AZZ vs. GPN: A Head-to-Head Stock Comparison

Updated on August 24, 2025

Here’s a clear look at AZZ and GPN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	AZZ	GPN
Company Name	AZZ Inc.	Global Payments Inc.
Country	United States	United States
GICS Sector	Industrials	Financials
GICS Industry	Building Products	Financial Services
Market Capitalization	3.39 billion USD	20.81 billion USD
Exchange	NYSE	NYSE
Listing Date	March 17, 1980	January 16, 2001
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of AZZ and GPN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AZZ vs. GPN: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	AZZ	GPN
5-Day Price Return	-0.06%	-1.63%
13-Week Price Return	21.51%	6.09%
26-Week Price Return	14.45%	-17.63%
52-Week Price Return	39.25%	-21.96%
Month-to-Date Return	3.02%	7.28%
Year-to-Date Return	37.71%	-23.46%
10-Day Avg. Volume	0.33M	2.77M
3-Month Avg. Volume	0.27M	3.19M
3-Month Volatility	25.36%	37.85%
Beta	1.33	1.00

Profitability

Return on Equity (TTM)

AZZ

24.26%

Building Products Industry

Max: 48.58%
Q3: 27.65%
Median: 16.01%
Q1: 8.81%
Min: -6.66%

AZZ’s Return on Equity of 24.26% is on par with the norm for the Building Products industry, indicating its profitability relative to shareholder equity is typical for the sector.

GPN

6.36%

Financial Services Industry

Max: 40.58%
Q3: 20.06%
Median: 10.67%
Q1: 4.19%
Min: -10.31%

GPN’s Return on Equity of 6.36% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.

AZZ vs. GPN: A comparison of their Return on Equity (TTM) against their respective Building Products and Financial Services industry benchmarks.

Net Profit Margin (TTM)

AZZ

16.40%

Building Products Industry

Max: 26.11%
Q3: 15.09%
Median: 9.48%
Q1: 5.16%
Min: -3.43%

A Net Profit Margin of 16.40% places AZZ in the upper quartile for the Building Products industry, signifying strong profitability and more effective cost management than most of its peers.

GPN

15.07%

Financial Services Industry

Max: 52.86%
Q3: 25.58%
Median: 12.23%
Q1: 6.64%
Min: -9.92%

GPN’s Net Profit Margin of 15.07% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

AZZ vs. GPN: A comparison of their Net Profit Margin (TTM) against their respective Building Products and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

AZZ

14.89%

Building Products Industry

Max: 26.67%
Q3: 18.75%
Median: 14.89%
Q1: 8.70%
Min: -1.00%

AZZ’s Operating Profit Margin of 14.89% is around the midpoint for the Building Products industry, indicating that its efficiency in managing core business operations is typical for the sector.

GPN

23.26%

Financial Services Industry

Max: 77.28%
Q3: 37.68%
Median: 18.17%
Q1: 9.27%
Min: -8.19%

GPN’s Operating Profit Margin of 23.26% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

AZZ vs. GPN: A comparison of their Operating Profit Margin (TTM) against their respective Building Products and Financial Services industry benchmarks.

Profitability at a Glance

Symbol	AZZ	GPN
Return on Equity (TTM)	24.26%	6.36%
Return on Assets (TTM)	11.73%	2.96%
Net Profit Margin (TTM)	16.40%	15.07%
Operating Profit Margin (TTM)	14.89%	23.26%
Gross Profit Margin (TTM)	24.45%	65.01%

Financial Strength

Current Ratio (MRQ)

AZZ

1.51

Building Products Industry

Max: 2.87
Q3: 2.03
Median: 1.60
Q1: 1.32
Min: 0.88

AZZ’s Current Ratio of 1.51 aligns with the median group of the Building Products industry, indicating that its short-term liquidity is in line with its sector peers.

GPN

0.95

Financial Services Industry

Max: 4.58
Q3: 2.59
Median: 1.33
Q1: 0.69
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AZZ vs. GPN: A comparison of their Current Ratio (MRQ) against their respective Building Products and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AZZ

0.48

Building Products Industry

Max: 1.64
Q3: 1.02
Median: 0.66
Q1: 0.32
Min: 0.00

AZZ’s Debt-to-Equity Ratio of 0.48 is typical for the Building Products industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

GPN

0.74

Financial Services Industry

Max: 4.96
Q3: 2.10
Median: 0.57
Q1: 0.12
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

AZZ vs. GPN: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Building Products and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

AZZ

3.62

Building Products Industry

Max: 72.12
Q3: 34.39
Median: 15.31
Q1: 6.06
Min: 0.85

In the lower quartile for the Building Products industry, AZZ’s Interest Coverage Ratio of 3.62 indicates a tighter cushion for servicing debt, suggesting less financial flexibility than many of its competitors.

GPN

5.15

Financial Services Industry

Max: 136.23
Q3: 56.08
Median: 6.55
Q1: 2.01
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

AZZ vs. GPN: A comparison of their Interest Coverage Ratio (TTM) against their respective Building Products and Financial Services industry benchmarks.

Financial Strength at a Glance

Symbol	AZZ	GPN
Current Ratio (MRQ)	1.51	0.95
Quick Ratio (MRQ)	1.04	0.90
Debt-to-Equity Ratio (MRQ)	0.48	0.74
Interest Coverage Ratio (TTM)	3.62	5.15

Growth

Revenue Growth

AZZ vs. GPN: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AZZ vs. GPN: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AZZ

0.60%

Building Products Industry

Max: 2.56%
Q3: 1.94%
Median: 1.04%
Q1: 0.66%
Min: 0.00%

AZZ’s Dividend Yield of 0.60% is in the lower quartile for the Building Products industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

GPN

1.18%

Financial Services Industry

Max: 8.18%
Q3: 3.60%
Median: 1.56%
Q1: 0.00%
Min: 0.00%

GPN’s Dividend Yield of 1.18% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

AZZ vs. GPN: A comparison of their Dividend Yield (TTM) against their respective Building Products and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

AZZ

7.81%

Building Products Industry

Max: 157.36%
Q3: 77.74%
Median: 29.49%
Q1: 16.25%
Min: 0.00%

AZZ’s Dividend Payout Ratio of 7.81% is in the lower quartile for the Building Products industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

GPN

17.30%

Financial Services Industry

Max: 155.56%
Q3: 63.71%
Median: 18.08%
Q1: 0.00%
Min: 0.00%

GPN’s Dividend Payout Ratio of 17.30% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AZZ vs. GPN: A comparison of their Dividend Payout Ratio (TTM) against their respective Building Products and Financial Services industry benchmarks.

Dividend at a Glance

Symbol	AZZ	GPN
Dividend Yield (TTM)	0.60%	1.18%
Dividend Payout Ratio (TTM)	7.81%	17.30%

Valuation

Price-to-Earnings Ratio (TTM)

AZZ

13.04

Building Products Industry

Max: 66.79
Q3: 37.37
Median: 21.86
Q1: 17.57
Min: 9.70

In the lower quartile for the Building Products industry, AZZ’s P/E Ratio of 13.04 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

GPN

14.61

Financial Services Industry

Max: 63.23
Q3: 32.10
Median: 14.41
Q1: 10.81
Min: 0.37

GPN’s P/E Ratio of 14.61 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

AZZ vs. GPN: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Building Products and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

AZZ

2.14

Building Products Industry

Max: 6.40
Q3: 3.25
Median: 1.65
Q1: 1.11
Min: 0.34

AZZ’s P/S Ratio of 2.14 aligns with the market consensus for the Building Products industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

GPN

2.20

Financial Services Industry

Max: 11.16
Q3: 5.45
Median: 2.61
Q1: 1.25
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

AZZ vs. GPN: A comparison of their Price-to-Sales Ratio (TTM) against their respective Building Products and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

AZZ

2.30

Building Products Industry

Max: 13.31
Q3: 6.85
Median: 3.20
Q1: 1.71
Min: 0.73

AZZ’s P/B Ratio of 2.30 is within the conventional range for the Building Products industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

GPN

0.86

Financial Services Industry

Max: 7.09
Q3: 3.79
Median: 1.46
Q1: 0.83
Min: 0.04

GPN’s P/B Ratio of 0.86 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AZZ vs. GPN: A comparison of their Price-to-Book Ratio (MRQ) against their respective Building Products and Financial Services industry benchmarks.

Valuation at a Glance

Symbol	AZZ	GPN
Price-to-Earnings Ratio (TTM)	13.04	14.61
Price-to-Sales Ratio (TTM)	2.14	2.20
Price-to-Book Ratio (MRQ)	2.30	0.86
Price-to-Free Cash Flow Ratio (TTM)	8.85	6.69