AXP vs. HOOD: American Express vs. Robinhood Markets Stock Comparison

Company Profile

American Express (AXP) and Robinhood Markets (HOOD) both fall under the Financial Services industry group, but AXP is classified in Consumer Finance while HOOD is classified in Capital Markets.

American Express (AXP) has more than two decades of public-market history since June 1, 1972, whereas Robinhood Markets (HOOD) listed on July 29, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Robinhood Markets (HOOD) carries a highly aggressive beta of 2.52, indicating much higher sensitivity to broad-market moves, whereas American Express (AXP) is closer to market-like at 1.06 — a noticeable difference in market-sensitivity profile.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

American Express (AXP) at 35.93% sits in the top ROE quartile, while Robinhood Markets (HOOD) at 21.45% is closer to the peer norm — stronger capital efficiency for AXP.

Robinhood Markets (HOOD) at 39.04% retains a top-quartile share of revenue as profit, ahead of American Express (AXP) at 16.82%, which keeps about the industry-typical share.

Both American Express (AXP) at 18.43% and Robinhood Markets (HOOD) at 48.10% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Robinhood Markets (HOOD) at 51.58% sits in the top revenue growth quartile, while American Express (AXP) at 9.52% is closer to the peer norm — faster top-line expansion for HOOD.

Both American Express (AXP) at 9.78% and Robinhood Markets (HOOD) at 31.41% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: American Express (AXP) in Financial Services and Robinhood Markets (HOOD) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: American Express (AXP) in Financial Services and Robinhood Markets (HOOD) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Robinhood Markets (HOOD) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile American Express (AXP) reports a yield of 1.13%, ranking against industry peers normally.

Robinhood Markets (HOOD) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile American Express (AXP) reports a payout of 15.32%, ranking against industry peers normally.

Dividend Metrics

Valuation

American Express (AXP) at 18.08 is near its industry’s usual P/E ratio, while Robinhood Markets (HOOD) at 37.29 sits in the richer quartile — HOOD needs stronger growth or earnings quality to justify the premium.

American Express (AXP) at 2.95 prices around its industry’s typical P/S ratio, while Robinhood Markets (HOOD) at 14.34 clears its benchmark range — HOOD looks notably rich on sales.

Both American Express (AXP) at 6.02 and Robinhood Markets (HOOD) at 7.29 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.

Valuation Metrics