BCH vs. EWBC: Banco de Chile vs. East West Bancorp Stock Comparison

Company Profile

Banco de Chile (BCH) and East West Bancorp (EWBC) both belong to the Banks industry, though BCH is classified under Diversified Banks while EWBC falls under Regional Banks.

East West Bancorp (EWBC) trades as ordinary local shares, while Banco de Chile (BCH) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both companies show strong equity returns, but Banco de Chile (BCH) at 21.08% is the standout with ROE above its industry range; East West Bancorp (EWBC) at 16.57% also sits in the top quartile.

East West Bancorp (EWBC) at 50.06% keeps the most of each sales dollar — above its industry’s net margin range — and Banco de Chile (BCH) at 45.15% also retains a top-quartile share.

Neither side reports a meaningful operating margin: for Banco de Chile (BCH) in Banks and East West Bancorp (EWBC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

East West Bancorp (EWBC) at 12.86% is around its peer norm for revenue growth, while Banco de Chile (BCH) at -1.56% drops into the bottom quartile, signaling weaker demand or pricing momentum.

East West Bancorp (EWBC) at 14.29% is around its peer norm for EPS growth, while Banco de Chile (BCH) at -1.84% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Banco de Chile (BCH) in Banks and East West Bancorp (EWBC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Banco de Chile (BCH) in Banks and East West Bancorp (EWBC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Banco de Chile (BCH) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile East West Bancorp (EWBC) reports a yield of 2.32%, ranking against industry peers normally.

East West Bancorp (EWBC) at 28.52% keeps its payout in the industry’s typical band, while Banco de Chile (BCH) at 85.54% pays out more than any of its peers — the most stretched cover in its group.

Dividend Metrics

Valuation

East West Bancorp (EWBC) at 12.25 is near its industry’s usual P/E ratio, while Banco de Chile (BCH) at 14.81 sits in the richer quartile — BCH needs stronger growth or earnings quality to justify the premium.

P/S ratio is set aside for both Banco de Chile (BCH) in Banks and East West Bancorp (EWBC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Banco de Chile (BCH) at 0.69 looks cheap against book in the lower P/B ratio quartile, while East West Bancorp (EWBC) at 1.95 carries a premium in the upper quartile — a clear price-to-book gap.

Valuation Metrics