BAP vs. EWBC: Credicorp vs. East West Bancorp Stock Comparison
How do Credicorp (BAP) and East West Bancorp (EWBC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Credicorp (BAP) and East West Bancorp (EWBC) both belong to the Banks industry, though BAP is classified under Diversified Banks while EWBC falls under Regional Banks.
| Profile Item | BAP | EWBC |
|---|---|---|
| Name | Credicorp Ltd. | East West Bancorp Inc. |
| Country/Region | Peru | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Regional Banks |
| Market Capitalization | 27.63 billion USD | 17.65 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | October 25, 1995 | February 3, 1999 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BAP | EWBC |
|---|---|---|
| Total Return (1Y) | 44.06% | 30.57% |
| Total Return (3Y, Annualized) | 52.62% | 36.90% |
| Total Return (5Y, Annualized) | 29.84% | 12.56% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BAP | EWBC |
|---|---|---|
| Volatility (1Y, Annualized) | 34.92% | 23.01% |
| Beta (5Y) | 0.87 | 0.98 |
| Max Drawdown (5Y) | -33.33% | -54.06% |
| Avg. Volume (3M) | 316.59K | 807.94K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BAP | EWBC |
|---|---|---|
| Sharpe Ratio (1Y) | 1.14 | 1.14 |
| Sortino Ratio (1Y) | 1.75 | 1.69 |
Profitability
ROE (TTM)
Both companies show strong equity returns, but Credicorp (BAP) at 20.41% is the standout with ROE above its industry range; East West Bancorp (EWBC) at 16.57% also sits in the top quartile.
BAP
Banks industry group
20.41%
- BAP
- 20.41%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
EWBC
Banks industry group
16.57%
- Max
- 19.84%
- EWBC
- 16.57%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
East West Bancorp (EWBC) at 50.06% converts revenue to bottom-line profit above its industry’s benchmark range, while Credicorp (BAP) at 33.10% keeps roughly the typical share for its industry.
BAP
Banks industry group
33.10%
- Max
- 47.19%
- Q3
- 35.25%
- BAP
- 33.10%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
EWBC
Banks industry group
50.06%
- EWBC
- 50.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Credicorp (BAP) in Banks and East West Bancorp (EWBC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BAP | EWBC |
|---|---|---|
| ROE (TTM) | 20.41% | 16.57% |
| ROA (TTM) | 2.84% | 1.76% |
| Net Margin (TTM) | 33.10% | 50.06% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Credicorp (BAP) at 11.57% and East West Bancorp (EWBC) at 12.86% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Credicorp (BAP) at 26.04% and East West Bancorp (EWBC) at 14.29% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | BAP | EWBC |
|---|---|---|
| Revenue Growth (YoY) | 11.57% | 12.86% |
| Revenue Growth (3Y CAGR) | 12.30% | 7.70% |
| EPS Growth (YoY) | 26.04% | 14.29% |
| EPS Growth (3Y CAGR) | 14.42% | 6.33% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Credicorp (BAP) in Banks and East West Bancorp (EWBC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Credicorp (BAP) in Banks and East West Bancorp (EWBC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BAP | EWBC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
East West Bancorp (EWBC) at 2.32% pays an industry-typical yield; Credicorp (BAP) at 14.37% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
BAP
Banks industry group
14.37%
- BAP
- 14.37%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
EWBC
Banks industry group
2.32%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- EWBC
- 2.32%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
East West Bancorp (EWBC) at 28.52% pays out a band-typical share of earnings, while Credicorp (BAP) at 53.95% distributes more than its industry norm — less retained, thinner cover.
BAP
Banks industry group
53.95%
- Max
- 70.75%
- BAP
- 53.95%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
EWBC
Banks industry group
28.52%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- EWBC
- 28.52%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BAP | EWBC |
|---|---|---|
| Dividend Yield (TTM) | 14.37% | 2.32% |
| Dividend Payout Ratio (TTM) | 53.95% | 28.52% |
Valuation
P/E Ratio (TTM)
Both Credicorp (BAP) at 13.10 and East West Bancorp (EWBC) at 12.25 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
BAP
Banks industry group
13.10
- Max
- 18.16
- Q3
- 13.75
- BAP
- 13.10
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
EWBC
Banks industry group
12.25
- Max
- 18.16
- Q3
- 13.75
- EWBC
- 12.25
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Credicorp (BAP) in Banks and East West Bancorp (EWBC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Both look rich against book: East West Bancorp (EWBC) at 1.95 sits in the upper P/B ratio quartile, and Credicorp (BAP) at 2.57 prices even higher, above its industry range.
BAP
Banks industry group
2.57
- BAP
- 2.57
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
EWBC
Banks industry group
1.95
- Max
- 2.28
- EWBC
- 1.95
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BAP | EWBC |
|---|---|---|
| P/E Ratio (TTM) | 13.10 | 12.25 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 2.57 | 1.95 |
| Free Cash Flow Yield (TTM) | -- | -- |