenue growth of 4.32%, ranked against its industry; Franklin Templeton (BEN) has no revenue growth figure this period.

Franklin Templeton (BEN) vs. PayPal (PYPL): A comparison of their Revenue Growth across different time periods.

EPS Growth

Franklin Templeton (BEN) at 116.48% sits in the top EPS growth quartile, while PayPal (PYPL) at 35.59% is closer to the peer norm — faster per-share earnings growth for BEN.

Franklin Templeton (BEN) vs. PayPal (PYPL): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Franklin Templeton (BEN) and PayPal (PYPL)
Metric	BEN	PYPL
Revenue Growth (YoY)	--	4.32%
Revenue Growth (3Y CAGR)	--	6.43%
EPS Growth (YoY)	116.48%	35.59%
EPS Growth (3Y CAGR)	4.63%	37.30%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Franklin Templeton (BEN) in Financial Services and PayPal (PYPL) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Franklin Templeton (BEN) in Financial Services and PayPal (PYPL) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Franklin Templeton (BEN) and PayPal (PYPL)
Metric	BEN	PYPL
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Franklin Templeton (BEN) at 4.10% delivers top-quartile income for its industry, while PayPal (PYPL) at 0.95% pays a more typical yield — both are credible income propositions, BEN the richer one.

BEN

Financial Services industry group

4.10%

Max: 9.77%
BEN: 4.10%
Q3: 3.92%
Median: 1.09%
Q1: 0.00%
Min: 0.00%

PYPL

Financial Services industry group

0.95%

Max: 9.77%
Q3: 3.92%
Median: 1.09%
PYPL: 0.95%
Q1: 0.00%
Min: 0.00%

Franklin Templeton (BEN) vs. PayPal (PYPL): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Franklin Templeton (BEN) at 89.12% and PayPal (PYPL) at 10.69% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

BEN

Financial Services industry group

89.12%

Max: 241.07%
Q3: 97.36%
BEN: 89.12%
Median: 25.77%
Q1: 0.00%
Min: 0.00%

PYPL

Financial Services industry group

10.69%

Max: 241.07%
Q3: 97.36%
Median: 25.77%
PYPL: 10.69%
Q1: 0.00%
Min: 0.00%

Franklin Templeton (BEN) vs. PayPal (PYPL): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Franklin Templeton (BEN) and PayPal (PYPL)
Metric	BEN	PYPL
Dividend Yield (TTM)	4.10%	0.95%
Dividend Payout Ratio (TTM)	89.12%	10.69%

Valuation

P/E Ratio (TTM)

Both Franklin Templeton (BEN) at 17.12 and PayPal (PYPL) at 11.31 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

BEN

Financial Services industry group

17.12

Max: 45.85
Q3: 24.64
BEN: 17.12
Median: 15.37
Q1: 9.68
Min: 0.16

PYPL

Financial Services industry group

11.31

Max: 45.85
Q3: 24.64
Median: 15.37
PYPL: 11.31
Q1: 9.68
Min: 0.16

Franklin Templeton (BEN) vs. PayPal (PYPL): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Franklin Templeton (BEN) at 1.84 and PayPal (PYPL) at 1.43 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

BEN

Financial Services industry group

1.84

Max: 9.23
Q3: 4.57
Median: 2.72
BEN: 1.84
Q1: 1.28
Min: -0.55

PYPL

Financial Services industry group

1.43

Max: 9.23
Q3: 4.57
Median: 2.72
PYPL: 1.43
Q1: 1.28
Min: -0.55

Franklin Templeton (BEN) vs. PayPal (PYPL): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Franklin Templeton (BEN) at 1.46 and PayPal (PYPL) at 2.55 are valued close to their industries’ norm against book — neither stands out from peers.

BEN

Financial Services industry group

1.46

Max: 7.79
Q3: 3.63
Median: 1.57
BEN: 1.46
Q1: 0.81
Min: -0.39

PYPL

Financial Services industry group

2.55

Max: 7.79
Q3: 3.63
PYPL: 2.55
Median: 1.57
Q1: 0.81
Min: -0.39

Franklin Templeton (BEN) vs. PayPal (PYPL): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Franklin Templeton (BEN) and PayPal (PYPL)
Metric	BEN	PYPL
P/E Ratio (TTM)	17.12	11.31
P/S Ratio (TTM)	1.84	1.43
P/B Ratio (MRQ)	1.46	2.55
Free Cash Flow Yield (TTM)	--	--