BAP vs. BBD: Credicorp vs. Banco Bradesco Stock Comparison

Company Profile

Credicorp (BAP) and Banco Bradesco (BBD) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Credicorp (BAP) trades as ordinary local shares, while Banco Bradesco (BBD) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Banco Bradesco (BBD) is heavily traded at around 43.85M shares per day, whereas Credicorp (BAP) sees a more moderate 316.59K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both companies show strong equity returns, but Credicorp (BAP) at 20.41% is the standout with ROE above its industry range; Banco Bradesco (BBD) at 14.20% also sits in the top quartile.

Both Credicorp (BAP) at 33.10% and Banco Bradesco (BBD) at 27.27% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Credicorp (BAP) in Banks and Banco Bradesco (BBD) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Credicorp (BAP) at 11.57% and Banco Bradesco (BBD) at 11.85% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Banco Bradesco (BBD) at 37.42% sits in the top EPS growth quartile, while Credicorp (BAP) at 26.04% is closer to the peer norm — faster per-share earnings growth for BBD.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Credicorp (BAP) in Banks and Banco Bradesco (BBD) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Credicorp (BAP) in Banks and Banco Bradesco (BBD) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Credicorp (BAP) at 14.37% and Banco Bradesco (BBD) at 53.03% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.

Both Credicorp (BAP) at 53.95% and Banco Bradesco (BBD) at 53.52% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Banco Bradesco (BBD) at 5.64 trades below its industry P/E ratio range, while Credicorp (BAP) at 13.10 is closer to a normal peer multiple — a clearer earnings-valuation discount for BBD, subject to growth and earnings quality.

P/S ratio is set aside for both Credicorp (BAP) in Banks and Banco Bradesco (BBD) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Banco Bradesco (BBD) at 0.69 sits in the lower P/B ratio quartile relative to book while Credicorp (BAP) at 2.57 prices above its industry range — a wide valuation gap against assets.

Valuation Metrics