Seek Returns logo

BCH vs. SMFG: A Head-to-Head Stock Comparison

Updated on

Here’s a clear look at BCH and SMFG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Both BCH and SMFG are American Depositary Receipts (ADRs). This provides U.S. investors with straightforward access to investing in these foreign-listed companies.

SymbolBCHSMFG
Company NameBanco de ChileSumitomo Mitsui Financial Group, Inc.
CountryChileJapan
GICS SectorFinancialsFinancials
GICS IndustryBanksBanks
Market Capitalization14.97 billion USD104.50 billion USD
ExchangeNYSENYSE
Listing DateAugust 2, 2002January 27, 2006
Security TypeADRADR

Historical Performance

This chart compares the performance of BCH and SMFG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BCH vs. SMFG: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolBCHSMFG
5-Day Price Return2.73%6.12%
13-Week Price Return-2.28%12.54%
26-Week Price Return13.14%6.63%
52-Week Price Return26.67%58.60%
Month-to-Date Return3.90%3.87%
Year-to-Date Return23.13%6.38%
10-Day Avg. Volume79.51M12.95M
3-Month Avg. Volume103.96M15.07M
3-Month Volatility16.92%23.81%
Beta0.881.44

Profitability

Return on Equity (TTM)

BCH

22.69%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

In the upper quartile for the Banks industry, BCH’s Return on Equity of 22.69% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

SMFG

7.91%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

SMFG’s Return on Equity of 7.91% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

BCH vs. SMFG: A comparison of their Return on Equity (TTM) against the Banks industry benchmark.

Net Profit Margin (TTM)

BCH

34.28%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

BCH’s Net Profit Margin of 34.28% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

SMFG

19.05%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

Falling into the lower quartile for the Banks industry, SMFG’s Net Profit Margin of 19.05% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

BCH vs. SMFG: A comparison of their Net Profit Margin (TTM) against the Banks industry benchmark.

Operating Profit Margin (TTM)

BCH

43.16%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

BCH’s Operating Profit Margin of 43.16% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

SMFG

25.28%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

SMFG’s Operating Profit Margin of 25.28% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

BCH vs. SMFG: A comparison of their Operating Profit Margin (TTM) against the Banks industry benchmark.

Profitability at a Glance

SymbolBCHSMFG
Return on Equity (TTM)22.69%7.91%
Return on Assets (TTM)2.35%0.39%
Net Profit Margin (TTM)34.28%19.05%
Operating Profit Margin (TTM)43.16%25.28%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

BCH

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

SMFG

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BCH vs. SMFG: A comparison of their Current Ratio (MRQ) against the Banks industry benchmark.

Debt-to-Equity Ratio (MRQ)

BCH

2.40

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

SMFG

4.30

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

BCH vs. SMFG: A comparison of their Debt-to-Equity Ratio (MRQ) against the Banks industry benchmark.

Interest Coverage Ratio (TTM)

BCH

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

SMFG

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

BCH vs. SMFG: A comparison of their Interest Coverage Ratio (TTM) against the Banks industry benchmark.

Financial Strength at a Glance

SymbolBCHSMFG
Current Ratio (MRQ)----
Quick Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)2.404.30
Interest Coverage Ratio (TTM)----

Growth

Revenue Growth

BCH vs. SMFG: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BCH vs. SMFG: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BCH

7.08%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

With a Dividend Yield of 7.08%, BCH offers a more attractive income stream than most of its peers in the Banks industry, signaling a strong commitment to shareholder returns.

SMFG

2.67%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

SMFG’s Dividend Yield of 2.67% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

BCH vs. SMFG: A comparison of their Dividend Yield (TTM) against the Banks industry benchmark.

Dividend Payout Ratio (TTM)

BCH

302.60%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

At 302.60%, BCH’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Banks industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

SMFG

104.11%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

SMFG’s Dividend Payout Ratio of 104.11% is in the upper quartile for the Banks industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

BCH vs. SMFG: A comparison of their Dividend Payout Ratio (TTM) against the Banks industry benchmark.

Dividend at a Glance

SymbolBCHSMFG
Dividend Yield (TTM)7.08%2.67%
Dividend Payout Ratio (TTM)302.60%104.11%

Valuation

Price-to-Earnings Ratio (TTM)

BCH

11.35

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

BCH’s P/E Ratio of 11.35 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

SMFG

13.09

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

A P/E Ratio of 13.09 places SMFG in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

BCH vs. SMFG: A comparison of their Price-to-Earnings Ratio (TTM) against the Banks industry benchmark.

Price-to-Sales Ratio (TTM)

BCH

2.76

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

SMFG

2.32

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

BCH vs. SMFG: A comparison of their Price-to-Sales Ratio (TTM) against the Banks industry benchmark.

Price-to-Book Ratio (MRQ)

BCH

2.34

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

At 2.34, BCH’s P/B Ratio is at an extreme premium to the Banks industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

SMFG

1.00

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

SMFG’s P/B Ratio of 1.00 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BCH vs. SMFG: A comparison of their Price-to-Book Ratio (MRQ) against the Banks industry benchmark.

Valuation at a Glance

SymbolBCHSMFG
Price-to-Earnings Ratio (TTM)11.3513.09
Price-to-Sales Ratio (TTM)2.762.32
Price-to-Book Ratio (MRQ)2.341.00
Price-to-Free Cash Flow Ratio (TTM)6.073.35