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BEN vs. JKHY: Franklin Templeton vs. Jack Henry & Associates Stock Comparison

How do Franklin Templeton (BEN) and Jack Henry & Associates (JKHY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Franklin Templeton (BEN) and Jack Henry & Associates (JKHY) both fall under the Financial Services industry group, but BEN is classified in Capital Markets while JKHY is classified in Financial Services.

Company profile comparison for Franklin Templeton (BEN) and Jack Henry & Associates (JKHY)
Profile ItemBENJKHY
NameFranklin Templeton Inc.Jack Henry & Associates, Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryAsset Management & Custody BanksTransaction & Payment Processing Services
Market Capitalization17.29 billion USD12.15 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateSeptember 23, 1983November 20, 1985
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

BEN
JKHY
GSPC
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Franklin Templeton (BEN) vs. Jack Henry & Associates (JKHY), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Franklin Templeton (BEN) and Jack Henry & Associates (JKHY). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Franklin Templeton (BEN) and Jack Henry & Associates (JKHY). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Franklin Templeton (BEN) and Jack Henry & Associates (JKHY)
MetricBENJKHY
Total Return (1Y)70.17%9.28%
Total Return (3Y, Annualized)22.48%6.53%
Total Return (5Y, Annualized)5.29%3.04%

Risk Profile

Drawdown History

BEN
JKHY
GSPC
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Franklin Templeton (BEN) vs. Jack Henry & Associates (JKHY), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Franklin Templeton (BEN) and Jack Henry & Associates (JKHY). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Franklin Templeton (BEN) has an aggressive beta of 1.52, indicating higher sensitivity to broad-market moves, while Jack Henry & Associates (JKHY) is defensive at 0.51 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk profile metrics for Franklin Templeton (BEN) and Jack Henry & Associates (JKHY)
MetricBENJKHY
Volatility (1Y, Annualized)29.18%31.51%
Beta (5Y)1.520.51
Max Drawdown (5Y)-45.39%-38.35%
Avg. Volume (3M)3.70M944.55K

Risk-Adjusted Performance

Risk-Return Positioning

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BEN and JKHY are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Franklin Templeton (BEN) and Jack Henry & Associates (JKHY)
MetricBENJKHY
Sharpe Ratio (1Y)2.260.16
Sortino Ratio (1Y)3.550.23

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Franklin Templeton (BEN) earns 10.51% on shareholders’ equity, ranked against its industry; Jack Henry & Associates (JKHY) has no ROE this period.

BEN

Financial Services industry group

10.51%

Max
44.78%
Q3
21.85%
Median
12.91%
BEN
10.51%
Q1
4.48%
Min
-18.71%

JKHY

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
JKHY
--
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Franklin Templeton (BEN) vs. Jack Henry & Associates (JKHY): JKHY does not report ROE, so it has no value marker; BEN is benchmarked against the Financial Services industry group.

Net Margin (TTM)

Both Franklin Templeton (BEN) at 11.42% and Jack Henry & Associates (JKHY) at 19.96% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

BEN

Financial Services industry group

11.42%

Max
62.84%
Q3
28.05%
Median
15.36%
BEN
11.42%
Q1
4.82%
Min
-28.52%

JKHY

Financial Services industry group

19.96%

Max
62.84%
Q3
28.05%
JKHY
19.96%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Franklin Templeton (BEN) vs. Jack Henry & Associates (JKHY): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Franklin Templeton (BEN) at 14.61% and Jack Henry & Associates (JKHY) at 29.52% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

BEN

Financial Services industry group

14.61%

Max
107.33%
Q3
55.90%
Median
30.09%
BEN
14.61%
Q1
14.60%
Min
-44.34%

JKHY

Financial Services industry group

29.52%

Max
107.33%
Q3
55.90%
Median
30.09%
JKHY
29.52%
Q1
14.60%
Min
-44.34%
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Franklin Templeton (BEN) vs. Jack Henry & Associates (JKHY): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Franklin Templeton (BEN) and Jack Henry & Associates (JKHY)
MetricBENJKHY
ROE (TTM)10.51%--
ROA (TTM)----
Net Margin (TTM)11.42%19.96%
Operating Margin (TTM)14.61%29.52%
Gross Margin (TTM)----

Growth

Revenue Growth

Only one side can be read here: Jack Henry & Associates (JKHY) reports revenue growth of 7.12%, ranked against its industry; Franklin Templeton (BEN) has no revenue growth figure this period.

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Franklin Templeton (BEN) vs. Jack Henry & Associates (JKHY): A comparison of their Revenue Growth across different time periods.

EPS Growth

Franklin Templeton (BEN) at 116.48% sits in the top EPS growth quartile, while Jack Henry & Associates (JKHY) at 11.86% is closer to the peer norm — faster per-share earnings growth for BEN.

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Franklin Templeton (BEN) vs. Jack Henry & Associates (JKHY): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Franklin Templeton (BEN) and Jack Henry & Associates (JKHY)
MetricBENJKHY
Revenue Growth (YoY)--7.12%
Revenue Growth (3Y CAGR)--6.99%
EPS Growth (YoY)116.48%11.86%
EPS Growth (3Y CAGR)4.63%11.61%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Franklin Templeton (BEN) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Franklin Templeton (BEN) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Franklin Templeton (BEN) and Jack Henry & Associates (JKHY)
MetricBENJKHY
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Franklin Templeton (BEN) at 4.10% delivers top-quartile income for its industry, while Jack Henry & Associates (JKHY) at 1.34% pays a more typical yield — both are credible income propositions, BEN the richer one.

BEN

Financial Services industry group

4.10%

Max
9.77%
BEN
4.10%
Q3
3.92%
Median
1.09%
Q1
0.00%
Min
0.00%

JKHY

Financial Services industry group

1.34%

Max
9.77%
Q3
3.92%
JKHY
1.34%
Median
1.09%
Q1
0.00%
Min
0.00%
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Franklin Templeton (BEN) vs. Jack Henry & Associates (JKHY): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Franklin Templeton (BEN) at 89.12% and Jack Henry & Associates (JKHY) at 33.10% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

BEN

Financial Services industry group

89.12%

Max
241.07%
Q3
97.36%
BEN
89.12%
Median
25.77%
Q1
0.00%
Min
0.00%

JKHY

Financial Services industry group

33.10%

Max
241.07%
Q3
97.36%
JKHY
33.10%
Median
25.77%
Q1
0.00%
Min
0.00%
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Franklin Templeton (BEN) vs. Jack Henry & Associates (JKHY): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Franklin Templeton (BEN) and Jack Henry & Associates (JKHY)
MetricBENJKHY
Dividend Yield (TTM)4.10%1.34%
Dividend Payout Ratio (TTM)89.12%33.10%

Valuation

P/E Ratio (TTM)

Both Franklin Templeton (BEN) at 17.12 and Jack Henry & Associates (JKHY) at 23.80 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

BEN

Financial Services industry group

17.12

Max
45.85
Q3
24.64
BEN
17.12
Median
15.37
Q1
9.68
Min
0.16

JKHY

Financial Services industry group

23.80

Max
45.85
Q3
24.64
JKHY
23.80
Median
15.37
Q1
9.68
Min
0.16
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Franklin Templeton (BEN) vs. Jack Henry & Associates (JKHY): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Franklin Templeton (BEN) at 1.84 is priced about in line with its industry on P/S ratio, while Jack Henry & Associates (JKHY) at 4.67 sits in the pricier quartile — JKHY costs more per dollar of sales.

BEN

Financial Services industry group

1.84

Max
9.23
Q3
4.57
Median
2.72
BEN
1.84
Q1
1.28
Min
-0.55

JKHY

Financial Services industry group

4.67

Max
9.23
JKHY
4.67
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Franklin Templeton (BEN) vs. Jack Henry & Associates (JKHY): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Franklin Templeton (BEN) at 1.46 is valued about in line with its industry on P/B ratio, while Jack Henry & Associates (JKHY) at 5.92 carries an above-peer premium to book — JKHY is pricier on assets.

BEN

Financial Services industry group

1.46

Max
7.79
Q3
3.63
Median
1.57
BEN
1.46
Q1
0.81
Min
-0.39

JKHY

Financial Services industry group

5.92

Max
7.79
JKHY
5.92
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Franklin Templeton (BEN) vs. Jack Henry & Associates (JKHY): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Franklin Templeton (BEN) and Jack Henry & Associates (JKHY)
MetricBENJKHY
P/E Ratio (TTM)17.1223.80
P/S Ratio (TTM)1.844.67
P/B Ratio (MRQ)1.465.92
Free Cash Flow Yield (TTM)----